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| Tenor | FD Plus* | Regular FD**+ | Senior FD***+ | |||
|---|---|---|---|---|---|---|
| Rate | Yield | Rate | Yield | Rate | Yield | |
| 7 days to 45 days | 6.00% | 6.00% | 6.00% | 6.00% | 6.60% | 6.60% |
| 46 days to 60 days | 6.50% | 6.50% | 6.50% | 6.50% | 7.10% | 7.10% |
| 61 days to 180 days | 7.25% | 7.32% | 7.00% | 7.06% | 7.60% | 7.67% |
| 181 days to 365 days | 8.75% | 9.04% | 8.50% | 8.77% | 9.10% | 9.42% |
| More than 1 year up to 2 years | 9.00% | 9.74% | 8.50% | 9.16% | 9.10% | 9.86% |
| More than 2 years up to 3 years | 9.00% | 10.20% | 8.50% | 9.57% | 9.10% | 10.33% |
| 3 years | 9.25% | 10.52% | 9.00% | 10.20% | 9.60% | 10.97% |
| More than 3 years up to 5 years | 8.50% | 10.46% | 8.50% | 10.46% | 9.10% | 11.36% |
| More than 5 years up to 10 years | 7.00% | 10.03% | 7.00% | 10.03% | 7.60% | 11.24% |
*FD Plus with No Premature Withdrawal Interest Rate (p.a) on deposit of >15 lakhs.
**Regular FD Interest Rate (p.a) on deposit of < 2 crore.
***Senior Citizen FD Interest Rate (p.a) on deposit of < 2 crore.
Annualised returns is calculated for 3 years tenure for cumulative fixed deposit, interest is compounded quarterly. Maturity amount rounded-off. The above calculation is for illustration purposes only. Issuance fee will be reversed if the customer opens FD for more than one Lakh.
Period: 3 years (1 Year = 365 Days)
^Calculation of Welcome benefit is based on total value of all offers. The "Top brands" is generic classification.
~Fees and charges are applicable on the card. This card can only be availed by opening Savings Plus account. Please refer to www.janabank.com for more details.
For interest rates on deposits of INR 2 Crore & above, please contact the nearest branch of Jana Small Finance Bank.
The interest is computed based on the actual number of days in a year i.e. 365 days for a non-leap year and 366 days for a leap year. The tenor of Deposit is calculated in number of days.
+In case of premature withdrawal of the deposit, penalty as follows will be applied on the applicable rate of interest for the duration which the deposit is maintained with us.