X Disclaimer Now you are entering into the external website link outside the Jana Small Finance Bank website. The purpose behind providing the link is only for the convenience of the customers. Jana Small Finance Bank do not stand to gain from it monetarily, directly or indirectly, in the way of fees or commissions or otherwise, when our customers view the offers made by the merchant or when our customers make any purchases. Customer shall visit the external website with their own risk and Jana Small Finance Bank shall not have any liability for the same.
We are delighted that you are interested in Gold Loan from Jana Small Finance Bank.
Our Customer Care Representative will get in touch with you shortly to guide you through the process.
Have a great day ahead!
Do feel free to reach us at 1800 2080
With Best Regards,
Team Jana
Salary account is designed for people from the salaried class. These accounts are for employees of corporate institutions. This product has a wide range of benefits and services, as well as seamless access to secure Net Banking and Mobile Banking services. Salary account provides you access to your account anytime, anywhere through robust banking services and transactional benefits.
FEATURES | BENEFITS |
Average Monthly Balance |
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Rate of Interest |
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RuPay Debit Card |
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Cash Withdrawal Limit at Branches |
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Mobile Banking App |
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Click here for the detailed list of documents to open an Account.
We are delighted to find out that you are interested in Jana Small Finance Bank.
Our Customer Care Representative will get in touch with you shortly to guide you through the process.
Have a great day ahead!
Do feel free to reach us at 1800 2080
With Best Regards,
Team Jana
We are delighted to find out that you are interested in Jana Small Finance Bank.
Our Customer Care Representative will get in touch with you shortly to guide you through the process.
Have a great day ahead!
Do feel free to reach us at 1800 2080
With Best Regards,
Team Jana
Jana Small Finance Bank offers home loans which are designed to fulfil all your housing finance/mortgage requirements. You can avail Home Loans for Resale purchase/ flat or apartment purchase/ residential plot purchase plus construction/self-construction and even for re-financing existing loans you may have availed from other banks or housing finance companies. Apart from this you can also avail Loan against property(LAP) and loans for purchase of commercial property/shops.
FEATURES | BENEFITS |
Loan Amount & Tenure |
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Multiple variants |
You can avail home loan for a variety of purposes based on your requirement such as:
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Attractive Interest Rate |
We offer the following interest rates:
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Savings Account |
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Convenient Banking Services |
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Insurance Facility |
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Subsidy |
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Click here for the detailed list of documents for Home Loans.
Note: Our Home Loan services are currently available in Madhya Pradesh, Chhattisgarh, Rajasthan, Maharashtra, Tamil Nadu, Karnataka, Bihar, Jharkhand, Delhi NCR, West Bengal, Punjab, Haryana and Gujarat. Please feel free to get in touch with your nearest branch for any further details.
Invest fixed sum of amount on monthly basis in Recurring Deposit and get attractive interest rates.
Recurring Deposit allows customers with an opportunity to build up their wealth securely through regular monthly deposit of fixed sum over a period of time.
FEATURES | BENEFITS |
Attractive Interest Rates | Please click here for the interest rates. |
Flexible Tenor Options
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Minimum Amount | As low as ₹ 100 |
Deposit Multiples | As low as ₹ 100 |
Ease of Booking | Open RD on click of a button using internet or mobile banking. |
Terms and Conditions:
1. The interest is computed based on the actual number of days in a year i.e. 365 days for a non- leap year and 366 days for a leap year. The tenor of Deposit is calculated in number of days.
2. In case of premature withdrawal of the recurring deposit, penalty of 1% will be applied on the applicable rate of interest for the duration which the deposit is maintained with us.
3. For delayed and/or missed monthly payment:
a. A Penalty of ₹ 1.5 per ₹ 100 on the instalment amount will be levied
b. This penalty will be levied on actual basis i.e. on the number of days of delay
c. Grace period of 5 days will be provided to the customer to make the instalment payment to avoid the penal charges
4. Bank reserves the right to close the recurring deposit in case the customer misses 5 consecutive recurring deposit instalments.
5. The minimum tenor of Recurring Deposit should be 6 months.
6. The minimum instalment amount should be ₹ 100.
7. The instalment amount should be in multiples of ₹ 100.
Click here for the list of KYC documents required to open an Account.
Invest fixed sum of amount on monthly basis in Recurring Deposit and get attractive interest rates.
Recurring Deposit allows customers with an opportunity to build up their wealth securely through regular monthly deposit of fixed sum over a period of time.
FEATURES | BENEFITS |
Attractive Interest Rates | Please click here for the interest rates. |
Flexible Tenor Options
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Minimum Amount | As low as ₹ 100 |
Deposit Multiples | As low as ₹ 100 |
Ease of Booking | Open RD on click of a button using internet or mobile banking. |
Terms and Conditions:
1. The interest is computed based on the actual number of days in a year i.e. 365 days for a non- leap year and 366 days for a leap year. The tenor of Deposit is calculated in number of days.
2. In case of premature withdrawal of the recurring deposit, penalty of 1% will be applied on the applicable rate of interest for the duration which the deposit is maintained with us.
3. For delayed and/or missed monthly payment:
a. A Penalty of ₹ 1.5 per ₹ 100 on the instalment amount will be levied
b. This penalty will be levied on actual basis i.e. on the number of days of delay
c. Grace period of 5 days will be provided to the customer to make the instalment payment to avoid the penal charges
4. Bank reserves the right to close the recurring deposit in case the customer misses 5 consecutive recurring deposit instalments.
5. The minimum tenor of Recurring Deposit should be 6 months.
6. The minimum instalment amount should be ₹ 100.
7. The instalment amount should be in multiples of ₹ 100.
Click here for the list of KYC documents required to open an Account.
Jana Small Finance Bank offers to its corporate clients the Corporate Internet Banking facility. Corporate Internet Banking facility provides for easy monitoring of corporate accounts and their fund utilisation through restricted/ preferred access rights to corporate users for account level services and fund transfer.
Safe and Secure: Wherever you log in, you can rest assured in knowing you’re your Corporate Internet Banking facility is protected with robust security features of Jana Small Finance Bank.
Convenience: Jana Small Finance Bank has designed Corporate Internet Banking with your convenience in mind. Jana Small Finance Bank Corporate Internet Banking Portal brings together the best of technology, along with an easy navigation experience, a warm welcoming design, and greater simplicity for corporate clients.
Corporate Internet Banking provides you with a number of features.
FEATURES | BENEFITS |
Control on corporate accounts |
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Ease of Banking |
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User Management |
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Accounts |
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Authorization Matrix |
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Maker Checker Concept |
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Service Request |
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Bulk File Processing |
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Fund Transfer |
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Please visit Jana Small Finance Bank branch and fill up a Corporate Internet Banking form available at the branch. Corporate Internet Baking facility will be activated subject to eligibility, submission of required documents and acceptance of terms to conditions.
Click on the links to download the following documents:
We are delighted to find out that you are interested in Jana Small Finance Bank Recurring Deposit. The interest rate offered by our Recurring Deposit is among the best in the industry.
Our Customer Care Representative will get in touch with you shortly to guide you through the process.
Have a great day ahead!
Do feel free to reach us at 1800 2080
With Best Regards,
Team Jana
We are delighted to find out that you are interested in Jana Small Finance Bank Current Account. The interest rate offered by our Current Account is among the best in the industry.
Our Customer Care Representative will get in touch with you shortly to guide you through the process.
Have a great day ahead!
Do feel free to reach us at 1800 2080
With Best Regards,
Team Jana
We are delighted to know that you are interested in Jana Small Finance Bank’s Freedom from COVID Campaign.
Our Customer Care Representative will get in touch with you shortly to guide you through the process.
Have a great day ahead!
Do feel free to reach us at 1800 2080
With Best Regards,
Team Jana
Jana Small Finance Bank brings you an array of Current Accounts to meet your business needs. Thoughtful features such as Cash Management Service and Doorstep Banking provides you the convenience to bank from your workplace and focus on your business.
Freedom Account
Unleash Your Business Potential with Freedom Account
The Freedom Account is tailor-made to empower you with a comprehensive suite of services that will genuinely liberate your business.
Advantage Business Account
Manage your business like a Pro!
Advantage Business Account lets you manage your business in a seamless manner, Jana Bank provides you business solution to cater to your business needs:
Jana Small Finance Bank brings you an array of Current Accounts to meet your business needs. Thoughtful features such as Cash Management Service and Doorstep Banking provides you the convenience to bank from your workplace and focus on your business.
Freedom Account
Unleash Your Business Potential with Freedom Account
The Freedom Account is tailor-made to empower you with a comprehensive suite of services that will genuinely liberate your business.
MONEY Back Business Account
The Smarter Way to Bank!
Exclusive business solutions (or facilities?) like Relationship Manager, Direct Connect to Contact Center & intuitive Corporate Internet Banking.
Advantage Business Account
Manage your business like a Pro!
Advantage Business Account lets you manage your business in a seamless manner, Jana Bank provides you business solution to cater to your business needs:
Premium current account is specially designed for growing businesses providing a range of customized services along with high returns on your idle funds. With our innovative sweep facility available for current accounts, customers can earn high interest on their balance.
The accounts gives you the preferential treatment and superior benefits, like higher transaction limits adding value to your business and provide maximum returns on your hard-earned money.
FEATURES | BENEFITS |
Average Quarterly Balance |
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Sweep Facility |
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Cash Deposit Limit at Branches |
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Cash Withdrawal Limit at Branches |
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Debit Card (For Individuals and Proprietorships only) |
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Both new and existing customers of Jana Small Finance Bank can open a Premium Current Account
Following are the types of customers who can open premium current accounts:
Click here for the detailed list of documents to open an Account.
Advantage Business Account is specially designed for growing businesses providing a range of customized services along with high returns on your idle funds.
The account gives you preferential treatment and superior benefits, like digital collection, automated Recon and NACH/E-NACH options.
FEATURES | BENEFITS |
Average Quarterly Balance |
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Sweep Facility |
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Digital Business Solution |
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Cash Deposit Limit at Branches |
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Both new and existing customers of Jana Small Finance Bank can have an Advantage Business Account
As per KYC policy of the bank.
Click here for the detailed list of documents to open an Account.
Let your savings grow with our Fixed Deposit account. We understand that investment needs vary and that is precisely why we bring you a wide variety of tenures that range from 7 days to 10 years. In lieu of no premature withdrawal of the deposit, the customers can enjoy additional rate of interest* in comparison to Regular Fixed Deposits.
FEATURES | BENEFITS |
Attractive Interest Rates |
Please click here for the interest rates. |
Premature Withdrawal |
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Flexible Tenure |
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Minimum Amount |
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Terms and Conditions:
1. The above rate is applicable for domestic Fixed deposits of above Rs. 1 Crore (Rupees one crore) accepted from Individual and HUF customers and for above INR 15 Lakhs( Rupees Fifteen lacs) accepted from other customers (other than Individual and HUF).
2. The interest is computed based on the actual number of days in a year i.e. 365 days for a non- leap year and 366 days for a leap year. The tenor of Deposit is calculated in number of days.
3. For the “FD with no Premature withdrawal / FD Plus“ product
a. Auto Renewal facility is not available
b. Pre-mature withdrawal of the deposit is not allowed before the expiry of the term, except in case of death of the account holder or on order from statutory and/or regulatory authority.
4. For all Non-Cumulative Fixed Deposits, interest is calculated on Simple interest basis. Interest payouts are as per financial year: Monthly Interest payouts will be on 1st of every month, Quarterly Interest payouts will be on the 1st of every quarter, Half yearly payouts will be on 1st October & 1st April and Annual interest payouts will be on 1st April irrespective of the date of booking.
Click here for the list of KYC documents required to open an account.
We are delighted to know that you are interested in Jana Small Finance Bank’s Fixed Deposit. The interest rates on our Fixed Deposits is amongst the best in the industry.
Our Customer Care Representative will get in touch with you shortly to guide you through the process.
Have a great day ahead!
Do feel free to reach us at 1800 2080
With Best Regards,
Team Jana
Jana Bankable Debit Card is an exclusive card with great offers and your favorite cricketer’s image on it. This card comes with welcome benefits of more that INR. 15,000 on top brands. It is a card designed for every cricket fan, which will get you amazing offers and take you closer to cricket.
FEATURES | BENEFITS |
Welcome Benefits |
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Complimentary Lounge Program |
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Cash Back on Utility Bill Payments |
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Comprehensive Accidental Insurance Cover upto INR 2 lakhs |
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Exclusive Merchant Offers |
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24/7 Concierge Services |
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Card Type | ATM Withdrawal | POS | E-Commerce |
RuPay Classic | Up to 25,000 | Up to 50,000 | Up to 50,000 |
RuPay Platinum | Up to 50,000 | Up to 100,000 | Up to 100,000 |
Note: Above mentioned figures are daily limits for cards transaction.
JANA DIWAS CONTEST – Terms & Conditions [#JanaDiwas]
The Indian Financial System Code or IFSC code is an 11-character alphanumeric code used to identify bank branches for various monetary transactions including IMPS, NEFT and RTGS.
To find the IFSC codes for Jana Small Finance Bank branches, click here.
The Indian Financial System Code or IFSC code is an 11-character alphanumeric code used to identify bank branches for various monetary transactions including IMPS, NEFT and RTGS.
To find the IFSC codes for Jana Small Finance Bank branches, click here.
In case you do not receive a satisfactory response at Level 2 within 5 working days, please do write in to our Principal Nodal Officer.
Name: Shirley George
Email Id: Nodal.officer@janabank.com
Telephone No.: 080-68131421.
Nodal Office Timings: 9am to 6pm (Mon to Fri).
Address: Jana Small Finance Bank Ltd., No. 11, 5th floor, Divyashree Chambers, O’Shaughnessy Road, Bengaluru - 560025
In case your grievance does not get resolved at the Bank Level within a month, you can write to the Integrated Banking Ombudsman. To know more click here
The Locker facility provides customers a safe, trustworthy space to store their valuables. Jana Small Finance Bank offers locker facility at select branch locations for the benefit of its customers.
Smart Locker eliminates the presence of a bank staff and gives access to customer to deposit or retrieve precious items at any time, any day. This also comes with next-generation automated technology & advanced identification features. Smart locker facility is only available in selected location.
FEATURES | CHOICES |
Size Options |
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Nomination |
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Rentals |
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Size | Height | Width | Dimension |
Small Locker | 125 | 179 | 502 |
Medium Locker | 125 | 360 | 502 |
Large Locker | 278 | 360 | 502 |
Size | Height | Width | Dimension |
Small Locker | 83 | 325 | 235 |
Medium Locker | 118 | 325 | 235 |
Large Locker | 152 | 325 | 235 |
Extra Large Locker | 186 | 325 | 235 |
Jana Small Finance Bank offers RuPay debit card under following variants:
FEATURES | BENEFITS |
Gym Access |
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Spa services |
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Health Check-ups |
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Golf Program |
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Complimentary Lounge Program |
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Comprehensive Accidental Insurance Cover upto INR 10 lakhs* |
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Exclusive Merchant Offers |
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24/7 Concierge Services |
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Click here to know more.
FEATURES | BENEFITS |
Amazon Pay & Swiggy Offers* |
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Complimentary Lounge Program |
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Comprehensive Accidental Insurance Cover upto INR 2 lakhs* |
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Exclusive Merchant Offers |
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24/7 Concierge Services |
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Click here to know more.
FEATURES | BENEFITS |
Exclusive Merchant Offers |
|
X Disclaimer Now you are entering into the external website link outside the Jana Small Finance Bank website. The purpose behind providing the link is only for the convenience of the customers. Jana Small Finance Bank do not stand to gain from it monetarily, directly or indirectly, in the way of fees or commissions or otherwise, when our customers view the offers made by the merchant or when our customers make any purchases. Customer shall visit the external website with their own risk and Jana Small Finance Bank shall not have any liability for the same.
Jana Small Finance Bank offers RuPay debit card under following variants:
FEATURES | BENEFITS |
Gym Access |
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Spa services |
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Health Check-ups |
|
Golf Program |
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Complimentary Lounge Program |
|
Comprehensive Accidental Insurance Cover upto INR 10 lakhs* |
|
Exclusive Merchant Offers |
|
24/7 Concierge Services |
|
Click here to know more.
FEATURES | BENEFITS |
Amazon Pay & Swiggy Offers* |
|
Complimentary Lounge Program |
|
Comprehensive Accidental Insurance Cover upto INR 2 lakhs* |
|
Exclusive Merchant Offers |
|
24/7 Concierge Services |
|
Click here to know more.
FEATURES | BENEFITS |
Exclusive Merchant Offers |
|
X Disclaimer Now you are entering into the external website link outside the Jana Small Finance Bank website. The purpose behind providing the link is only for the convenience of the customers. Jana Small Finance Bank do not stand to gain from it monetarily, directly or indirectly, in the way of fees or commissions or otherwise, when our customers view the offers made by the merchant or when our customers make any purchases. Customer shall visit the external website with their own risk and Jana Small Finance Bank shall not have any liability for the same.
A facility designed especially for the Jana Cash App offers the convenience to recharge your prepaid / postpaid mobile phone and DTH service, anytime and anywhere, using any of our payment modes.
FEATURES | BENEFITS |
Convenient Facility |
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Extensive list of service providers |
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Diverse Payment Options |
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Existing Customers with Jana Cash App can use the service. Those who don’t have access to a Smartphone can visit the nearest agent location and use the recharge service.
If you have access to a Smartphone, recharge online:
If you don’t have access to a Smartphone, recharge offline:
No documents are required to avail this service.
Real Time Gross Settlement (RTGS) is the continuous (real-time) settlement of funds individually on an order by order basis (without netting). 'Real Time' means that the processing of instructions is done immediately at the time they are received rather than at some later time. 'Gross Settlement' means the settlement of funds transfer instructions occurs individually (on an instruction by instruction basis). The funds settlement takes place in the books of the Reserve Bank of India and thus the payments are final and irrevocable.
Transaction Limit | RTGS |
Daily Minimum Limit for Channel (MB & RIB) | INR 2 Lakhs |
Daily Maximum Limit for Channel (MB & RIB) | INR 25 Lakhs |
Daily Minimum Limit for Branch | INR 2 Lakhs |
Daily Maximum Limit for Branch | NA |
Click here to view the Schedule of Charges.
Our RTGS facility is now available 24X7
National Electronic Funds Transfer (NEFT) is a nationwide payment system facilitating one-to-one funds transfer. Under this Scheme, individuals can electronically transfer funds from any bank branch or online banking to any individual having an account with any other bank in the country participating in the Scheme.
Transaction Limit | NEFT |
Daily Minimum Limit for Channel (MB & RIB) | INR 1 |
Daily Maximum Limit for Channel (MB & RIB) | INR 10 lakhs |
Daily Minimum Limit for Branch | INR 1 |
Daily Maximum Limit for Branch | NA |
Click here to view the Schedule of Charges.
NEFT Services are now available 24x7.
Jana Small Finance Bank uses the Unified Payment Interface (UPI) for its payment service on the BHIM app. BHIM -UPI enables you to send and receive money through your UPI-linked Jana Small Finance Bank account. It ensures a fast and swift transfer of money without having to store balance in a wallet.
FEATURES | BENEFITS |
Convenient Facility |
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Easy Registration |
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Flexible Payment Options |
Get access to offline payments:
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Follow the steps given below to download and use the service:
Immediate Payment Service is an instant money transfer service through electronic media. With IMPS service, we help you access your Bank Account and transfer funds instantly. The beneficiary account is credited immediately when a Fund Transfer request is made. This service is available 24/7, throughout the year including on Sundays and any Bank Holidays. You will need IFSC code + account number of the recipient to transfer funds using IMPS facility.
Once your transaction is completed, your payment confirmation number will be displayed on the screen. You will also receive an SMS informing you about the relevant status.
Transaction Limit for IMPS | |
Daily Minimum Limit for Channel (MB & RIB) | INR 1 |
Daily Maximum Limit for Channel (MB & RIB) | INR 2 lakhs |
Click here to view the Schedule of Charges.
For media queries, please contact corp.comm@janabank.com