Payment services by Jana Small Finance Bank make transferring funds, paying utility bills, trading, recharging and shopping online exceptionally convenient. Our services also ensure that your transactions are secure because we truly value your hard-earned money.
Jana Small Finance Bank uses the Unified Payment Interface (UPI) for its payment service on the BHIM app. BHIM -UPI enables you to send and receive money through your UPI-linked Jana Small Finance Bank account. It ensures a fast and swift transfer of money without having to store balance in a wallet.
| FEATURES | BENEFITS |
| Convenient Facility |
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| Easy Registration |
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| Flexible Payment Options |
Get access to offline payments:
|
Follow the steps given below to download and use the service:
Jana Small Finance Bank’s Retail Internet Banking application provides you with an omni-channel experience to that of its Mobile Banking application from the comfort of your office or home.
Our API driven Retail Internet Banking application bring together the best of technology, the ease of usage along with the best in security in the industry.
The intuitive interface gives you a customized dashboard with mostly used features available under Quick Menu for easy access. Whether you require to schedule a payment, make a payment without adding a beneficiary or want to enjoy high interest rates offered by the Bank on its FDs, Retail Internet Banking is your go to application, with all its transaction authenticated through OTP and all the sensitive data encrypted in transition.
| Module | Features |
| Fund Transfers |
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| Deposits |
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| Transaction History and Statement |
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| Service Request |
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| Debit Card Management |
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| Bill Payment |
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| Other Payments |
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| Loan Management |
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| Merchant Payment |
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Please connect with your nearest branch to increase your daily transaction limit through Internet Banking.
Digital Banking is now made easier with Jana Small Finance Bank's Mobile Banking application. The app, available on PlayStore and AppStore, allows customers to access their bank account anytime, anywhere. Enjoy the mobility of banking with smart, fast, secure and easy application, right at your fingertips.
With the convenience of 24/7 banking on the go, smartphone users can check account balances, view account summary, transfer money and much more, without the need of physically visiting the bank branch.
Security at its best, where transaction rights are given through Debit Card registration and all the financial transactions are dual factor authenticated through OTP. Login available through Fingerprint or Facial Recognition. All the sensitive data is protected in transition through encryption.
Get 360-degree view of all your relationship with Jana Small Finance Bank by downloading and installing the Mobile App on your smart phone. Follow these simple steps: Go to Google Play Store/ App Store and search for the “Jana Bank Mobile Banking” App. Download the app and install it on your smartphone. Ensure that your Debit Card details are readily available with you for self-registration.
| Module | Features |
| Fund Transfer |
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| Deposits |
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| Transaction History and Statement |
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| Service Request |
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| Debit Card Management |
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| Bill Payment |
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| Other Payments |
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| Loan Management |
|
Please connect with your nearest branch to increase your daily transaction limit through Mobile Banking.
To know more about security information for Jana Small Finance Bank Mobile Application, click here.
Download our Mobile Banking App
Online banking services from Jana Small Finance Bank let you bank at your convenience, from the comfort of your home or office. We value your time and hence bring you convenient and secure online transactions for funds transfer, shopping and more.
Secured Plus Business Loan is a secured business loan offering designed to help business owners with the expansion of their existing businesses and achieve long term business goals.
Secured Plus Business Loan offers Term Loan facility for business owners to create long-term income generating assets for their business.
| FEATURES | BENEFITS OF TERM LOAN | |||
| Loan Amount |
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| Loan Tenure |
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| Security |
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| Current Account |
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| Insurance Facility |
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| Doorstep Banking Services | Doorstep Service at every stage:
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| Rate of Interest |
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Term Loan facilities can be availed by customers who fulfil the following requirements:
For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.
Jana Small Finance Bank offers Business Loan for Entity such as Term Loans, Overdraft facility, Facilities for purchasing inventory for dealers/retailers at attractive interest rates and has easy repayment options, along with user-friendly features specially designed to help businesses fulfil their existing needs, as well as achieve their business goals and future expansions.
| FEATURES | BENEFITS |
| Loan Amount |
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| Tenure |
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| Current Account |
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| Insurance Facility |
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| Attractive Features & Products |
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| Doorstep Banking Facility |
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| Security |
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For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.
There is a loan to fulfill every business requirement!
We understand the significance of your dreams, and have created an assortment of loan offerings to help you enjoy your business growth with simplified documentation and speedy approvals.
Jana Small Finance Bank’s Recurring Deposit is a term deposit designed to help you make financial provisions for future. It allows you to deposit a fixed amount every month and earn high returns, at rates that are applicable to fixed deposits. This investment is an ideal one for customers with regular incomes.
| FEATURES | BENEFITS |
| Attractive Interest Rates |
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| Low Deposit Amounts |
|
| Premature Withdrawal Facility |
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| Mobile Banking App |
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Existing Jana Small Finance Bank customers with a Current Account or Savings Account can apply for Recurring Deposit Account provided they have one if the following types of ownerships:
Click here for the list of KYC documents required to open an Account. This is applicable to customers who do not have any other account with Jana Small Finance Bank.
Deposit of 3 crore & above is designed especially for HNIs, Corporates, SSO, and Government Institutions, to park their surplus funds and enjoy attractive returns on their high-value deposits. This special category has a minimum deposit value of INR 3 crore.
| FEATURES | BENEFITS |
| Attractive Interest Rates | Please click here for the interest rates. |
| Minimum Deposit Value |
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| Minimum Tenure |
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For interest rates on deposit of INR 3 Crore & above, please contact the nearest branch of Jana Small Finance Bank.
Click here for the list of KYC documents required to open an Account.
Jana Small Finance Bank's Regular Fixed Deposit ensures that your earnings grow steadily and effortlessly. Its key features like attractive interest rates and multiple interest payout options make it the ideal investment for your hard-earned money. For detailed FAQs on DICGC Insurance, Click here - https://www.dicgc.org.in/FD_FAQs.html
| FEATURES | BENEFITS |
| Attractive Interest Rates |
Please click here for the interest rates. |
| Low Deposit Amounts |
|
| Mobile Banking App |
|
| Cumulative and Non-Cumulative (Monthly / Quarterly / Half-Yearly / Yearly Payout Options) |
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Terms and Conditions:
1. The interest is computed based on the actual number of days in a year i.e. 365 days for a non- leap year and 366 days for a leap year. The tenor of Deposit is calculated in number of days.
2. The above card rates are applicable to deposits less than INR 3 Crore.
3. For interest rates on deposits of INR 3 Crore & above, please contact the nearest branch of Jana Small Finance Bank.
4. In case of premature withdrawal of the deposit, interest will not be paid at the originally contracted rate. In such cases interest will be paid at the applicable rate of interest for the duration which the deposit is maintained with us minus premature withdrawal penal rate as follows:
-Fixed Deposit less than INR 300 Lakhs – 1%
-Fixed Deposits greater than or equal to INR 300 Lakhs – 1%
5. For all Non-Cumulative Fixed Deposits, interest is calculated on Simple interest basis. Interest payouts are as per financial year: Monthly Interest payouts will be on 1st of every month, Quarterly Interest payouts will be on the 1st of every quarter, Half yearly payouts will be on 1st October & 1st April and Annual interest payouts will be on 1st April irrespective of the date of booking.
Click here for the list of KYC documents required to open an Account.
Jana Small Finance Bank ensures that your earnings grow effortlessly with a variety of deposits. Multiple interest payout options, along with attractive interest rates make our deposits the best investment for your hard-earned money. We also offer higher interest rates for senior citizens. Invest now and give a boost to your earnings.
Premium Current Account by Jana Small Finance Bank is specially designed for growing businesses and provides a range of customised services for handling high transactions. This product offers preferential treatment and superior benefits, thus helping you save on time and efforts. Premium Current Account makes banking hassle-free and helps our privileged customers manage their money effortlessly.
At a minimum Average Quarterly Balance of INR 30,000, companies can avail facilities such as easy and low-cost cash handling on a day-to-day basis, and convenient 24-hour Phone Banking, Net Banking, Mobile Banking, etc. These conveniences are available for businesses at all stages of growth.
| FEATURES | BENEFITS |
| Average Quarterly Balance |
|
| Unlimited Cash withdrawals |
|
| Cash Management Services |
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| Flexi FD |
|
Businesses that fall under any of the following categories are eligible to operate this account:
Click here for the list of KYC documents required to open an Account. This is applicable to customers who do not have any other account with Jana Small Finance Bank.
Regular Current Account by Jana Small Finance Bank is designed to manage daily entrepreneurial transactions for all types of business entities, which provides hassle-free and low cost, cash handling on a daily basis, along with convenient services like 24-hour Phone Banking, Net Banking and Mobile Banking. With the Jana Small Finance Bank sweep facility option current account customers can also earn high interest on their idle funds/cash reserves.
| FEATURES | BENEFITS |
| Average Quarterly Balance |
|
| Unlimited Cash Withdrawals |
|
| Flexi FD* |
|
Businesses that fall under any of the following categories are eligible to operate this account:
Click here for the list of KYC documents required to open an Account.
Regular Current Account by Jana Small Finance Bank is designed to manage daily entrepreneurial transactions for all types of business entities, which provides hassle-free and low cost, cash handling on a daily basis, along with convenient services like 24-hour Phone Banking, Net Banking and Mobile Banking. With the Jana Small Finance Bank sweep facility option current account customers can also earn high interest on their idle funds/cash reserves.
| FEATURES | BENEFITS |
| Average Quarterly Balance |
|
| Sweep Facility |
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| Deposit Limit at Branches |
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| Cash Withdrawal Limit at Branches |
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| Debit Card (For Individuals and Proprietorships only) |
|
Both new and existing customers of Jana Small Finance Bank can open a Regular Current Account.
Following are the types of customers who can open regular current accounts:
Click here for the list of KYC documents required to open an Account.
The locker facility provides customers a safe, trustworthy space to store their valuables. Jana Small Finance Bank offers locker facility at select branch locations for the benefit of its customers.
Smart Locker eliminates the presence of a bank staff and gives access to customer to deposit or retrieve precious items at any time, any day. This also comes with next-generation automated technology & advanced identification features. Smart locker facility is only available in selected location.
| FEATURES | CHOICES |
| Size Options |
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| Nomination |
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| Rentals |
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| Size | Dimensions in mm | ||
| Height | Width | Depth | |
| Small Locker | 125 | 179 | 502 |
| Medium Locker | 125 | 360 | 502 |
| Large Locker | 278 | 360 | 502 |
| Size | Dimensions in mm | ||
| Height | Width | Depth | |
| Small Locker | 83 | 325 | 235 |
| Medium Locker | 118 | 325 | 235 |
| Large Locker | 152 | 325 | 235 |
| Extra Large Locker | 186 | 325 | 235 |
| Sr. No. | Zone | City | Branch name | Address |
| 1 | South | Bengaluru | Jayanagar | Nandini Complex, Ground Floor, No. 300/A-70, 10th Main, 36th Cross, 5th Block, Jayanagar, Bengaluru - 560041 |
| 2 | South | Bengaluru | Malleswaram | Dharma Vijeth.N, Ground Floor, No. 231, 2nd Main Road (Sampige Main Road), 15th Cross, Malleswaram, Bengaluru -560003 |
| 3 | South | Bengaluru | Kammanahalli | Ground Floor of the premises, On land bearing No. 7M-414, PID No.: 88-250-7M-414, HRBR 1st Block Extension, Bengaluru - 560043 |
| 4 | South | Chennai | Kodambakam | Arcot Road, Kodambakkam, Chennai - 600024 |
| 5 | South | Chennai | Mandaveli | Door No.38, Venkatakrishna Iyer Road, Mandaveli, Chennai - 600028 |
| 6 | West | Mumbai | Worli Naka | Atur House, Annie Besant Road, Worli Naka, Mumbai – 400018 |
| 7 | West | Ahmedabad | Mithakali | Ground Floor, Auram Avenue (Sun City House), Opp. Kotak Mahindra Bank, Near Gruh Finance, Mithakhali, Ahmedabad - 380006 |
| 8 | West | Surat | Udhana Darwaja | Shop No. 1&2, Ground & 1st floor, Shhlok Business Centre, Ring Road, Udhana Darwaja, Surat - 395 002 |
| 9 | North | Jaipur | Jaipur | G-2, Ground floor, Green House, Plot No. O-15, Ashok Marg, Jaipur - 302001 |
| 10 | North | Chandigarh | Chandigarh | Ground Floor, Bearing No. and SCO Site No. 172-173, Sector-9C, Chandigarh – 160017 |
| 11 | East | Kolkata | Diamond Heritage, Strand Road | Diamond Heritage, 16 Strand Road, Kolkata - 700001 |
| 12 | East | Patna | Kankarbagh | 150/B & 151, Block A, Type B, Arya Kumar Road, Rajendra Nagar,Patna - 16 |
| 13 | Central | Nagpur | Wardhaman Nagar | Poonam Mall , Beside Dominos Pizza, Wardhman Nagar, Nagpur |
| 14 | Central | Indore | Bhavarkuan | Veda Shop No. 5 & 6, Survey No.1619/3, 1619/4 & 1619/5, Kasba Indore, Dist. Indore |
| 15* | North | Delhi | South Extension | Ground Floor, No. 12, Block-N, South Extensions Part-I, New Delhi - 110049 |
*Smart Locker location
To apply for the locker facilities , the applicants must be Resident Indians and any one of the following:
Visit the nearest branch of Jana Small Finance Bank, and meet our Relationship Manager to understand the application process.
Click here for the list of KYC documents required to open an Account. Applicable to customers who do not have any other account with Jana Small Finance Bank.
Real Time Gross Settlement (RTGS) is the continuous (real-time) settlement of funds individually on an order by order basis (without netting). 'Real Time' means that the processing of instructions is done immediately at the time they are received rather than at some later time. 'Gross Settlement' means the settlement of funds transfer instructions occurs individually (on an instruction by instruction basis). The funds settlement takes place in the books of the Reserve Bank of India and thus the payments are final and irrevocable.
| Transaction Limit | RTGS |
| Daily Minimum Limit for Channel (MB & RIB) | INR 2 Lakhs |
| Daily Maximum Limit for Channel (MB & RIB) | INR 35 Lakhs |
| Daily Minimum Limit for Branch | INR 2 Lakhs |
| Daily Maximum Limit for Branch | NA |
Click here to view the Schedule of Charges.
Our RTGS facility is now available 24X7
National Electronic Funds Transfer (NEFT) is a nationwide payment system facilitating one-to-one funds transfer. Under this Scheme, individuals can electronically transfer funds from any bank branch or online banking to any individual having an account with any other bank in the country participating in the Scheme.
| Transaction Limit | NEFT |
| Daily Minimum Limit for Channel (MB & RIB) | INR 1 |
| Daily Maximum Limit for Channel (MB & RIB) | INR 35 lakhs |
| Daily Minimum Limit for Branch | INR 1 |
| Daily Maximum Limit for Branch | NA |
Click here to view the Schedule of Charges.
NEFT Services are now available 24x7.
Jana Small Finance Bank uses the Unified Payment Interface (UPI) for its payment service on the BHIM app. BHIM -UPI enables you to send and receive money through your UPI-linked Jana Small Finance Bank account. It ensures a fast and swift transfer of money without having to store balance in a wallet.
| FEATURES | BENEFITS |
| Convenient Facility |
|
| Easy Registration |
|
| Flexible Payment Options |
Get access to offline payments:
|
Follow the steps given below to download and use the service:
Immediate Payment Service is an instant money transfer service through electronic media. With IMPS service, we help you access your Bank Account and transfer funds instantly. The beneficiary account is credited immediately when a Fund Transfer request is made. This service is available 24/7, throughout the year including on Sundays and any Bank Holidays. You will need IFSC code + account number of the recipient to transfer funds using IMPS facility.
Once your transaction is completed, your payment confirmation number will be displayed on the screen. You will also receive an SMS informing you about the relevant status.
| Transaction Limit for IMPS | |
| Daily Minimum Limit for Channel (MB & RIB) | INR 1 |
| Daily Maximum Limit for Channel (MB & RIB) | INR 5 lakhs |
Click here to view the Schedule of Charges.
Jana Small Finance Bank’s Retail Internet Banking application provides you with an omni-channel experience to that of its Mobile Banking application from the comfort of your office or home.
Our API driven Retail Internet Banking application bring together the best of technology, the ease of usage along with the best in security in the industry.
The intuitive interface gives you a customized dashboard with mostly used features available under Quick Menu for easy access. Whether you require to schedule a payment, make a payment without adding a beneficiary or want to enjoy high interest rates offered by the Bank on its FDs, RIB is your go to application, with all its transaction authenticated through OTP and all the sensitive data encrypted in transition.
| Module | Features |
| Fund Transfers |
|
| Deposits |
|
| Transaction History and Statement |
|
| Service Request |
|
| Debit Card Management |
|
| Bill Payment |
|
| Other Payments |
|
| Loan Management |
|
| Merchant Payment |
|
Please connect with your nearest branch to increase your daily transaction limit through Internet Banking.
Jana Small Finance Bank encourages all loan customers to secure their life and credit through our Life and General Insurance partnership with Bajaj Allianz Life Insurance Company, HDFC Life Insurance Company, Royal Sundaram General Insurance Company and Kotak Life Insurance Company by enrolling them into the Group Term Life cover.
| FEATURES | KEY BENEFITS |
| Death Benefit |
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| Protects Families |
|
| Parameters | Details |
| Minimum Age at Entry | 18 yrs |
| Maximum Age at Entry | 60 yrs |
| Premium Payment Term | Single Premium equal to the Loan Tenure |
As specified in our Loan Application Form.
Agri Individual Loan offering by Jana Small Finance Bank is designed to help our customers engaged in Farming/Allied Agricultural activities to maintain or expand their existing set-up.
| FEATURES | BENEFITS |
| Loan Amount |
|
| Insurance Facility for Individual Loan |
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| Doorstep Banking Service | Doorstep service at every stage:
|
| Attractive Interest Rates |
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| Loan Tenure |
|
For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.
Agri Group Loan offering by Jana Small Finance Bank is designed to help you meet the financial requirements of your farm, dairy business and other allied agricultural activities.
| FEATURES | BENEFITS |
| Collateral Free Agricultural Loan |
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| Group Loan |
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| Insurance Facility for Individual Loan |
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| Doorstep Banking Service | Doorstep service at every stage:
|
| Attractive Interest Rates |
|
| Loan Tenure |
|
For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.
Gold Loan from Jana Small Finance Bank helps you unlock the true potential of your idle gold. With minimal documentation, quick disbursement, and complete safety of your gold, Jana Gold Loan is the easiest and quickest way to get funds for your immediate personal and business requirements. We offer loans as low as INR 10,000 at attractive interest rates. Visit us to know more about our Gold Loan offering and enjoy quick disbursal of loan amount.
| FEATURES | BENEFITS |
| Convenience |
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| High Per Gram Rates |
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| Instant Disbursements |
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| Safety of your Ornaments |
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| Attractive Interest Rates |
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| Transparent Pricing |
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Indian Citizens aged from 18 to 79 years
For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.
Jana Small Finance Bank's Business Loan for Individuals is a loan offering for existing customers and is designed to assist ambitious business owners who are looking to expand their business. The objective is to fuel their growth and help them achieve their goals.
| FEATURES | BENEFITS |
| Loan Amount |
|
| Salient Features |
|
| Attractive Interest Rates |
|
For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.
Basic Savings Bank Deposit Account (BSBDA) by Jana Small Finance Bank is a ‘Zero Balance’ account packed with basic banking facilities. The objective of offering BSBDA is to provide Bank Accounts to those who do not have it and thereby support and enhance Financial Inclusion.
While anybody / all can open BSBDA, a person with BSBDA account will not be eligible for opening any other savings account with Jana Small Finance Bank. If a customer has any other existing savings account, he / she will be required to close it within 30 days from the date of opening a BSBDA.
| FEATURES | BENEFITS |
| Rate of Interest |
|
| Average Monthly Balance |
|
| Debit Card |
|
| Mobile Banking App |
|
Applicants must be Resident Indians to be eligible to apply for BSBDA.
Click here for the list of KYC documents required to open an Account.
Premium Current Account by Jana Small Finance Bank is specially designed for growing businesses and provides a range of customised services for handling high transactions. This product offers preferential treatment and superior benefits, thus helping you save on time and efforts. Premium Current Account makes banking hassle-free and helps our privileged customers manage their money effortlessly.
At a minimum Average Quarterly Balance of INR 30,000, companies can avail facilities such as easy and low-cost cash handling on a day-to-day basis, and convenient 24-hour Phone Banking, Net Banking, Mobile Banking, etc. These conveniences are available for businesses at all stages of growth.
| FEATURES | BENEFITS |
| Average Quarterly Balance |
|
| Unlimited Cash withdrawals |
|
| Cash Management Services |
|
| Flexi FD |
|
Businesses that fall under any of the following categories are eligible to operate this account:
Click here for the list of KYC documents required to open an Account. This is applicable to customers who do not have any other account with Jana Small Finance Bank.
Regular Business Account by Jana Small Finance Bank is designed to manage daily entrepreneurial transactions for all types of business entities, which provides hassle- free and low cost, cash handling on a daily basis, along with convenient services like 24-hour Online Banking. With the Jana Small Finance Bank sweep facility option current account customers can also earn high interest on their idle funds/cash reserves.
| FEATURES | BENEFITS |
| Average Quarterly Balance |
|
| Sweep Facility |
|
| Digital Business Solution |
|
| Cash Deposit Limit at Branches |
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Both new and existing customers of Jana Small Finance Bank can have a Regular Business Account
As per KYC policy of the bank.
Click here for the list of KYC documents required to open an Account.
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Disclaimer
Annual Percentage Rate (APR) calculator is based on interest rate applied in the account on a specified date plus fees and other cost/s required to compute annualised credit costs which includes interest rate and processing fees. The APR calculator does not include charges like stamp duty, prepayment charges, CERSAI charges, property appraisal charges, etc.
The APR Calculator provide only an indicative rate to facilitate the individuals / borrowers to know the overall cost of the loan on the date of availing the loan to take a considered decision. This APR Calculator tool is provided only for the user's convenience and information purpose and should not be considered as absolute and final. Neither does it constitute any offer, invitation, recommendation or solicitation to any person/entity to enter into any transaction with Jana Small Finance Bank nor does it constitute accurate prediction of likely future movements. Jana Small Finance Bank accepts no liability for any errors, omissions or inaccuracies in the information provided. Jana Small Finance Bank or its officials shall be not be liable in any manner, to the user or anybody else for any loss or damage caused/arising from the use of this APR Calculator.
The Regular Salary accounts are designed for emerging micro and MSE employees. This product offers a wide range of benefits and services as well as seamless access to secure Net Banking and Mobile Banking services.
| FEATURES | BENEFITS |
| Rate of Interest |
|
| Average Minimum Balance |
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| RuPay Platinum Debit card |
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| Mobile Banking App |
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| eKYC enabled Account opening |
|
To know the eligibility criteria, please contact your nearest Jana Small Finance Bank branch.
Click here for the list of KYC documents required to open an Account. Applicable to customers who do not have any other account with Jana Small Finance Bank.
The Premium Salary Accounts are payroll accounts designed for corporate employees. This account offers a wide range of benefits and services along with seamless access to secure Net Banking and Mobile Banking services. The Premium Salary Accounts also comes bundled with an expense management module inbuilt in the mobile banking app, to help customers manage their expenses at their fingertips.
| FEATURES | BENEFITS |
| Rate of Interest |
|
| Average Minimum Balance |
|
| RuPay Platinum Debit card |
|
| RuPay Prepaid Card |
|
| Expense Management Module |
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| Mobile Banking App |
|
| eKYC Enabled Account Opening |
|
To know the eligibility criteria, please contact your nearest Jana Small Finance Bank branch.
Click here for the list of KYC documents required to open an Account. This is applicable to customers who do not have any other account with Jana Small Finance Bank.
Our Premium Savings Account is designed especially to offer a luxurious banking environment and a broad range of savings opportunities to our customers who are High Net-Worth Individuals (HNIs).
| FEATURES | BENEFITS |
| Rate of Interest |
|
| Total Relationship Value |
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| RuPay Platinum Debit Card |
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| RuPay Prepaid Card |
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| Transactions |
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| Personalised Banking |
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| eKYC Enabled Account Opening |
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All the following applicants must be Resident Indians and above the age of 18 years:
Click here for the list of KYC documents required to open an Account. This is applicable to customers who do not have any other account with Jana Small Finance Bank.
Boost your savings with a Savings Plus offering and get a host of benefits. Savings Plus Account by Jana Small Finance Bank is crafted for all. It provides safe, secure and simple way of banking, for all your banking needs.
| FEATURES | BENEFITS |
| Rate of Interest |
|
| Average Monthly Balance |
|
| Rupay Platinum Debit Card |
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| Mobile Banking App |
|
Applicants must be Resident Indians to be eligible to apply for Savings Plus Account of the following types:
Click here for the list of KYC documents required to open an Account.
Regular Savings Account by Jana Small Finance Bank is designed to offer you the convenience and comfort of a hassle-free, “anytime and anywhere” banking experience.
| FEATURES | BENEFITS |
| Rate of Interest |
|
| Average Monthly Balance |
|
| RuPay Debit Card |
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| Mobile Banking App |
|
Applicants must be Resident Indians to be eligible to apply for Regular Savings Account of the following types:
Click here for the list of KYC documents required to open an Account.
Jana Small Finance Bank offers you a wide range of savings accounts to choose from. Our offerings not only help you meet your banking needs with ease, but also bring you very attractive interest rates on your savings account balance. Jana Small Finance Bank truly values your hard-earned money, and hence invites you to maximise your earnings by choosing a savings account variant that best suits your needs.
Silver Select Savings Account
Simple Banking, High Savings!
Silver Select Savings Account by Jana Bank understand your world and provides you High Savings with simplest banking solutions.
Banking has never been this simple!
Jana Small Finance Bank has a loan to fulfill every business requirement. Having understood the significance of your dreams and your business ambitions, we have created loan offerings with simplified documentation and speedy approvals so as to help you enjoy business growth effortlessly.
TASC Current Account is designed to facilitate exclusive banking benefits for non-profit entities such as TASC (Trust, Association, Society and Club) and Central and State Government department, bodies and agencies that can open a current account. This account comes with ‘Nil' minimum balance feature and is packed with a host of conveniences including cash management facilities.
| FEATURES | BENEFITS |
| Average Quarterly Balance |
|
| Transactions |
|
| Cash Management Services |
|
* This account can be opened by Trust, Association, Society, Club, Central and state government that are eligible to open current account.
Click here for the list of KYC documents required to open an Account. This is applicable to customers who do not have any other account with Jana Small Finance Bank.
TASC Savings Account is designed to support non-profit entities TASC (Trust, Association, Society and Club), Central & State Government departments, bodies and agencies to meet their financial needs. This account comes with ‘Nil' minimum balance feature and is packed with a host of conveniences including cash management facilities.
| FEATURES | BENEFITS |
| Rate of Interest |
|
| Average Minimum Balance |
|
| Transactions |
|
| Cash Management Services |
|
*This account can be opened by Trust, Association, Society, Club, Central and State Government department, bodies and agencies that are eligible to open a savings account.
Click here for the list of KYC documents required to open an Account. This is applicable to customers who do not have any other account with Jana Small Finance Bank.
Jana Small Finance Bank has designed exclusive banking facility for non-profit entities like Trust, Association, Society and Club, and also Central and State Government department, bodies and agencies, to meet their banking needs. We value your kind contribution to the society and offer these accounts with no minimum balance requirement and a host of other benefits.
Now you no longer need to rush to the vendor for mobile recharge, every time talk-time runs out. Just top-up your prepaid mobile cards by logging into Mobile Banking & Internet Banking on www.janabank.com. What's more, this online mobile recharge service is absolutely free for all Jana Small Finance Bank account holders.
You can now recharge your prepaid mobile number online through Jana Small Finance Bank Instant Recharge.
Steps for Pre-paid Mobile Recharge
Recharge your DTH Connection from the comfort of your home or office, anytime, anywhere with Prepaid Recharge facility on www.janabank.com. What's more, this service is absolutely free for Jana Small Finance Bank Account holders.
Steps for DTH Recharge
Payment services by Jana Small Finance Bank make transferring funds, paying utility bills, trading, recharging and shopping online exceptionally convenient. Our services also ensure that your transactions are secure because we truly value your hard-earned money.
Home Improvement Loan from Jana Small Finance Bank is designed to help you carry out all your home improvement tasks. This loan offering is for existing customers and provides the desired funds at attractive interest rates.
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| Salient Features |
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| Attractive Interest Rates |
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For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.
Jana Small Finance Bank's Group Loan is designed to extend loan facilities to women, with the objective of helping them meet their financial needs.
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| Age of Applicant |
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| Loan Tenure |
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| Security |
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| Processing Fee |
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| Interest Rates |
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Applicants must meet the following requirements to be eligible for the loan:
For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.
Jana Small Finance Bank uses the Unified Payment Interface (UPI) for its payment service on the BHIM app. BHIM -UPI enables you to send and receive money through your UPI-linked Jana Small Finance Bank account. It ensures a fast and swift transfer of money without having to store balance in a wallet.
| FEATURES | BENEFITS |
| Convenient Facility |
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| Easy Registration |
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| Flexible Payment Options |
Get access to offline payments:
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Follow the steps given below to download and use the service:
Jana Small Finance Bank values your dreams, and business ambitions. To help you fulfil them, we bring you a variety of loans at attractive interest rates, and also make it easy for you to avail them. You can choose the one that best fits your need, and suits your convenience.
Jana Small Finance Bank offers insurance policies to ensure that your loved ones stay protected and enjoy financial stability even in your absence. You can contact us to avail insurance cover.
Jana Small Finance Bank offers RuPay debit card under following variants:
| FEATURES | BENEFITS |
| Gym Access |
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| Spa services |
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| Health Check-ups |
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| Golf Program |
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| Complimentary Lounge Program |
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| Comprehensive Accidental Insurance Cover upto INR 10 lakhs* |
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| Exclusive Merchant Offers |
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| 24/7 Concierge Services |
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Click here to know more.
| FEATURES | BENEFITS |
| Amazon Pay & Swiggy Offers* |
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| Complimentary Lounge Program |
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| Comprehensive Accidental Insurance Cover upto INR 2 lakhs* |
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| Exclusive Merchant Offers |
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| 24/7 Concierge Services |
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Click here to know more.
| FEATURES | BENEFITS |
| Exclusive Merchant Offers |
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X Disclaimer Now you are entering into the external website link outside the Jana Small Finance Bank website. The purpose behind providing the link is only for the convenience of the customers. Jana Small Finance Bank do not stand to gain from it monetarily, directly or indirectly, in the way of fees or commissions or otherwise, when our customers view the offers made by the merchant or when our customers make any purchases. Customer shall visit the external website with their own risk and Jana Small Finance Bank shall not have any liability for the same.
Jana Small Finance Bank offers RuPay debit card under following variants:
| FEATURES | BENEFITS |
| Gym Access |
|
| Spa services |
|
| Health Check-ups |
|
| Golf Program |
|
| Complimentary Lounge Program |
|
| Comprehensive Accidental Insurance Cover upto INR 10 lakhs* |
|
| Exclusive Merchant Offers |
|
| 24/7 Concierge Services |
|
Click here to know more.
| FEATURES | BENEFITS |
| Amazon Pay & Swiggy Offers* |
|
| Complimentary Lounge Program |
|
| Comprehensive Accidental Insurance Cover upto INR 2 lakhs* |
|
| Exclusive Merchant Offers |
|
| 24/7 Concierge Services |
|
Click here to know more.
| FEATURES | BENEFITS |
| Exclusive Merchant Offers |
|
X Disclaimer Now you are entering into the external website link outside the Jana Small Finance Bank website. The purpose behind providing the link is only for the convenience of the customers. Jana Small Finance Bank do not stand to gain from it monetarily, directly or indirectly, in the way of fees or commissions or otherwise, when our customers view the offers made by the merchant or when our customers make any purchases. Customer shall visit the external website with their own risk and Jana Small Finance Bank shall not have any liability for the same.
For media queries, please contact corp.comm@janabank.com
