A facility designed especially for the Jana Cash App offers the convenience to recharge your prepaid / postpaid mobile phone and DTH service, anytime and anywhere, using any of our payment modes.

Key Benefits

Eligibility Criteria

Existing Customers with Jana Cash App can use the service. Those who don’t have access to a Smartphone can visit the nearest agent location and use the recharge service.

How to Pay

If you have access to a Smartphone, recharge online:

• Visit the App Store / Play Store on your phone
• Download the Jana Cash App
• Sign-in using mobile number and PIN (First-time users need to sign up for the service)
• For Mobile Recharge:
  • Enter the mobile number
  • Choose from the available plans
• For DTH Recharge:
  • Enter the registered mobile number and amount
  • Click pay
  • Recharge is completed in seconds

If you don’t have access to a Smartphone, recharge offline:

• Visit the nearest agent location
• Ask for the recharge service
• Give him the details
• And pay through your Jana Cash Wallet or Cash

Required Documents

No documents are required to avail this service.

Service Charges & Fees   |   Frequently Asked Questions   |   Terms & Conditions

Real Time Gross Settlement (RTGS) is the continuous (real-time) settlement of funds individually on an order by order basis (without netting). 'Real Time' means that the processing of instructions is done immediately at the time they are received rather than at some later time. 'Gross Settlement' means the settlement of funds transfer instructions occurs individually (on an instruction by instruction basis). The funds settlement takes place in the books of the Reserve Bank of India and thus the payments are final and irrevocable.

Channels for Transacting

• Mobile Banking (MB)
• Retail Internet Banking (RIB)
• Corporate Internet Banking (CIB)

Limits and Charges

Click here to view the Schedule of Charges.

RTGS Transaction Timings

Our RTGS facility is now available 24X7

Terms & Conditions

National Electronic Funds Transfer (NEFT) is a nationwide payment system facilitating one-to-one funds transfer. Under this Scheme, individuals can electronically transfer funds from any bank branch or online banking to any individual having an account with any other bank in the country participating in the Scheme.

Channels for Transacting

• Mobile Banking (MB)
• Retail Internet Banking (RIB)
• Corporate Internet Banking (CIB)

Limits and Charges

Click here to view the Schedule of Charges.

NEFT Transaction Timings

NEFT Services are now available 24x7.

Terms & Conditions

Jana Small Finance Bank uses the Unified Payment Interface (UPI) for its payment service on the BHIM app. BHIM -UPI enables you to send and receive money through your UPI-linked Jana Small Finance Bank account. It ensures a fast and swift transfer of money without having to store balance in a wallet.

Key Benefits

Eligibility Criteria

• Must hold a Jana Small Finance Bank Account
• Must be a smartphone user

How to Register

Follow the steps given below to download and use the service:

• Visit the Play Store / App Store on your phone
• Download the BHIM App
• Register using your bank account information

Secure and Encrypted Transaction

• Two-factor authentication includes Passcode for login and UPI - PIN for transaction authorisation.
• The extra layer of security ensures that your account is secure against fraudulent activities.

Service Charges & Fees   |   Frequently Asked Questions   |   Terms & Conditions

Immediate Payment Service is an instant money transfer service through electronic media. With IMPS service, we help you access your Bank Account and transfer funds instantly. The beneficiary account is credited immediately when a Fund Transfer request is made. This service is available 24/7, throughout the year including on Sundays and any Bank Holidays. You will need IFSC code + account number of the recipient to transfer funds using IMPS facility.

Channels for Transacting

• Mobile Banking (MB)
• Retail Internet Banking (RIB)
• Corporate Internet Banking (CIB)

How to Transfer Money

• Login to Jana Small Finance Bank online Banking applications
• Click on Fund transfer
• Select Beneficiary
• Select Transfer type as IMPS
• Enter details like Transaction amount and Transaction remarks
• Click on Submit
• Enter your One Time Password (OTP) received on the registered mobile number / MPIN (only for mobile banking) and click on confirm to complete your transaction

Once your transaction is completed, your payment confirmation number will be displayed on the screen. You will also receive an SMS informing you about the relevant status.

Limits and Charges

Click here to view the Schedule of Charges.

Terms & Conditions

Jana Small Finance Bank uses the Unified Payment Interface (UPI) for its payment service on the BHIM app. BHIM -UPI enables you to send and receive money through your UPI-linked Jana Small Finance Bank account. It ensures a fast and swift transfer of money without having to store balance in a wallet.

Key Benefits

Eligibility Criteria

• Must hold a Jana Small Finance Bank Account
• Must be a smartphone user

How to Register

Follow the steps given below to download and use the service:

• Visit the Play Store / App Store on your phone
• Download the BHIM App
• Register using your bank account information

Secure and Encrypted Transaction

• Two-factor authentication includes Passcode for login and UPI - PIN for transaction authorisation.
• The extra layer of security ensures that your account is secure against fraudulent activities.

Service Charges & Fees   |   Frequently Asked Questions   |   Terms & Conditions

Jana Small Finance Bank’s Retail Internet Banking application provides you with an omni-channel experience to that of its Mobile Banking application from the comfort of your office or home.

Our API driven Retail Internet Banking application bring together the best of technology, the ease of usage along with the best in security in the industry.

The intuitive interface gives you a customized dashboard with mostly used features available under Quick Menu for easy access. Whether you require to schedule a payment, make a payment without adding a beneficiary or want to enjoy high interest rates offered by the Bank on its FDs, Retail Internet Banking is your go to application, with all its transaction authenticated through OTP and all the sensitive data encrypted in transition.

Key Benefits

Please connect with your nearest branch to increase your daily transaction limit through Internet Banking.

FAQ    |   Terms & Conditions

Digital Banking is now made easier with Jana Small Finance Bank's Mobile Banking application. The app, available on PlayStore and AppStore, allows customers to access their bank account anytime, anywhere. Enjoy the mobility of banking with smart, fast, secure and easy application, right at your fingertips.

With the convenience of 24/7 banking on the go, smartphone users can check account balances, view account summary, transfer money and much more, without the need of physically visiting the bank branch.

Security at its best, where transaction rights are given through Debit Card registration and all the financial transactions are dual factor authenticated through OTP. Login available through Fingerprint or Facial Recognition. All the sensitive data is protected in transition through encryption.

Get 360-degree view of all your relationship with Jana Small Finance Bank by downloading and installing the Mobile App on your smart phone. Follow these simple steps: Go to Google Play Store/ App Store and search for the “Jana Bank Mobile Banking” App. Download the app and install it on your smartphone. Ensure that your Debit Card details are readily available with you for self-registration.

Key App Features

Please connect with your nearest branch to increase your daily transaction limit through Mobile Banking.

To know more about security information for Jana Small Finance Bank Mobile Application, click here.

FAQ    |   Terms & Conditions    |    Card Limit

Secured Plus Business Loan is a secured business loan offering designed to help business owners with the expansion of their existing businesses and achieve long term business goals.

Secured Plus Business Loan offers Term Loan facility for business owners to create long-term income generating assets for their business.

Key Benefits

Eligibility Criteria

Term Loan facilities can be availed by customers who fulfil the following requirements:

• Existing or new customers of Jana Small Finance Bank
• Successfully running a business from the same physical premise for minimum 3 years
• Owning any ONE of the following: Residence/ Shop / Factory

How to Apply

• Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
• You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

• Mandatory documents: Aadhaar Card and PAN Card for Promoters/ Directors/ Partners
• Other documents: Business address proof, Business establishment proof, Business continuity proof, Constitution proof & other documents as per the policy of the bank.

For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.

Service Charges & Fees

Jana Small Finance Bank offers Business Loan for Entity such as Term Loans, Overdraft facility, Facilities for purchasing inventory for dealers/retailers at attractive interest rates and has easy repayment options, along with user-friendly features specially designed to help businesses fulfil their existing needs, as well as achieve their business goals and future expansions.

Key Benefits

Eligibility Criteria

• Basis existing business income and offered collateral Value
• Existing & New customers of Jana Small Finance Bank with an existing business venture having minimum 3 years vintage

Required Documents

• KYC, Business Entity Proof, Business address proof, Copy of offered Property documents & other documents as per the policy of the bank

For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.

There is a loan to fulfill every business requirement!

We understand the significance of your dreams, and have created an assortment of loan offerings to help you enjoy your business growth with simplified documentation and speedy approvals.

Business First

A business loan offering especially for business owners who are looking to expand their business.

• Collateral-free loan and zero balance current bank account
• Loan amount eligibility is from INR 1 lakh to INR 10 lakhs

VIEW DETAILS   

MSE Loan

A loan offering designed especially to help you expand your existing businesses and to achieve your goals.

• Get a business loan at best interest rates
• Avail a Credit Life Insurance for Jana Individual Loan

VIEW DETAILS   

Term Loan

A Term Loan offering is designed especially to help business owners in achieving their goals.

• Loan amount eligibility is from INR 5 lakhs to INR 50 lakhs
• Zero Balance current account with higher withdrawal

VIEW DETAILS   

Jana Small Finance Bank’s Recurring Deposit is a term deposit designed to help you make financial provisions for future. It allows you to deposit a fixed amount every month and earn high returns, at rates that are applicable to fixed deposits. This investment is an ideal one for customers with regular incomes.

Key Benefits

Eligibility Criteria

Existing Jana Small Finance Bank customers with a Current Account or Savings Account can apply for Recurring Deposit Account provided they have one if the following types of ownerships:

• Individual
• Minor
• Proprietorship
• HUF

How to Apply

• Visit the nearest branch of Jana Small Finance Bank, and meet our Relationship Manager to understand the application process.
• You can also contact us, and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the list of KYC documents required to open an Account. This is applicable to customers who do not have any other account with Jana Small Finance Bank.

Service Charges & Fees   |   Frequently Asked Questions   |   Terms & Conditions

Deposit of 3 crore & above is designed especially for HNIs, Corporates, SSO, and Government Institutions, to park their surplus funds and enjoy attractive returns on their high-value deposits. This special category has a minimum deposit value of INR 3 crore.

Key Benefits

For interest rates on deposit of INR 3 Crore & above, please contact the nearest branch of Jana Small Finance Bank.

Eligibility Criteria

• Both new and existing customers of Jana Small Finance Bank can open a Fixed Deposit.
• Following are the types of customers who can open a Fixed Deposit Account: Individuals, Minors, Proprietorship, HUF (Hindu Undivided Family), Registered and Unregistered Body, Cooperative Society, Trusts, Partnerships, NGO and Private Limited.

How to Apply

• Visit the nearest branch of Jana Small Finance Bank, and meet our Relationship Manager to understand the application process.
• You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the list of KYC documents required to open an Account.

Terms & Conditions

Jana Small Finance Bank's Regular Fixed Deposit ensures that your earnings grow steadily and effortlessly. Its key features like attractive interest rates and multiple interest payout options make it the ideal investment for your hard-earned money. For detailed FAQs on DICGC Insurance, Click here - https://www.dicgc.org.in/FD_FAQs.html

Key Benefits

Terms and Conditions:

1. The interest is computed based on the actual number of days in a year i.e. 365 days for a non- leap year and 366 days for a leap year. The tenor of Deposit is calculated in number of days.

2. The above card rates are applicable to deposits less than INR 3 Crore.

3. For interest rates on deposits of INR 3 Crore & above, please contact the nearest branch of Jana Small Finance Bank.

4. In case of premature withdrawal of the deposit, interest will not be paid at the originally contracted rate. In such cases interest will be paid at the applicable rate of interest for the duration which the deposit is maintained with us minus premature withdrawal penal rate as follows:

    -Fixed Deposit less than INR 300 Lakhs – 1%

    -Fixed Deposits greater than or equal to INR 300 Lakhs – 1%

5. For all Non-Cumulative Fixed Deposits, interest is calculated on Simple interest basis. Interest payouts are as per financial year: Monthly Interest payouts will be on 1st of every month, Quarterly Interest payouts will be on the 1st of every quarter, Half yearly payouts will be on 1st October & 1st April and Annual interest payouts will be on 1st April irrespective of the date of booking.

Eligibility Criteria

• Both new and existing customers of Jana Small Finance Bank can open a Fixed Deposit.
• Following are the types of customers who can open fixed deposit accounts: Individuals, Minors, Proprietorship, HUF (Hindu Undivided Family), Registered and Unregistered Body, Cooperative Society, Trusts, Partnerships, NGO and, Private Limited.

How to Apply

• Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
• You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the list of KYC documents required to open an Account.

Frequently Asked Questions    |   Terms & Conditions

Premium Current Account by Jana Small Finance Bank is specially designed for growing businesses and provides a range of customised services for handling high transactions. This product offers preferential treatment and superior benefits, thus helping you save on time and efforts. Premium Current Account makes banking hassle-free and helps our privileged customers manage their money effortlessly.

At a minimum Average Quarterly Balance of INR 30,000, companies can avail facilities such as easy and low-cost cash handling on a day-to-day basis, and convenient 24-hour Phone Banking, Net Banking, Mobile Banking, etc. These conveniences are available for businesses at all stages of growth.

Key Benefits

Eligibility Criteria

Businesses that fall under any of the following categories are eligible to operate this account:

• Public Limited Company
• Private Limited Company
• Partnership Limited Company
• Sole Proprietorship

How to Apply

• Visit the nearest branch of Jana Small Finance Bank, and meet our Relationship Manager to understand the application process.
• You can also contact us, and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the list of KYC documents required to open an Account. This is applicable to customers who do not have any other account with Jana Small Finance Bank.

Service Charges & Fees   |   Frequently Asked Questions   |   Terms & Conditions

Regular Current Account by Jana Small Finance Bank is designed to manage daily entrepreneurial transactions for all types of business entities, which provides hassle-free and low cost, cash handling on a daily basis, along with convenient services like 24-hour Phone Banking, Net Banking and Mobile Banking. With the Jana Small Finance Bank sweep facility option current account customers can also earn high interest on their idle funds/cash reserves.

Key Benefits

Eligibility Criteria

Businesses that fall under any of the following categories are eligible to operate this account:

• Public Limited Company
• Private Limited Company
• Partnership Limited Company
• Sole Proprietorship

How to Apply

• Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
• You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the list of KYC documents required to open an Account.

Service Charges & Fees    |   Terms & Conditions

Regular Current Account by Jana Small Finance Bank is designed to manage daily entrepreneurial transactions for all types of business entities, which provides hassle-free and low cost, cash handling on a daily basis, along with convenient services like 24-hour Phone Banking, Net Banking and Mobile Banking. With the Jana Small Finance Bank sweep facility option current account customers can also earn high interest on their idle funds/cash reserves.

Key Benefits

Eligibility Criteria

Both new and existing customers of Jana Small Finance Bank can open a Regular Current Account.

Following are the types of customers who can open regular current accounts:

• Individuals
• Sole Proprietorship
• Partnership Firms
• Registered Companies
• Trusts
• Registered Societies and Associations

How to Apply

• Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
• You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the list of KYC documents required to open an Account.

Service Charges & Fees   |   Frequently Asked Questions    |   Terms & Conditions

The locker facility provides customers a safe, trustworthy space to store their valuables. Jana Small Finance Bank offers locker facility at select branch locations for the benefit of its customers.

Smart Lockers

Smart Locker eliminates the presence of a bank staff and gives access to customer to deposit or retrieve precious items at any time, any day. This also comes with next-generation automated technology & advanced identification features. Smart locker facility is only available in selected location.

Key Benefits

Locker Sizes

Smart Locker Sizes

Branches offering Locker Facility

^*Smart Locker location

Eligibility Criteria

To apply for the locker facilities , the applicants must be Resident Indians and any one of the following:

• Individual (sole or joint holder)
• Limited Companies
• Association
• Trust

How to Apply

Visit the nearest branch of Jana Small Finance Bank, and meet our Relationship Manager to understand the application process.

Required Documents

Click here for the list of KYC documents required to open an Account. Applicable to customers who do not have any other account with Jana Small Finance Bank.

Service Charges & Fees   |   Frequently Asked Questions   |   Terms & Conditions

Real Time Gross Settlement (RTGS) is the continuous (real-time) settlement of funds individually on an order by order basis (without netting). 'Real Time' means that the processing of instructions is done immediately at the time they are received rather than at some later time. 'Gross Settlement' means the settlement of funds transfer instructions occurs individually (on an instruction by instruction basis). The funds settlement takes place in the books of the Reserve Bank of India and thus the payments are final and irrevocable.

Channels for Transacting

• Mobile Banking (MB)
• Retail Internet Banking (RIB)
• Corporate Internet Banking (CIB)

Limits and Charges

Click here to view the Schedule of Charges.

RTGS Transaction Timings

Our RTGS facility is now available 24X7

Terms & Conditions

National Electronic Funds Transfer (NEFT) is a nationwide payment system facilitating one-to-one funds transfer. Under this Scheme, individuals can electronically transfer funds from any bank branch or online banking to any individual having an account with any other bank in the country participating in the Scheme.

Channels for Transacting

• Mobile Banking (MB)
• Retail Internet Banking (RIB)
• Corporate Internet Banking (CIB)

Limits and Charges

Click here to view the Schedule of Charges.

NEFT Transaction Timings

NEFT Services are now available 24x7.

Terms & Conditions

Jana Small Finance Bank uses the Unified Payment Interface (UPI) for its payment service on the BHIM app. BHIM -UPI enables you to send and receive money through your UPI-linked Jana Small Finance Bank account. It ensures a fast and swift transfer of money without having to store balance in a wallet.

Key Benefits

Eligibility Criteria

• Must hold a Jana Small Finance Bank Account
• Must be a smartphone user

How to Register

Follow the steps given below to download and use the service:

• Visit the Play Store / App Store on your phone
• Download the BHIM App
• Register using your bank account information

Secure and Encrypted Transaction

• Two-factor authentication includes Passcode for login and UPI - PIN for transaction authorisation.
• The extra layer of security ensures that your account is secure against fraudulent activities.

Service Charges & Fees   |   Frequently Asked Questions   |   Terms & Conditions

Immediate Payment Service is an instant money transfer service through electronic media. With IMPS service, we help you access your Bank Account and transfer funds instantly. The beneficiary account is credited immediately when a Fund Transfer request is made. This service is available 24/7, throughout the year including on Sundays and any Bank Holidays. You will need IFSC code + account number of the recipient to transfer funds using IMPS facility.

Channels for Transacting

• Mobile Banking (MB)
• Retail Internet Banking (RIB)
• Corporate Internet Banking (CIB)

How to Transfer Money

• Login to Jana Small Finance Bank online Banking applications
• Click on Fund transfer
• Select Beneficiary
• Select Transfer type as IMPS
• Enter details like Transaction amount and Transaction remarks
• Click on Submit
• Enter your One Time Password (OTP) received on the registered mobile number / MPIN (only for mobile banking) and click on confirm to complete your transaction

Once your transaction is completed, your payment confirmation number will be displayed on the screen. You will also receive an SMS informing you about the relevant status.

Limits and Charges

Click here to view the Schedule of Charges.

Terms & Conditions

Jana Small Finance Bank’s Retail Internet Banking application provides you with an omni-channel experience to that of its Mobile Banking application from the comfort of your office or home.

Our API driven Retail Internet Banking application bring together the best of technology, the ease of usage along with the best in security in the industry.

The intuitive interface gives you a customized dashboard with mostly used features available under Quick Menu for easy access. Whether you require to schedule a payment, make a payment without adding a beneficiary or want to enjoy high interest rates offered by the Bank on its FDs, RIB is your go to application, with all its transaction authenticated through OTP and all the sensitive data encrypted in transition.

Key Benefits

Please connect with your nearest branch to increase your daily transaction limit through Internet Banking.

FAQ    |   Terms & Conditions

Agri Individual Loan offering by Jana Small Finance Bank is designed to help our customers engaged in Farming/Allied Agricultural activities to maintain or expand their existing set-up.

Key Benefits

Eligibility Criteria

• Existing customers of Jana Small Finance Bank.
• Customers new to Jana Small Finance Bank and involved in agricultural activities.
• Applicants should be residents of the current village / city for minimum 2 years and have an agricultural set-up.

How to Apply

• Visit the nearest branch of Jana Small Finance Bank, and meet our Loan Executive to understand the application process.
• You can also contact us and our Customer Care Executive will fix a doorstep service appointment with our Loan Executive to help you with the application process.

Required Documents

• Primary ID: Aadhaar

• Secondary ID: PAN card / Form 60

• In case of non-availability of PAN card, customer needs to submit Form 60 along with the one of the following OVDs (Officially Valid Documents)
  • Passport
  • Voter ID card
  • Driving licence
  • NREGA (National Rural Employment Guarantee Act)
  • Letter issued by National Population Register containing details of name and address

• Residence Proof:
  • Any of the valid KYC documents
  • Utility bill (not more than 60 days old)

For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.

Service Charges & Fees

Agri Group Loan offering by Jana Small Finance Bank is designed to help you meet the financial requirements of your farm, dairy business and other allied agricultural activities.

Key Benefits

Eligibility Criteria

• Existing Jana Small Finance Bank loan customers with minimum 6 months vintage.
• Customers with minimum 3 group members involved in Agricultural activities, residing in the same village.
• Applicant should be a resident of the current village / city for minimum 2 years and have an agricultural set-up.

How to Apply

• Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
• You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

• Primary ID: Aadhaar

• Secondary ID: PAN card / Form 60

• In case of non-availability of PAN card, customer needs to submit Form 60 along with the one of the following OVDs (Officially Valid Documents)
  • Passport
  • Voter ID card
  • Driving licence
  • NREGA (National Rural Employment Guarantee Act)
  • Letter issued by National Population Register containing details of name and address

• Residence Proof:
  • Any of the valid KYC documents
  • Utility bill (not more than 60 days old)

For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.

Service Charges & Fees   |   Terms & Conditions

Gold Loan from Jana Small Finance Bank helps you unlock the true potential of your idle gold. With minimal documentation, quick disbursement, and complete safety of your gold, Jana Gold Loan is the easiest and quickest way to get funds for your immediate personal and business requirements. We offer loans as low as INR 10,000 at attractive interest rates. Visit us to know more about our Gold Loan offering and enjoy quick disbursal of loan amount.

Key Benefits

Eligibility Criteria

Indian Citizens aged from 18 to 79 years

How to Apply

• Visit the nearest branch to understand more about our Gold Loan offering.
• You can also contact us and our Customer Care Executive will explain to you our Gold Loan offering.

Required Documents

• Primary ID: Aadhaar

• Secondary ID: PAN card / Form 60

• In case of non-availability of PAN card, customer needs to submit Form 60 along with the one of the following OVDs (Officially Valid Documents)
  • Passport
  • Voter ID card
  • Driving licence
  • NREGA (National Rural Employment Guarantee Act)
  • Letter issued by National Population Register containing details of name and address

• Residence Proof:
  • Any of the valid KYC documents
  • Utility bill (not more than 60 days old)

For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.

Service Charges & Fees

Jana Small Finance Bank's Business Loan for Individuals is a loan offering for existing customers and is designed to assist ambitious business owners who are looking to expand their business. The objective is to fuel their growth and help them achieve their goals.

Key Benefits

Eligibility Criteria

• Existing customers of Jana Small Finance Bank who have completed 12 months
• Successfully running the business since last 2 years

How to Apply

• Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
• You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

• Primary ID: Aadhaar

• Secondary ID: PAN card / Form 60

• In case of non-availability of PAN card, customer needs to submit Form 60 along with the one of the following OVDs (Officially Valid Documents)
  • Passport
  • Voter ID card
  • Driving licence
  • NREGA (National Rural Employment Guarantee Act)
  • Letter issued by National Population Register containing details of name and address

• Residence Proof:
  • Any of the valid KYC documents
  • Utility bill (not more than 60 days old)

For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.

Service Charges & Fees

Service Charges & Fees   |   Terms & Conditions

Premium Current Account by Jana Small Finance Bank is specially designed for growing businesses and provides a range of customised services for handling high transactions. This product offers preferential treatment and superior benefits, thus helping you save on time and efforts. Premium Current Account makes banking hassle-free and helps our privileged customers manage their money effortlessly.

At a minimum Average Quarterly Balance of INR 30,000, companies can avail facilities such as easy and low-cost cash handling on a day-to-day basis, and convenient 24-hour Phone Banking, Net Banking, Mobile Banking, etc. These conveniences are available for businesses at all stages of growth.

Key Benefits

Eligibility Criteria

Businesses that fall under any of the following categories are eligible to operate this account:

• Public Limited Company
• Private Limited Company
• Partnership Limited Company
• Sole Proprietorship

How to Apply

• Visit the nearest branch of Jana Small Finance Bank, and meet our Relationship Manager to understand the application process.
• You can also contact us, and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the list of KYC documents required to open an Account. This is applicable to customers who do not have any other account with Jana Small Finance Bank.

Service Charges & Fees   |   Frequently Asked Questions   |   Terms & Conditions

Manage your Business like a Pro!

Regular Business Account by Jana Small Finance Bank is designed to manage daily entrepreneurial transactions for all types of business entities, which provides hassle- free and low cost, cash handling on a daily basis, along with convenient services like 24-hour Online Banking. With the Jana Small Finance Bank sweep facility option current account customers can also earn high interest on their idle funds/cash reserves.

Product features and benefits:

Eligibility Criteria

Both new and existing customers of Jana Small Finance Bank can have a Regular Business Account

As per KYC policy of the bank.

How to Apply

• Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
• You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the list of KYC documents required to open an Account.