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• The Bank has hiked interest rate on Regular fixed deposit from 7.85 % to 8.10%
• The Bank has hiked interest rate on Fixed Deposit Plus (Non-Callable) from 7.85% to 8.25%
• Bank offers Recurring Deposit rate up to 8.10%
• Jana SFB’s rates are one of the highest across the industry
• New Regular Fixed Deposit and Recurring Deposit rates are effective from 1st February 2023 onwards and Fixed Deposit Plus rates are effective from 6th February 2023

Bangalore, 6th February, 2023 – Jana Small Finance Bank, one of the leading small finance banks in India, has announced a new increase in interest rates on regular fixed deposits, effective February 1, 2023 and on FD Plus are effective from February 6, 2023. With this hike, the bank now provides among the highest interest rates in the Banking industry.

Customers will now get an interest rate as high as 8.10% on regular deposits for a tenure of more than 2-3 years. Customers can reap the benefit of 8.25% on Fixed Deposit Plus for a tenure of more than 2-3 years. Bank also offers 8.80% on Senior Citizen Fixed Deposits.

Speaking on this development Shrinivas Murty, President and Head of Branch Banking and Marketing said, “Our interest rates are best in class. We offer a wide range of Liabilities products suitable for every customer segment we serve. Jana Fixed deposits & Current accounts with sweep-in facility are extremely well received as these products help balance liquidity needs with returns. This increase in interest rates would help our customer plan their investments better & meet their financial objectives.”

Retail Domestic Fixed Deposit Cards:

Fixed Deposit Rates (Effective 1st February 2023)
Period	Regular FD Interest Rate (p.a.)	Senior Citizen FD Interest Rate (p.a.)*
7-14 days	3.75%	4.45%
15-60 days	4.25%	4.95%
61-90 days	5.25%	5.95%
91-180 days	5.50%	6.20%
181-364 days	7.00%	7.70%
1 Year[365 Days]	7.25%	7.95%
> 1 Year - 2 Years	7.50%	8.20%
>2 Years-3 Years	8.10%	8.80%
> 3 Year- < 5 Years	7.35%	8.05%
5 Years[1825 Days]	7.25%	7.95%
> 5 Years - 10 Years	6.00%	6.70%

Fixed Deposit Plus (Non-Callable FD) Card Rate grid is appended below:

FD Plus (Non-Callable) Rates (Effective 06th February 2023)
Period	Regular FD Interest Rate (p.a.)	Senior Citizen FD Interest Rate (p.a.)*
7-14 days	3.90%	3.90%
15-60 days	4.40%	4.40%
61-90 days	5.40%	5.40%
91-180 days	5.65%	5.65%
181-364 days	7.15%	7.15%
1 Year[365 Days]	7.40%	7.40%
> 1 Year - 2 Years	7.65%	7.65%
>2 Years-3 Years	8.25%	8.25%
> 3 Year- < 5 Years	7.50%	7.50%
5 Years[1825 Days]	7.40%	7.40%
> 5 Years - 10 Years	6.15%	6.15%

Recurring Deposit rates

Recurring Deposit Rates - From 1st Feb 23
Period	Regular FD Interest Rate (p.a.)	Senior Citizen FD Interest Rate (p.a.)*
> 1 Month - 6 Months	4.00%	4.70%
> 6 Months - < 12 Months	7.00%	7.70%
12 Months - 24 Months	7.50%	8.20%
> 24 Months - 36 Months	8.10%	8.80%
> 36 Months - 60 Months	7.35%	8.05%
> 60 Months - 120 Months	6.00%	6.70%

Existing customers of Jana Small Finance Bank can also enjoy the benefits of booking or investing in FD from the comfort of their homes or offices through internet banking. With this online process, customers can book the FDs instantly and hassle-free.

In addition to standard fixed deposits, Jana Small Finance Bank additionally offers its retail customers the opportunity to open Current Account, Savings Account, Recurring Deposits. Bank also offers NR (Non-Resident) Fixed Deposits with attractive interest rates. About Jana Small Finance Bank:

Jana Small Finance Bank Limited (Jana Small Finance Bank) is one of the leading Small Finance Banks of India in terms of assets under management and deposit size as at March 31, 2022. Jana Small Finance Bank is one of the most geographically diversified portfolio with a pan-India presence among all Small Finance Banks in India as at March 31, 2022. As at 31st March 2022, Jana Small Finance Bank had 715 Branches, including 259 Branches in Unbanked Rural Centres, located in 19 states and three union territories. Jana Small Finance Bank has served over 8.00 million customers since 2008.