Committees of the Board

Mr. Dinesh C Patwari is from Indian Revenue service (IRS 1986 batch). By qualification he is Mcom in accountancy and financial management besides completing course on treasury and Forex Management. Later, he had also completed MBA in public policy and management from IIM Ahmedabad. With these coupled with work experience He has professional qualification in Accountancy, finance, taxation and banking. He worked in Income-tax department for 36 years in different capacities starting from Asst. Commissioner, Joint/ Addl. Commissioner, Commissioner, Principal commissioner, Chief commissioner, DGIT (inv) and Principal CCIT in various places namely- Mumbai, Ahmedabad, Rajkot, Baroda, Jaipur, Chennai, Kochi and Bangalore. He superannuated from Bangalore as Pr. CCIT in July 2022. During his 36 years glorious service in Govt of India, He examined and investigated cases of many corporates, banks, NBFCs and diverse businesses. His expertise included analysis of annual reports and financial statements, examination of claims of bad debts and NPA provisions and capital market and derivatives transactions. He surpassed all targets and created new records in last 7 years of his service. With his best HR practices, his teams could produce outstanding results. He also authored a book on Futures and Options in an Indian perspective. He has been a speaker on many topics related to financial statement analysis, detection of financial frauds, capital market issues, assessment of banks etc.

Post 2022, he is a senior advisor to Dhruva Advisors, Tax consulting firm. He is also PID and non-executive chairman of The Metropolitan stock exchange of India Ltd after SEBI approval. He also leads webinars for ` on different topics related to tax, investigation, compliance, and enforcement actions.

Pammi Vijaya Kumar, who superannuated from the Reserve Bank of India, Mumbai, as Executive Director in May 2021, has 36 years of central banking experience with him. He is well conversant with Risk Based Supervision of banks and their governance, as also the efficacy of internal control mechanisms in banks and their risk management practices. He is sensitive to deposit insurance, financial inclusion, and rural development issues. He obtained his M.Phil. in Modern Indian History from the University of Hyderabad, Hyderabad, in 1984.

Mr. Ramaseshan has been associated with the bank w.e.f 08th February 2018 as an Independent Director.

He has an extensive experience in the Government as an officer of the IAS, and in the private sector as the Managing Director & CEO of a commodity exchange. His predominant experience is in public finance, tax reforms, equity & commodity derivative markets and agricultural markets.

He holds a Bachelor's degree in Engineering and a Master’s degree in Business Administration with specialization in Finance. He is a fellow member of the Institute of Cost and Management Accountants of India.

Mr. Ramaseshan has been associated with the bank w.e.f 08th February 2018 as an Independent Director.

He has an extensive experience in the Government as an officer of the IAS, and in the private sector as the Managing Director & CEO of a commodity exchange. His predominant experience is in public finance, tax reforms, equity & commodity derivative markets and agricultural markets.

He holds a Bachelor's degree in Engineering and a Master’s degree in Business Administration with specialization in Finance. He is a fellow member of the Institute of Cost and Management Accountants of India.

Mr. Khosla is a seasoned top management executive with over 35 years of deep experience across diverse geographies, functions and roles in multiple domains - Consumer Banking, Payments, Healthcare, Life and Health Insurance. He has expertise in senior executive management skills and responsibilities, including in Chairman, President and CEO roles. He has a sophisticated understanding of business, organizational, governance and functional dimensions and has demonstrated his credentials as a leader of business growth, transformative development, quality performance, building organizational capabilities while managing a wide range of constituents across customers, employees, shareholders, boards and regulators.
Mr. Khosla is an Economics graduate and a qualified Chartered Accountant.

Dr. Subhash C. Khuntia has had a career in Civil service spanning over 36 years as a member of the Indian Administrative Service. His latest assignment was as Chairman, Insurance Regulatory and Development Authority of India. He has been Chief Secretary, Government of Karnataka and before that he worked as Secretary (School Education and Literacy), Government of India in the Ministry of Human Resource Development.
In Government of Karnataka, he has served in various capacities in the Departments of Revenue, Personnel, Urban Development, Rural Development and as Principal Secretary, Public Works, Ports and Inland Waterways Department and as Secretary, Finance Department. In Government of India, he has served in Ministry of Finance, Ministry of Human Resource Development and Ministry of Petroleum & Natural Gas. He also served as Government nominee Director on the Boards of Indian Oil Corporation, ONGC and Hindustan Petroleum Corporation, and several PSUs of Karnataka State Government. He has been Chairman of the Boards of Bangalore International Airport Limited and Institute of Insurance and Risk Management.
Dr. Khuntia is an alumnus of Indian Institute of Technology, Kanpur from where he did his post-graduation in Computer Science and Physics. He is also an alumnus of London School of Economics from where he did his M.Sc. He has a Ph.D. in Economics and is also a Law Graduate.

Pammi Vijaya Kumar, who superannuated from the Reserve Bank of India, Mumbai, as Executive Director in May 2021, has 36 years of central banking experience with him. He is well conversant with Risk Based Supervision of banks and their governance, as also the efficacy of internal control mechanisms in banks and their risk management practices. He is sensitive to deposit insurance, financial inclusion, and rural development issues. He obtained his M.Phil. in Modern Indian History from the University of Hyderabad, Hyderabad, in 1984.

Pammi Vijaya Kumar, who superannuated from the Reserve Bank of India, Mumbai, as Executive Director in May 2021, has 36 years of central banking experience with him. He is well conversant with Risk Based Supervision of banks and their governance, as also the efficacy of internal control mechanisms in banks and their risk management practices. He is sensitive to deposit insurance, financial inclusion, and rural development issues. He obtained his M.Phil. in Modern Indian History from the University of Hyderabad, Hyderabad, in 1984.

Mr. Ramaseshan has been associated with the bank w.e.f 08th February 2018 as an Independent Director.

He has an extensive experience in the Government as an officer of the IAS, and in the private sector as the Managing Director & CEO of a commodity exchange. His predominant experience is in public finance, tax reforms, equity & commodity derivative markets and agricultural markets.

He holds a Bachelor's degree in Engineering and a Master’s degree in Business Administration with specialization in Finance. He is a fellow member of the Institute of Cost and Management Accountants of India.

Dr. Subhash C. Khuntia has had a career in Civil service spanning over 36 years as a member of the Indian Administrative Service. His latest assignment was as Chairman, Insurance Regulatory and Development Authority of India. He has been Chief Secretary, Government of Karnataka and before that he worked as Secretary (School Education and Literacy), Government of India in the Ministry of Human Resource Development.
In Government of Karnataka, he has served in various capacities in the Departments of Revenue, Personnel, Urban Development, Rural Development and as Principal Secretary, Public Works, Ports and Inland Waterways Department and as Secretary, Finance Department. In Government of India, he has served in Ministry of Finance, Ministry of Human Resource Development and Ministry of Petroleum & Natural Gas. He also served as Government nominee Director on the Boards of Indian Oil Corporation, ONGC and Hindustan Petroleum Corporation, and several PSUs of Karnataka State Government. He has been Chairman of the Boards of Bangalore International Airport Limited and Institute of Insurance and Risk Management.
Dr. Khuntia is an alumnus of Indian Institute of Technology, Kanpur from where he did his post-graduation in Computer Science and Physics. He is also an alumnus of London School of Economics from where he did his M.Sc. He has a Ph.D. in Economics and is also a Law Graduate.

Mr. Khosla is a seasoned top management executive with over 35 years of deep experience across diverse geographies, functions and roles in multiple domains - Consumer Banking, Payments, Healthcare, Life and Health Insurance. He has expertise in senior executive management skills and responsibilities, including in Chairman, President and CEO roles. He has a sophisticated understanding of business, organizational, governance and functional dimensions and has demonstrated his credentials as a leader of business growth, transformative development, quality performance, building organizational capabilities while managing a wide range of constituents across customers, employees, shareholders, boards and regulators.
Mr. Khosla is an Economics graduate and a qualified Chartered Accountant.

Krishnan Subramania Raman has more than 35 years’ of banking experience from India, Singapore, Indonesia and the UAE, 5 of which have been in Jana. Just prior to joining Jana, he has held senior roles in Risk Management at Mashreq Bank, UAE, Standard Chartered Permata Bank, Indonesia (a Standard Chartered joint venture bank) and Dunia Finance, a Dubai-based company.

Raman is a Post Graduate in Business Management from the Indian Institute of Management, Calcutta. He is an Associate member of the Institute of Chartered Accountants of India and is a member of the Indian Institute of Bankers.

Mr. Dinesh C Patwari is from Indian Revenue service (IRS 1986 batch). By qualification he is Mcom in accountancy and financial management besides completing course on treasury and Forex Management. Later, he had also completed MBA in public policy and management from IIM Ahmedabad. With these coupled with work experience He has professional qualification in Accountancy, finance, taxation and banking. He worked in Income-tax department for 36 years in different capacities starting from Asst. Commissioner, Joint/ Addl. Commissioner, Commissioner, Principal commissioner, Chief commissioner, DGIT (inv) and Principal CCIT in various places namely- Mumbai, Ahmedabad, Rajkot, Baroda, Jaipur, Chennai, Kochi and Bangalore. He superannuated from Bangalore as Pr. CCIT in July 2022. During his 36 years glorious service in Govt of India, He examined and investigated cases of many corporates, banks, NBFCs and diverse businesses. His expertise included analysis of annual reports and financial statements, examination of claims of bad debts and NPA provisions and capital market and derivatives transactions. He surpassed all targets and created new records in last 7 years of his service. With his best HR practices, his teams could produce outstanding results. He also authored a book on Futures and Options in an Indian perspective. He has been a speaker on many topics related to financial statement analysis, detection of financial frauds, capital market issues, assessment of banks etc.

Post 2022, he is a senior advisor to Dhruva Advisors, Tax consulting firm. He is also PID and non-executive chairman of The Metropolitan stock exchange of India Ltd after SEBI approval. He also leads webinars for ` on different topics related to tax, investigation, compliance, and enforcement actions.

Dr. Subhash C. Khuntia has had a career in Civil service spanning over 36 years as a member of the Indian Administrative Service. His latest assignment was as Chairman, Insurance Regulatory and Development Authority of India. He has been Chief Secretary, Government of Karnataka and before that he worked as Secretary (School Education and Literacy), Government of India in the Ministry of Human Resource Development.
In Government of Karnataka, he has served in various capacities in the Departments of Revenue, Personnel, Urban Development, Rural Development and as Principal Secretary, Public Works, Ports and Inland Waterways Department and as Secretary, Finance Department. In Government of India, he has served in Ministry of Finance, Ministry of Human Resource Development and Ministry of Petroleum & Natural Gas. He also served as Government nominee Director on the Boards of Indian Oil Corporation, ONGC and Hindustan Petroleum Corporation, and several PSUs of Karnataka State Government. He has been Chairman of the Boards of Bangalore International Airport Limited and Institute of Insurance and Risk Management.
Dr. Khuntia is an alumnus of Indian Institute of Technology, Kanpur from where he did his post-graduation in Computer Science and Physics. He is also an alumnus of London School of Economics from where he did his M.Sc. He has a Ph.D. in Economics and is also a Law Graduate.

Krishnan Subramania Raman has more than 35 years’ of banking experience from India, Singapore, Indonesia and the UAE, 5 of which have been in Jana. Just prior to joining Jana, he has held senior roles in Risk Management at Mashreq Bank, UAE, Standard Chartered Permata Bank, Indonesia (a Standard Chartered joint venture bank) and Dunia Finance, a Dubai-based company.

Raman is a Post Graduate in Business Management from the Indian Institute of Management, Calcutta. He is an Associate member of the Institute of Chartered Accountants of India and is a member of the Indian Institute of Bankers.

Mr. Dinesh C Patwari is from Indian Revenue service (IRS 1986 batch). By qualification he is Mcom in accountancy and financial management besides completing course on treasury and Forex Management. Later, he had also completed MBA in public policy and management from IIM Ahmedabad. With these coupled with work experience He has professional qualification in Accountancy, finance, taxation and banking. He worked in Income-tax department for 36 years in different capacities starting from Asst. Commissioner, Joint/ Addl. Commissioner, Commissioner, Principal commissioner, Chief commissioner, DGIT (inv) and Principal CCIT in various places namely- Mumbai, Ahmedabad, Rajkot, Baroda, Jaipur, Chennai, Kochi and Bangalore. He superannuated from Bangalore as Pr. CCIT in July 2022. During his 36 years glorious service in Govt of India, He examined and investigated cases of many corporates, banks, NBFCs and diverse businesses. His expertise included analysis of annual reports and financial statements, examination of claims of bad debts and NPA provisions and capital market and derivatives transactions. He surpassed all targets and created new records in last 7 years of his service. With his best HR practices, his teams could produce outstanding results. He also authored a book on Futures and Options in an Indian perspective. He has been a speaker on many topics related to financial statement analysis, detection of financial frauds, capital market issues, assessment of banks etc.

Post 2022, he is a senior advisor to Dhruva Advisors, Tax consulting firm. He is also PID and non-executive chairman of The Metropolitan stock exchange of India Ltd after SEBI approval. He also leads webinars for ` on different topics related to tax, investigation, compliance, and enforcement actions.

Mr. Dinesh C Patwari is from Indian Revenue service (IRS 1986 batch). By qualification he is Mcom in accountancy and financial management besides completing course on treasury and Forex Management. Later, he had also completed MBA in public policy and management from IIM Ahmedabad. With these coupled with work experience He has professional qualification in Accountancy, finance, taxation and banking. He worked in Income-tax department for 36 years in different capacities starting from Asst. Commissioner, Joint/ Addl. Commissioner, Commissioner, Principal commissioner, Chief commissioner, DGIT (inv) and Principal CCIT in various places namely- Mumbai, Ahmedabad, Rajkot, Baroda, Jaipur, Chennai, Kochi and Bangalore. He superannuated from Bangalore as Pr. CCIT in July 2022. During his 36 years glorious service in Govt of India, He examined and investigated cases of many corporates, banks, NBFCs and diverse businesses. His expertise included analysis of annual reports and financial statements, examination of claims of bad debts and NPA provisions and capital market and derivatives transactions. He surpassed all targets and created new records in last 7 years of his service. With his best HR practices, his teams could produce outstanding results. He also authored a book on Futures and Options in an Indian perspective. He has been a speaker on many topics related to financial statement analysis, detection of financial frauds, capital market issues, assessment of banks etc.

Post 2022, he is a senior advisor to Dhruva Advisors, Tax consulting firm. He is also PID and non-executive chairman of The Metropolitan stock exchange of India Ltd after SEBI approval. He also leads webinars for ` on different topics related to tax, investigation, compliance, and enforcement actions.

Mr. Ramaseshan has been associated with the bank w.e.f 08th February 2018 as an Independent Director.

He has an extensive experience in the Government as an officer of the IAS, and in the private sector as the Managing Director & CEO of a commodity exchange. His predominant experience is in public finance, tax reforms, equity & commodity derivative markets and agricultural markets.

He holds a Bachelor's degree in Engineering and a Master’s degree in Business Administration with specialization in Finance. He is a fellow member of the Institute of Cost and Management Accountants of India.

Pammi Vijaya Kumar, who superannuated from the Reserve Bank of India, Mumbai, as Executive Director in May 2021, has 36 years of central banking experience with him. He is well conversant with Risk Based Supervision of banks and their governance, as also the efficacy of internal control mechanisms in banks and their risk management practices. He is sensitive to deposit insurance, financial inclusion, and rural development issues. He obtained his M.Phil. in Modern Indian History from the University of Hyderabad, Hyderabad, in 1984.