Experience the new era of short-term deposits with Liquid Plus Fixed Deposit, the smart way to manage your short-term funds. Its key features, such as high interest rates, T+0 redemption, partial withdrawal, and instant overdraft facility, make it the perfect choice for investing short-term funds.
| FEATURES | BENEFITS |
| High Interest Rates |
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| T+0 Redemption |
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| Partial Withdrawal Available |
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| No Pre-Maturity Penalty |
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| Instant Overdraft Facility |
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Terms and Conditions:
1. The interest shall be computed based on the actual number of days in a year i.e. 365 days for a non-leap year and 366 days for a leap year. The tenor of the Fixed Deposit shall be calculated in number of days.
2. In case of premature withdrawal or partial withdrawal of the Liquid Plus Fixed Deposit, interest shall not be paid at the originally contracted rate. In such cases, interest shall be paid at the applicable rate of interest for the duration for which the fixed deposit is maintained with us.
3. Minimum tenor for Liquid Fixed Deposits is 7 days. No interest shall be paid in case premature withdrawal is made within 7 days.
4. For all Non-Cumulative Fixed Deposits, interest shall be calculated on simple interest basis.
5. Interest payouts are as per financial year. Monthly Interest payouts will be on 1st of every month, Quarterly Interest payouts will be on the 1st of every quarter, Half-yearly payouts will be on 1st October & 1st April.
6. The Minimum Value of a retail Fixed Deposit is ₹ 10 lakh and Maximum Value is Below ₹ 3 crore. The Minimum Value of a bulk Fixed Deposit is ₹ 3 crore and Maximum Value is upto ₹ 200 crore.
7. The booking and partial withdrawal of the Liquid Plus Fixed Deposit can only be done in the banking hours by visiting the Branch. The same cannot be done through mobile banking application or internet banking portal in any scenario whatsoever.
8. In case of partial withdrawal of the Liquid Plus Fixed Deposit, value of fixed deposit after the partial withdrawal should be equal to or more than the minimum fixed deposit value as stated above or as changed by the Bank from time to time.
9. In case of withdrawal of fixed deposit (partial or full), the Bank shall endeavor settle the amount on T + 0 basis only in case the client has Current / Savings Account with the Bank. The said turnaround time shall change in case any event occurs which is beyond the control of the Bank.
10. Taxes, duties, levies or other statutory dues and charges applicable in connection with the benefits accruing as per the terms of these Fixed Deposits will be recoverable from the Customer.
11. Above rates will be applicable for all Resident Individual and Non Individual clients (no preferential rates are applicable for Senior Citizens or Bank’s employees under this product).
12. Rates are subject to change from time to time without prior notice.
13. Overdraft facility is available on the Liquid Plus Fixed Deposit. For more details, please contact your nearest Branch.
14. The Bank shall have the absolute discretion to amend or supplement any of the Terms and Conditions at any time. The Bank may communicate the amended Terms to the customer. By continuing the Fixed Deposit with the Bank and using allied services, the Customer shall be deemed to have accepted the changed Terms and Conditions and any new terms and conditions stipulated by the Bank and/or its.
Both new and existing customers of Jana Small Finance Bank can open a Liquid Plus Fixed Deposit. Eligible customers include:
Visit the nearest branch of Jana Small Finance Bank, where our Relationship Managers will assist you with the application process. You can also contact our Customer Care team to schedule an appointment with a Relationship Manager.
Click here for the list of KYC documents required to open an account.
Thank you for sharing your details.
Our banking representative will get in touch with you shortly.
Have a great day ahead!
Do feel free to reach us at 1800 2080
With Best Regards,
Jana Small Finance Bank
We are delighted to find out that you are interested in Jana Small Finance Bank.
Our Customer Care Representative will get in touch with you shortly to guide you through the process.
Have a great day ahead!
Do feel free to reach us at 1800 2080
With Best Regards,
Team Jana
Introducing Legend Savings Account- Growing and securing your legacy!
Experience financial empowerment in your retirement years with our Legend Savings Account. Tailored to meet the unique needs of Senior Citizens, it offers a suite of features and perks to ensure peace of mind and stability.
| FEATURES | BENEFITS |
| Monthly Interest Pay Out |
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| Apollo Circle Membership for 12 months* |
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| Zero Fee Banking |
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| Select ATM/Debit card |
RuPay Select Debit Card which can be used for ATM withdrawals, POS and Online transactions. Some of the benefits are as follows:
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| Mobile banking |
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| Internet banking |
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Click here for the list of KYC documents required to open an Account.
We are delighted to find out that you are interested in Premier Banking with Jana Small Finance Bank.
Our Customer Care Representative will get in touch with you shortly to guide you through the process.
Have a great day ahead!
Do feel free to reach us at 1800 2080
With Best Regards,
Team Jana
Jana Small Finance Bank Financials
Audit and Compliance Committee |
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Nomination & Remuneration Committee |
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Risk Management Committee |
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Corporate Social Responsibility Committee |
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Committee for Monitoring Large Value Frauds |
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Introducing Freedom Account - Your Gateway to Unleash Business Potential!
Step into the realm where your business expansion takes centre stage. Recognizing the distinct requirements of self-employed individuals and growing enterprises, we present the Freedom Account – a meticulously crafted solution to liberate your business with a suite of services that will truly set your business free.
| FEATURES | BENEFITS |
| Average Quarterly Balance | NIL |
| Cash Deposit Limit at Branches | Free* cash deposit limit of ₹ 4 Lakhs per month |
| Cash Withdrawal at Branches | Unlimited Cash Withdrawal |
| Fund Transfers (IMPS, NEFT & RTGS) | Zero charges |
| Digital Business Solutions: |
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*Customers will be eligible for free cash deposit limit of up to ₹ 4lakhs for the first 4 months from the date of account opening. To further enjoy free cash deposit limits, customer needs to maintain an Average Monthly Balance of ₹ 10,000/-.
Both new and existing customers of the Bank can open Freedom Account as per the KYC policy of the Bank.
Click here for the detailed list of documents to open an account.
Introducing Freedom Account - Your Gateway to Unleash Business Potential!
Step into the realm where your business expansion takes centre stage. Recognizing the distinct requirements of self-employed individuals and growing enterprises, we present the Freedom Account – a meticulously crafted solution to liberate your business with a suite of services that will truly set your business free.
| FEATURES | BENEFITS |
| Average Quarterly Balance | NIL |
| Cash Deposit Limit at Branches | Free* cash deposit limit of ₹ 4 Lakhs per month |
| Cash Withdrawal at Branches | Unlimited Cash Withdrawal |
| Fund Transfers (IMPS, NEFT & RTGS) | Zero charges |
| Digital Business Solutions: |
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*Customers will be eligible for free cash deposit limit of up to ₹ 4lakhs for the first 4 months from the date of account opening. To further enjoy free cash deposit limits, customer needs to maintain an Average Monthly Balance of ₹ 10,000/-.
Both new and existing customers of the Bank can open Freedom Account as per the KYC policy of the Bank.
Click here for the detailed list of documents to open an account.
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This festive season, don't just spend, but celebrate your spends with Jana Small Finance Bank.
All you need to do is use your Jana Bank debit card for your ECOMM and POS transactions. Your spending will not only bring joy but also the chance to be among the Top 500 spenders who will receive an Amazon voucher worth Rs 250. And don't forget to make two bill payments using our cutting-edge mobile banking application. Let's celebrate your spends in the most rewarding way possible. What are you waiting for? Start spending!
1st September 2023 - 31st October 2023
Unlock an Amazon Voucher worth ₹250/- if you make it to the Top 500 customers.
The Bank recognizes that one of its fundamental responsibilities is to ensure that the Bank protects personal information entrusted to the Bank by its customers. This is critical for the maintenance of the Bank’s reputation and for complying with its legal and regulatory obligations to protect the Bank’s customer information. The Bank also follows a transparent policy to handle personal information of its customers.
In this Policy, personal information means any information that relates to a natural person, which either directly or indirectly, in combination with other information available or likely to be available with the Bank, is capable of identifying such person (e.g., telephone number, name, address, transaction history etc.).
The Policy is in compliance with the Information Technology (Reasonable security practices and procedures and sensitive personal data or information) Rules 2011 (the “IT Rules”) contained in the Information Technology Act 2000.
The Bank collects three types of information: personal, sensitive personal data and non-personal.
Personal information means any information that relates to a natural person, which either directly or indirectly, in combination with other information available or likely to be available with the Bank, is capable of identifying such person (e.g., telephone number, name, address, transaction history etc.).
Sensitive personal data or information of a person means such personal information which consists of information relating to passwords, financial information such as Bank account or credit card or debit card or other payment instrument details, sexual orientation, physical physiological and mental health condition, medical records and history, biometric information, details of nominees and national identifiers including but not limited to: Aadhaar card, passport number, income, PAN, etc. For customers enrolled in services provided by the Bank, such as online bill payment, personal information about the transaction is collected.
Any information that is freely available or accessible in public domain or furnished under the Right to Information Act, 2005 or any other law for the time being in force shall not be regarded as sensitive personal data or information for the purpose of these rules.
The information customers provide online is held by the Bank business that maintains the account or is processing the application for a new product or service.
Non personal information includes the IP address of the device used to connect to the Bank’s website along with other information such as browser details, operating system used, the name of the website that redirected the visitor to the Bank’s website, etc. Also, when you browse our site or receive one of our emails, the Bank and our affiliated companies, use cookies and/or pixel tags to collect information and store your online preferences.
This Policy is applicable to personal information (including sensitive personal information) collected by the Bank directly from the customer or through the Bank’s online portals, electronic communications as also any information collected by the Bank’s server from the customer’s browser.
The Bank shall have processes in place to ensure that the personal information residing with it is complete, accurate and current. If at any point of time, there is a reason to believe that personal information residing with the Bank is incorrect, the customer should inform the Bank in this regard. The Bank shall correct the erroneous information as quickly as possible.
The Bank shall use the information collected to manage its business and offer an enhanced, personalized online experience on its website. Further, it shall enable the Bank to:
If a customer does not wish to provide consent for usage of its sensitive personal data or information or later withdraws the consent, the Bankshall have the right not to provide services or to withdraw the services for which the information was sought from the customer.
The Bankshall not disclose personal information of its customers without their prior consent unless such disclosure has been agreed to in a contract between the body corporate and customer, or where the disclosure is necessary for compliance of a legal obligation. Incase Bank discloses the personal information to Third Parties, such Third Parties shall be bound contractually to ensure that they protect customer personal information in accordance with applicable laws.
The above obligations relating to sharing of personal data or information shall not apply to information shared with government mandated under the law to obtain such information or by an order under law for the time being in force. Further, if any personal data or information is freely available or accessible in the public domain, the Bank shall not have any obligations regarding the same.
No specific information about customer accounts or other personally identifiable data shall be shared with nonaffiliated third parties unless any of the following conditions is met:
The security of personal information is a priority and shall be ensured by maintaining physical, electronic, and procedural safeguards that meet applicable laws to protect customer information against loss, misuse, damage and unauthorized access, modifications or disclosures. Employees shall be trained in the proper handling of personal information.
When other companies are used to provide services on behalf of the Bank, it shall ensure that such companies protect the confidentiality of personal information they receive in the same manner the Bank protects. The Bank shall continuously review and enhance its security policies and security measures to consistently maintain a high level of security.
The Bank shall reserve the right to change or update this Policy or practice, at any time with reasonable notice to customers on Bank’s website so that customers are always aware of the information which is collected, for what purpose Bank uses it, and under what circumstances, if any, Bank may disclose it.
By virtue of this privacy policy, the customer assents to collection, use, transfer, disclosure, retention and other processing of her/his personal information, including sensitive personal information, as described in this Policy.
The Bank shall encourage customer enquiries, feedback and complaints which shall help itidentify and improve the services provided to the customers.
Jana Small Finance Bank's GREEN PIN solution allows Debit Cardholders to securely generate their Debit Card PIN electronically through Internet and Mobile banking channels, eliminating the need for paper-based PIN generation.
The Green PIN initiative not only helps in conserving paper but also reduces carbon footprint, making it an eco-friendly option. This hassle-free mechanism can be used by both existing and new Debit Card customers to set their PIN instantly after receiving the card or if they forget their existing Debit-cum-ATM Card PIN.
This service does not require customers to visit the branch/ATM or contact customer care and wait for a PIN mailer, making it convenient for them to use.
New Debit Card PIN is generated and card gets activated instantly!
Note: The PIN should not consist consecutive digits, the digits should not be repetitive and it should be different from the existing customers. The card should not be in Blocked/Hot listed state.
X Disclaimer Now you are entering into the external website link outside the Jana Small Finance Bank website. The purpose behind providing the link is only for the convenience of the customers. Jana Small Finance Bank do not stand to gain from it monetarily, directly or indirectly, in the way of fees or commissions or otherwise, when our customers view the offers made by the merchant or when our customers make any purchases. Customer shall visit the external website with their own risk and Jana Small Finance Bank shall not have any liability for the same.
Thank you for sharing your details.
Our banking representative will get in touch with you shortly.
Have a great day ahead!
Do feel free to reach us at 1800 2080
With Best Regards,
Jana Small Finance Bank
Jana Small Finance Bank offers the self-generated Unified Payment Interface (UPI) for its merchant/retail customers. The solution enables you to accept payments instantly to your Jana Small Finance Bank Account.
Note: MCC is the Merchant Category Code, which is a 4 digit code used by NPCI for purposes like Merchant MIS, statistics and Business reports.
| FEATURES | BENEFITS |
| Convenient Facility |
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| Easy QR code generation |
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| Flexible Payment Options |
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Follow the simple steps below to generate and use your QR code:
For further details, please get in touch with your Relationship Manager or call us at 1800 4200
Now non-residents can earn higher returns on their Indian income with our NRO Savings Account. Jana Small Finance Bank Ltd. brings to you the best option for investment with high liquidity and even higher returns. Now experience convenient and secure banking across seven seas.
| FEATURES | BENEFITS |
| Average Monthly Balance |
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| I choose my Account number |
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| Rate of Interest |
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| Reach out to us |
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All NRIs or PIOs are eligible to apply for the account
Click here for downloading the Account Opening Form.
Earn higher returns on your foreign income with our precisely crafted NRE Savings Account. Jana Small Finance Bank Ltd. brings to you the best option for investment with high liquidity and even higher returns. Now experience convenient and secure banking across seven seas.
| FEATURES | BENEFITS |
| Average Monthly Balance |
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| I choose my Account number |
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| Rate of Interest |
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| Debit Card |
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| Reach out to us |
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All NRIs or PIOs are eligible to apply for the account
Click here for downloading the Account Opening Form.
Our NRO Fixed Deposit is one of the best propositions for a secure deposit with flexible liquidity at a higher interest rate. Jana Small Finance Bank brings to you best-in-class interest rates to ensure that your earnings grow steadily and effortlessly. Its key features like attractive interest rates and multiple interest payout options make it the ideal investment for your hard-earned money.
| FEATURES | BENEFITS |
| Attractive Interest Rates |
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| Low Deposit Amounts |
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| Mobile Banking App |
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| Cumulative and Non-Cumulative (Monthly / Quarterly / Half-Yearly / Yearly Payout Options) |
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| Dedicated Contact Centre |
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All NRIs and PIOs can open a fixed Deposit
Our NRE Fixed Deposit is one of the best propositions for a secure deposit with flexible liquidity at a higher interest rate. Jana Small Finance Bank brings to you best-in-class interest rates to ensure that your earnings grow steadily and effortlessly. Its key features like attractive interest rates and multiple interest payout options make it the ideal investment for your hard-earned money.
| FEATURES | BENEFITS |
| Attractive Interest Rates |
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| Low Deposit Amounts |
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| Mobile Banking App |
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| Cumulative and Non-Cumulative (Monthly / Quarterly / Half-Yearly / Yearly Payout Options) |
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| Dedicated Contact Centre |
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All NRIs and PIOs can open a fixed Deposit
Jana Small Finance Bank Limited (“JSFB”) is a referral partner of the Axis Securities Limited (“ASL”). JSFB offers to its existing customers, mutual funds, equity and derivatives, F&O, broking, Demat & trading services (“Services”)
All investments in mutual fund, equity, derivatives, F&O are subject to market risks. Please read all scheme related documents carefully before investing or opening any account. The past performance of a mutual fund, equity, derivatives, F&O is not necessarily indicative of future performance of the schemes.
JSFB is not into broking or trading services, and all such services will be provided by ASL. JSFB is only introducing ASL product which is further subject to terms and conditions of ASL.
The content displayed on ASL’s website are not endorsed, verified or monitored by JSFB in any way. JSFB does not control the ASL website and bears no responsibility for the same.
In order to complete your application for availing the Services from ASL, JSFB is required to share your information with ASL & by clicking on "Agree" you provide your consent to JSFB to share your information with ASL. You also authorize ASL, its agents, representative and any other persons authorized by it to call, email, WhatsApp or SMS you regarding the Services, its advantages & offers. This consent will override any registration for NC/NDNC.
Further, by clicking on ‘I Agree’ button, you would be leaving website of JSFB (demat.janabank.com) and entering the website operated by ASL.
The 3-IN-1 Account* is a combination of Banking, Demat and Trading account. Now all your financial needs are made simpler which is a single click away.
Jana Small Finance Bank’s Safe Deposit Locker facility provides you with the safety which you need for your valuables possessions. You can choose the size of locker as per your need and keep your valuables safe with us.
Easy booking from branch
Choose locker size as per your need
Convenient direct debit of locker rent from your account
Nomination facility
| Unit Type | Height (in mm) | Width (in mm) | Depth (in mm) |
| Small | 125 | 179 | 502 |
| Medium | 125 | 360 | 502 |
| Large | 278 | 360 | 502 |
Following is annual rent applicable for various sizes available (excluding GST).
| Locker size | Rent applicable |
| Small | ₹ 2,500 |
| Medium | ₹ 4,000 |
| Large | ₹ 6,500 |
We are delighted to know that you are interested in Jana Small Finance Bank’s Current Account.
Our Customer Care Representative will get in touch with you shortly to guide you through the process.
Have a great day ahead!
Do feel free to reach us at 1800 2080
With Best Regards,
Team Jana
We are delighted to know that you are interested in Jana Small Finance Bank’s Fixed Deposit. The interest rates on our Fixed Deposits is amongst the best in the industry.
Our Customer Care Representative will get in touch with you shortly to guide you through the process.
Have a great day ahead!
Do feel free to reach us at 1800 2080
With Best Regards,
Team Jana
For media queries, please contact corp.comm@janabank.com
