Audit and Compliance Committee |
 |
K. Srinivas Nayak
Committee Chairman
K. Srinivas Nayak
Committee Chairman
Mr. Nayak has had career of over 30 years managing and leading Technology projects and services in Financial Services. He has built and led multi-location Technology teams to deliver technology solutions deployed globally. Mr. Nayak has handled global responsibilities for software development and infrastructure services delivering global programmes. More recently, he has served as the CTO for a UK based Reg-Tech start-up. Mr. Nayak holds a Bachelor's degree in Engineering.
R. Ramaseshan
Committee Member
R. Ramaseshan
Committee Member
R. Ramaseshan has wide experience in the Government as an officer of the IAS and in the private sector as the MD & CEO of a commodity exchange. His predominant experience is in public finance, tax reforms, and equity and commodity markets. Passionate about creating a national market for agricultural produce to help farmers, he currently works with over six states to reform their agricultural market system. He holds a degree in engineering and a Master’s degree in Business Administration with specialisation in Finance. He is a fellow member of the Institute of Cost and Management Accountants of India.
Rahul Khosla
Committee member
Rahul Khosla
Committee member
Mr. Khosla is a
seasoned top management executive with over 35 years of deep
experience across diverse geographies, functions and roles in
multiple domains - Consumer Banking, Payments, Healthcare, Life and
Health Insurance. He has expertise in senior executive management
skills and responsibilities, including in Chairman, President and
CEO roles. He has a sophisticated understanding of business,
organizational, governance and functional dimensions and has
demonstrated his credentials as a leader of business growth,
transformative development, quality performance, building
organizational capabilities while managing a wide range of
constituents across customers, employees, shareholders, boards and
regulators.
Mr. Khosla is an Economics graduate and a qualified
Chartered Accountant.
Ramesh Ramanathan
Committee Member
Ramesh Ramanathan
Committee Member
The Founder of Janalakshmi, Ramesh Ramanathan has a proven record of accomplishment in addressing the many issues faced by urban India. Ramesh has to his credit a strong international banking experience, creating innovative institutional products, working with cutting-edge technology and risk management systems. He holds an Honors degree in Physics from BITS Pilani, and an MBA from Yale University's School of Management. A co-author of the book "Urban Poverty Alleviation in India," he is a champion for the advocacy of poverty-related and public governance issues.
Chitra Talwar
Committee Member
Chitra Talwar
Committee Member
Chitra Talwar has over three decades of corporate experience in two leading consumer products companies, Britannia and PepsiCo. She worked in India and extensively in International markets ,based out of New York. Her functional expertise are in sales, marketing, strategy and general management. She has lead global teams to develop, implement and sustain sales best practices across international markets. Currently active in non profit areas on education and women & child safety, she also holds keen interest in start up space in Retail and Skill Development. She holds a BA in Economics from Madras University and an MBA from XLRI.
Pammi Vijaya Kumar
Committee Member
Pammi Vijaya Kumar
Committee Member
Pammi Vijaya Kumar, who superannuated from the Reserve Bank of India, Mumbai, as Executive Director in May 2021, has 36 years of central banking experience with him. He is well conversant with Risk Based Supervision of banks and their governance, as also the efficacy of internal control mechanisms in banks and their risk management practices. He is sensitive to deposit insurance, financial inclusion, and rural development issues. He obtained his M.Phil. in Modern Indian History from the University of Hyderabad, Hyderabad, in 1984.
Charter of the committee 
Nomination & Remuneration Committee |
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R. Ramaseshan
Committee Chairman
R. Ramaseshan
Committee Chairman
R. Ramaseshan has wide experience in the Government as an officer of the IAS and in the private sector as the MD & CEO of a commodity exchange. His predominant experience is in public finance, tax reforms, and equity and commodity markets. Passionate about creating a national market for agricultural produce to help farmers, he currently works with over six states to reform their agricultural market system. He holds a degree in engineering and a Master’s degree in Business Administration with specialisation in Finance. He is a fellow member of the Institute of Cost and Management Accountants of India.
Ramesh Ramanathan
Committee Member
Ramesh Ramanathan
Committee Member
The Founder of Janalakshmi, Ramesh Ramanathan has a proven record of accomplishment in addressing the many issues faced by urban India. Ramesh has to his credit a strong international banking experience, creating innovative institutional products, working with cutting-edge technology and risk management systems. He holds an Honors degree in Physics from BITS Pilani, and an MBA from Yale University's School of Management. A co-author of the book "Urban Poverty Alleviation in India," he is a champion for the advocacy of poverty-related and public governance issues.
Chitra Talwar
Committee Member
Chitra Talwar
Committee Member
Chitra Talwar has over three decades of corporate experience in two leading consumer products companies, Britannia and PepsiCo. She worked in India and extensively in International markets ,based out of New York. Her functional expertise are in sales, marketing, strategy and general management. She has lead global teams to develop, implement and sustain sales best practices across international markets. Currently active in non profit areas on education and women & child safety, she also holds keen interest in start up space in Retail and Skill Development. She holds a BA in Economics from Madras University and an MBA from XLRI.
Rahul Khosla
Committee member
Rahul Khosla
Committee member
Mr. Khosla is a
seasoned top management executive with over 35 years of deep
experience across diverse geographies, functions and roles in
multiple domains - Consumer Banking, Payments, Healthcare, Life and
Health Insurance. He has expertise in senior executive management
skills and responsibilities, including in Chairman, President and
CEO roles. He has a sophisticated understanding of business,
organizational, governance and functional dimensions and has
demonstrated his credentials as a leader of business growth,
transformative development, quality performance, building
organizational capabilities while managing a wide range of
constituents across customers, employees, shareholders, boards and
regulators.
Mr. Khosla is an Economics graduate and a qualified
Chartered Accountant.
Dr. Subhash C. Khuntia
Committee Member
Dr. Subhash C. Khuntia
Committee Member
Dr. Subhash C. Khuntia
has had a career in Civil service spanning over 36 years as a member
of the Indian Administrative Service. His latest assignment was as
Chairman, Insurance Regulatory and Development Authority of India.
He has been Chief Secretary, Government of Karnataka and before that
he worked as Secretary (School Education and Literacy), Government
of India in the Ministry of Human Resource Development.
In
Government of Karnataka, he has served in various capacities in the
Departments of Revenue, Personnel, Urban Development, Rural
Development and as Principal Secretary, Public Works, Ports and
Inland Waterways Department and as Secretary, Finance Department. In
Government of India, he has served in Ministry of Finance, Ministry
of Human Resource Development and Ministry of Petroleum &
Natural Gas. He also served as Government nominee Director on the
Boards of Indian Oil Corporation, ONGC and Hindustan Petroleum
Corporation, and several PSUs of Karnataka State Government. He has
been Chairman of the Boards of Bangalore International Airport
Limited and Institute of Insurance and Risk Management.
Dr.
Khuntia is an alumnus of Indian Institute of Technology, Kanpur from
where he did his post-graduation in Computer Science and Physics. He
is also an alumnus of London School of Economics from where he did
his M.Sc. He has a Ph.D. in Economics and is also a Law Graduate.
Pammi Vijaya Kumar
Committee Member
Pammi Vijaya Kumar
Committee Member
Pammi Vijaya Kumar, who superannuated from the Reserve Bank of India, Mumbai, as Executive Director in May 2021, has 36 years of central banking experience with him. He is well conversant with Risk Based Supervision of banks and their governance, as also the efficacy of internal control mechanisms in banks and their risk management practices. He is sensitive to deposit insurance, financial inclusion, and rural development issues. He obtained his M.Phil. in Modern Indian History from the University of Hyderabad, Hyderabad, in 1984.
Charter of the committee
Risk Management Committee |
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Pammi Vijaya Kumar
Committee Chairman
Pammi Vijaya Kumar
Committee Chairman
Pammi Vijaya Kumar, who superannuated from the Reserve Bank of India, Mumbai, as Executive Director in May 2021, has 36 years of central banking experience with him. He is well conversant with Risk Based Supervision of banks and their governance, as also the efficacy of internal control mechanisms in banks and their risk management practices. He is sensitive to deposit insurance, financial inclusion, and rural development issues. He obtained his M.Phil. in Modern Indian History from the University of Hyderabad, Hyderabad, in 1984.
Ajay Kanwal
Committee Member
Ajay Kanwal
Committee Member
Ajay Kanwal is a senior consumer and commercial banker with 32 years’ experience across Asia. He has held various leadership positions throughout his banking career and has a proven track record of planning and executing strategy to deliver P&L in a multicultural and volatile emerging market environment. Ajay has played a significant role in launching several strategic growth initiatives while building and managing diverse teams across geographies.
R. Ramaseshan
Committee Member
R. Ramaseshan
Committee Member
R. Ramaseshan has wide experience in the Government as an officer of the IAS and in the private sector as the MD & CEO of a commodity exchange. His predominant experience is in public finance, tax reforms, and equity and commodity markets. Passionate about creating a national market for agricultural produce to help farmers, he currently works with over six states to reform their agricultural market system. He holds a degree in engineering and a Master’s degree in Business Administration with specialisation in Finance. He is a fellow member of the Institute of Cost and Management Accountants of India.
Dr. Subhash C. Khuntia
Committee Member
Dr. Subhash C. Khuntia
Committee Member
Dr. Subhash C. Khuntia
has had a career in Civil service spanning over 36 years as a member
of the Indian Administrative Service. His latest assignment was as
Chairman, Insurance Regulatory and Development Authority of India.
He has been Chief Secretary, Government of Karnataka and before that
he worked as Secretary (School Education and Literacy), Government
of India in the Ministry of Human Resource Development.
In
Government of Karnataka, he has served in various capacities in the
Departments of Revenue, Personnel, Urban Development, Rural
Development and as Principal Secretary, Public Works, Ports and
Inland Waterways Department and as Secretary, Finance Department. In
Government of India, he has served in Ministry of Finance, Ministry
of Human Resource Development and Ministry of Petroleum &
Natural Gas. He also served as Government nominee Director on the
Boards of Indian Oil Corporation, ONGC and Hindustan Petroleum
Corporation, and several PSUs of Karnataka State Government. He has
been Chairman of the Boards of Bangalore International Airport
Limited and Institute of Insurance and Risk Management.
Dr.
Khuntia is an alumnus of Indian Institute of Technology, Kanpur from
where he did his post-graduation in Computer Science and Physics. He
is also an alumnus of London School of Economics from where he did
his M.Sc. He has a Ph.D. in Economics and is also a Law Graduate.
Rahul Khosla
Committee Member
Rahul Khosla
Committee Member
Mr. Khosla is a
seasoned top management executive with over 35 years of deep
experience across diverse geographies, functions and roles in
multiple domains - Consumer Banking, Payments, Healthcare, Life and
Health Insurance. He has expertise in senior executive management
skills and responsibilities, including in Chairman, President and
CEO roles. He has a sophisticated understanding of business,
organizational, governance and functional dimensions and has
demonstrated his credentials as a leader of business growth,
transformative development, quality performance, building
organizational capabilities while managing a wide range of
constituents across customers, employees, shareholders, boards and
regulators.
Mr. Khosla is an Economics graduate and a qualified
Chartered Accountant.
K. Srinivas Nayak
Committee Member
K. Srinivas Nayak
Committee Member
Mr. Nayak has had career of over 30 years managing and leading Technology projects and services in Financial Services. He has built and led multi-location Technology teams to deliver technology solutions deployed globally. Mr. Nayak has handled global responsibilities for software development and infrastructure services delivering global programmes. More recently, he has served as the CTO for a UK based Reg-Tech start-up. Mr. Nayak holds a Bachelor's degree in Engineering.
Krishnan Subramania Raman
Committee Member
Krishnan Subramania Raman
Committee Member
Krishnan Subramania Raman has more than 35 years’ of banking experience from India, Singapore, Indonesia and the UAE, 5 of which have been in Jana. Just prior to joining Jana, he has held senior roles in Risk Management at Mashreq Bank, UAE, Standard Chartered Permata Bank, Indonesia (a Standard Chartered joint venture bank) and Dunia Finance, a Dubai-based company.
Raman is a Post Graduate in Business Management from the Indian Institute of Management, Calcutta. He is an Associate member of the Institute of Chartered Accountants of India and is a member of the Indian Institute of Bankers.
Charter of the committee
Corporate Social Responsibility Committee |
|
Chitra Talwar
Committee Chairperson
Chitra Talwar
Committee Chairperson
Chitra Talwar has over three decades of corporate experience in two leading consumer products companies, Britannia and PepsiCo. She worked in India and extensively in International markets ,based out of New York. Her functional expertise are in sales, marketing, strategy and general management. She has lead global teams to develop, implement and sustain sales best practices across international markets. Currently active in non profit areas on education and women & child safety, she also holds keen interest in start up space in Retail and Skill Development. She holds a BA in Economics from Madras University and an MBA from XLRI.
Ajay Kanwal
Committee Member
Ajay Kanwal
Committee Member
Ajay Kanwal is a senior consumer and commercial banker with 32 years’ experience across Asia. He has held various leadership positions throughout his banking career and has a proven track record of planning and executing strategy to deliver P&L in a multicultural and volatile emerging market environment. Ajay has played a significant role in launching several strategic growth initiatives while building and managing diverse teams across geographies.
Dr. Subhash C. Khuntia
Committee Member
Dr. Subhash C. Khuntia
Committee Member
Dr. Subhash C. Khuntia
has had a career in Civil service spanning over 36 years as a member
of the Indian Administrative Service. His latest assignment was as
Chairman, Insurance Regulatory and Development Authority of India.
He has been Chief Secretary, Government of Karnataka and before that
he worked as Secretary (School Education and Literacy), Government
of India in the Ministry of Human Resource Development.
In
Government of Karnataka, he has served in various capacities in the
Departments of Revenue, Personnel, Urban Development, Rural
Development and as Principal Secretary, Public Works, Ports and
Inland Waterways Department and as Secretary, Finance Department. In
Government of India, he has served in Ministry of Finance, Ministry
of Human Resource Development and Ministry of Petroleum &
Natural Gas. He also served as Government nominee Director on the
Boards of Indian Oil Corporation, ONGC and Hindustan Petroleum
Corporation, and several PSUs of Karnataka State Government. He has
been Chairman of the Boards of Bangalore International Airport
Limited and Institute of Insurance and Risk Management.
Dr.
Khuntia is an alumnus of Indian Institute of Technology, Kanpur from
where he did his post-graduation in Computer Science and Physics. He
is also an alumnus of London School of Economics from where he did
his M.Sc. He has a Ph.D. in Economics and is also a Law Graduate.
Krishnan Subramania Raman
Committee Member
Krishnan Subramania Raman
Committee Member
Krishnan Subramania Raman has more than 35 years’ of banking experience from India, Singapore, Indonesia and the UAE, 5 of which have been in Jana. Just prior to joining Jana, he has held senior roles in Risk Management at Mashreq Bank, UAE, Standard Chartered Permata Bank, Indonesia (a Standard Chartered joint venture bank) and Dunia Finance, a Dubai-based company.
Raman is a Post Graduate in Business Management from the Indian Institute of Management, Calcutta. He is an Associate member of the Institute of Chartered Accountants of India and is a member of the Indian Institute of Bankers.
Charter of the committee
Committee for Monitoring Large Value Frauds |
|
Dr. Subhash C. Khuntia
Committee Chairman
Dr. Subhash C. Khuntia
Committee Chairman
Dr. Subhash C. Khuntia
has had a career in Civil service spanning over 36 years as a member
of the Indian Administrative Service. His latest assignment was as
Chairman, Insurance Regulatory and Development Authority of India.
He has been Chief Secretary, Government of Karnataka and before that
he worked as Secretary (School Education and Literacy), Government
of India in the Ministry of Human Resource Development.
In
Government of Karnataka, he has served in various capacities in the
Departments of Revenue, Personnel, Urban Development, Rural
Development and as Principal Secretary, Public Works, Ports and
Inland Waterways Department and as Secretary, Finance Department. In
Government of India, he has served in Ministry of Finance, Ministry
of Human Resource Development and Ministry of Petroleum &
Natural Gas. He also served as Government nominee Director on the
Boards of Indian Oil Corporation, ONGC and Hindustan Petroleum
Corporation, and several PSUs of Karnataka State Government. He has
been Chairman of the Boards of Bangalore International Airport
Limited and Institute of Insurance and Risk Management.
Dr.
Khuntia is an alumnus of Indian Institute of Technology, Kanpur from
where he did his post-graduation in Computer Science and Physics. He
is also an alumnus of London School of Economics from where he did
his M.Sc. He has a Ph.D. in Economics and is also a Law Graduate.
Ramesh Ramanathan
Committee Member
Ramesh Ramanathan
Committee Member
The Founder of Janalakshmi, Ramesh Ramanathan has a proven record of accomplishment in addressing the many issues faced by urban India. Ramesh has to his credit a strong international banking experience, creating innovative institutional products, working with cutting-edge technology and risk management systems. He holds an Honors degree in Physics from BITS Pilani, and an MBA from Yale University's School of Management. A co-author of the book "Urban Poverty Alleviation in India," he is a champion for the advocacy of poverty-related and public governance issues.
Ajay Kanwal
Committee Member
Ajay Kanwal
Committee Member
Ajay Kanwal is a senior consumer and commercial banker with 32 years’ experience across Asia. He has held various leadership positions throughout his banking career and has a proven track record of planning and executing strategy to deliver P&L in a multicultural and volatile emerging market environment. Ajay has played a significant role in launching several strategic growth initiatives while building and managing diverse teams across geographies.
Chitra Talwar
Committee Member
Chitra Talwar
Committee Member
Chitra Talwar has over three decades of corporate experience in two leading consumer products companies, Britannia and PepsiCo. She worked in India and extensively in International markets ,based out of New York. Her functional expertise are in sales, marketing, strategy and general management. She has lead global teams to develop, implement and sustain sales best practices across international markets. Currently active in non profit areas on education and women & child safety, she also holds keen interest in start up space in Retail and Skill Development. She holds a BA in Economics from Madras University and an MBA from XLRI.
R. Ramaseshan
Committee Member
R. Ramaseshan
Committee Member
R. Ramaseshan has wide experience in the Government as an officer of the IAS and in the private sector as the MD & CEO of a commodity exchange. His predominant experience is in public finance, tax reforms, and equity and commodity markets. Passionate about creating a national market for agricultural produce to help farmers, he currently works with over six states to reform their agricultural market system. He holds a degree in engineering and a Master’s degree in Business Administration with specialisation in Finance. He is a fellow member of the Institute of Cost and Management Accountants of India.
Pammi Vijaya Kumar
Committee Member
Pammi Vijaya Kumar
Committee Member
Pammi Vijaya Kumar, who superannuated from the Reserve Bank of India, Mumbai, as Executive Director in May 2021, has 36 years of central banking experience with him. He is well conversant with Risk Based Supervision of banks and their governance, as also the efficacy of internal control mechanisms in banks and their risk management practices. He is sensitive to deposit insurance, financial inclusion, and rural development issues. He obtained his M.Phil. in Modern Indian History from the University of Hyderabad, Hyderabad, in 1984.
Krishnan Subramania Raman
Committee Member
Krishnan Subramania Raman
Committee Member
Krishnan Subramania Raman has more than 35 years’ of banking experience from India, Singapore, Indonesia and the UAE, 5 of which have been in Jana. Just prior to joining Jana, he has held senior roles in Risk Management at Mashreq Bank, UAE, Standard Chartered Permata Bank, Indonesia (a Standard Chartered joint venture bank) and Dunia Finance, a Dubai-based company.
Raman is a Post Graduate in Business Management from the Indian Institute of Management, Calcutta. He is an Associate member of the Institute of Chartered Accountants of India and is a member of the Indian Institute of Bankers.
Charter of the committee
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