Key Benefits

FEATURES	BENEFITS
Convenience	Avail Gold loans as low as INR 10,000 and enjoy flexible repayment options Avail instant cash upto INR 2 lakh Repay loans with quarterly, half-yearly and yearly bullet loans
High Per Gram Rates	Get more loan amount with the same quantity of gold. We offer one of the highest per gram rates.
Instant Disbursements	Enjoy Gold Loan in the quickest time Both Cash Disbursements (upto INR 2 lakh) and Funds Transfer options are available
Safety of your Ornaments	Gold that is pledged is kept safely in our Bank Vault
Attractive Interest Rates	Enjoy Gold Loans at attractive rates interest rates.
Transparent Pricing	No hidden charges All our Gold loan rates and charges are communicated to the customer in writing

Eligibility Criteria

• Indian Citizens aged from 18 to 79 years

How to Apply

• Visit the nearest branch to understand more about our Gold Loan offering.
• You can also contact us contact us and our Customer Care Executive will explain to you our Gold Loan offering.

Required Documents

Primary ID: Aadhaar.

Secondary ID: PAN card / Form 60

In case of non-availability of PAN card, customer needs to submit Form 60 along with the one of the following OVDs (Officially Valid Documents)

Passport

Voter ID card

Driving licence

NREGA (National Rural Employment Guarantee Act)

Letter issued by National Population Register containing details of name and address

Residence Proof:

Any of the valid KYC documents

Utility bill (not more than 60 days old)

For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.

Service Charges & Fees