Home Loan

Jana Small Finance Bank offers home loans which are designed to fulfil all your housing finance/mortgage requirements. You can avail Home Loans for Resale purchase/ flat or apartment purchase/ residential plot purchase plus construction/self-construction and even for re-financing existing loans you may have availed from other banks or housing finance companies. Apart from this you can also avail Loan against property(LAP) and loans for purchase of commercial property/shops.

Key Benefits

FEATURES BENEFITS
Loan Amount & Tenure
  • Avail maximum Loan up to 3 crores for a tenure of up to 30 years
Multiple variants

You can avail home loan for a variety of purposes based on your requirement such as:

  • Purchase a house / flat
  • Purchase a plot for construction of a house
  • Balance Transfer & Top-Up
  • Loan Against Property
  • Commercial Purchase
  • Home Improvement
Attractive Interest Rate

We offer the following interest rates:

  • Housing Loan - 9.75%-16.75% p.a.
  • Non Housing Loan - 11.50%-23% p.a.
    • interest rates.
Savings Account
  • We offer Zero balance Jana Bank Savings Account along with Debit Card at 5% interest with ease of repayment and savings with attractive rate of interest.
Convenient Banking Services
  • Minimal Documentation and Doorstep Service leads to swift processing of your loan documents.
  • Safe custody of property documents
  • Thorough due diligence on the title of the property
  • Balance transfer of existing loan with additional top up
Insurance Facility
  • Avail Credit Life Insurance for applicant and co-applicant
Subsidy
  • Avail subsidy up to ₹ 2.67 lakhs under Pradhan Mantri Awaas Yojana

Eligibility Criteria

  • Both new and existing customers of Jana Small Finance Bank can avail Home Loan.
  • Any self-employed professional, self-employed non-professional & salaried professional can avail Home Loan from us.
  • Professionals with cash income can also apply.
  • Minimum household income of Rs.10,000 per month
  • Minimum 25 years of age and up to 75 years during loan maturity

How to Apply

  • Share your details with us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents*

Click here for the detailed list of documents for Home Loans.

Service Charges & Fees



Deceased Customer Document Retrieval Process for loans

Note: Our Home Loan services are currently available in Madhya Pradesh, Chhattisgarh, Rajasthan, Maharashtra, Tamil Nadu, Karnataka, Bihar, Jharkhand, Delhi NCR, West Bengal, Punjab, Haryana and Gujarat. Please feel free to get in touch with your nearest branch for any further details.


Apply Now

We appreciate your interest in Jana Small Finance Bank. Simply leave your details below to get a call back from our customer care.

Need Help?

Banking Toll Free:  1800 2080
MFI Toll Free:  1800 4200

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ALERT
  As per RBI guidelines, you are requested to register your cheque issuance details through Positive Pay for value of 50,000/- & above.           Please contact Jana SFB at the following Toll free number 1800 2080, to register the details of cheque for value of Rs 50,000/- & above whenever issued by you.