We are delighted to know that you are interested in Jana Small Finance Bank’s Current Account.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,
Team Jana

Thank You

We are delighted to know that you are interested in Jana Small Finance Bank’s Fixed Deposit. The interest rates on our Fixed Deposits is amongst the best in the industry.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,
Team Jana

Pay your utility bills like Broadband Post-paid, DTH, Gas etc. through our Jana Bank Mobile Banking Application between 11th Oct’21 to 11th Nov’21 and stand a chance to win smartphones and Alexa Show

Campaign Name

#BindaasJeeto

Campaign Period

11th October to 11th November 2021(both start and end date)

Rewards

Prize	No of prizes
1st Prize Smartphone	1
2nd Prize Alexa Show	2
3rd Prize Smartphone	2

Bill Payment categories

Broadband Postpaid	DTH
Electricity	Gas
Insurance – LIC not a part	Landline Postpaid
LPG Gas	Cable TV
Clubs and Associations	Credit card – BoB only
Education Fees	Fastag
Health Insurance	Hospital and Pathology
Housing Society	Life Insurance
Loan Repayment	Mobile Postpaid
Municipal Services	Municipal taxes
Subscription	Water

Key Winning Criteria

• Minimum transaction value Rs 100/-
• Minimum 03 successful bill payment/ transactions (Only Digital Transactions- through Internet Banking & Mobile Banking) during the campaign period.
• Top transacting customers, doing maximum successful bill / recurring payment (Only Digital Transactions) in a month (during Campaign period) on the Bharat BillPay Platform, will be eligible for the rewards.
• Transactions done through agent POS or agent outlet are not eligible.
• One customer is eligible for one Award only
• Terms and conditions

BBPS payment option in Jana Bank Mobile Banking Application Steps

1. Open Jana Mobile Banking
2. Click on My Accounts (Top left corner)
3. select (Bill Pay & recharge)
4. Select they type of utility bills you want to pay
5. Input your respective Bill account number/Bill details
6. Click on Pay
7. Confirm
8. MPIN

Here’s an exciting offer for Jana Small Finance Bank customers!

Upto* 100% Cashback on first EMI payment in a month of a loan pertaining to Jana Small Finance Bank Limited, made by the customer with the minimum transaction of Rs.1500 on MobiKwik App by using the coupon code: JANA

Steps to avail the Offer

• Download MobiKwik mobile application from Play store/App store
• Complete KYC or Minimum KYC in the application
• Enter the coupon code and pay Jana Small Finance Bank Loan EMI using MobiKwik application

Points to note

• Minimum amount spend to redeem the Cashback is Rs.1500
• Minimum Cashback is fixed at Rs.10 and Maximum Cashback is fixed at Rs 250, for this offer
• The cashback will be credited to customer’s MobiKwik Wallet.
• Customers can make EMI payment and avail the Offer by making payment through any mode available on MobiKwik App.
• The code can be redeemed once per user per month.
• Offer valid only for users who have completed KYC on MobiKwik.
• Coupon redemption & Payment should be done on MobiKwik's Android & iOS App.
• Offer is valid on the first transaction of month on EMI Payment Category of MobiKwik.
• Offer Valid till 30th Nov 21.
• MobiKwik has the right to end or call back the Offer without prior notice.

Terms & Conditions

We are delighted to know that you are interested in Jana Small Finance Bank’s Fixed Deposit. The interest rates on our Fixed Deposits is amongst the best in the industry.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,
Team Jana

Thank you for referring your loved ones.

Our Customer Care Representative will get in touch with them shortly.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,
Team Jana

Dear Jana Banker,
Thank you for expressing your interest in our product. The Bank Representatives will contact you shortly.

Regards,
Jana Small Finance Bank Ltd.

We have noted your preference of opting for QR Code for your business transactions. You will shortly receive the QR Code from the Bank.

If you have any queries, please send us an email at customercare@janabank.com or call us on our Toll free number 1800 2080.

Regards,

Jana Small Finance Bank Ltd.

We appreciate your interest in Jana Small Finance Bank. Simply leave your details below to get a call back from our customer care.

Metro Savings Account by Jana Small Finance Bank is designed to offer you the convenience and comfort of a hassle-free, “anytime and anywhere” banking experience.

Key Benefits

FEATURES	BENEFITS
Rate of Interest	Attractive interest rates
Average Monthly Balance	INR 5,000/-
RuPay Debit Card	Platinum Debit Card
Mobile Banking App	Mobile Banking App to perform Fund Transfers comfortably

Eligibility Criteria

Applicants must be Resident Indians to be eligible to apply for Regular Savings Account of the following types:

• Individual (sole or joint account)
• Senior Citizen

How to Apply

• Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
• You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the list of KYC documents required to open an Account.

Service Charges & Fees   |   Terms & Conditions

Open a Current Account from the comfort of your home. The journey is safe, simple & fast eliminating the need to visit the branch for KYC.

Key Benefits

• Individual current account in few minutes
• Enjoy anywhere anytime banking
• Saves time
• Convenient
• No Human contact – Your safety is our priority in COVID times

How to Apply

• 4 easy steps to open
  • Enter Mobile number
  • PAN & Aadhaar Validation
  • Enter personal details
  • Video call with Bank KYC officer
• What do You need?
  • A mobile phone or desktop
  • Internet connection [preferably 4G]
  • Aadhaar Number
  • Original PAN card
  • Blank white sheet and a black pen for signature

Terms & Conditions    |    Service Charges & Fees

We have noted your preference of opting out of receiving physical statements. Going forward, you will receive the statement for your account on your registered email Id every month.

If you have any queries, please send us an email at customercare@janabank.com or call us on our Toll free number 1800 2080.

Regards,

Jana Small Finance Bank Ltd.

Two Wheeler Loan helps an individual to fulfil his dream of owning Motorcycle or a Scooter of his choice by paying in easy equated instalments. Jana Small Finance Bank provides loan for purchasing Two Wheeler/ Electric Two Wheeler to Existing & New to Bank Customers.

Key Benefits

FEATURES	BENEFITS
Quick & Hassle-free Processing	No Income Proof Program. Just KYC Submission
Minimum Down Payment	Loan Amount as high as 95% of the On Road Cost of the Vehicle
Competitive Interest Rates	Pocket-friendly EMI repayment options.
Maximum Loan Amount	Loan Amount as High as Rs.3.50* Lakhs
Flexible Tenure	12 Months to 48 months

Eligibility Criteria

• Both new and existing customers of Jana Small Finance Bank can apply for Two Wheeler Loan
• Any Individual between 20 to 60 Years of Age can apply*
• Following are the types of customers who can apply for Two Wheeler Loan:
  • Individuals
  • Sole Proprietorship
  • Partnership Firms
  • Registered Companies

How to Apply

• You can also contact us and our Customer Care Executive, will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

• KYC & active Bank Account details.

• Loan at Sole discretion of Jana Small Finance Bank*

• Current Operational States: Maharashtra, Gujarat, Tamil Nadu, Karnataka, West Bengal, Odisha, Delhi-NCR and Pondicherry. Please follow this space for more updates….

Service Charges & Fees

RERA Business Account by Jana Small Finance Bank is a current account for Builders/Developers to enable smooth flow of funds to support their real estate project.

The Real Estate (Regulation and Development) Act, 2016 (RERA) act was enacted to safeguard the interest of home buyers and to be monitored by state level RERA Authority.

The promoter of a real estate development firm should maintain a separate account, hereinafter being referred as RERA Account, for each of their projects with a scheduled commercial bank. A minimum % of money collected in the RERA Account should only be used for the construction of the project and the borne towards the land.

It is the responsibility of the developer to comply with the guidelines issued under the act and by the RERA accounts i.e. collection of funds and payments from the RERA account.

Salient Features:

• The Project Receivable RERA account shall be opened as an RERA Collection Account and operated in the following manner:
• 100% of the project receivables collected shall be deposited into the Project Receivable RERA account.
• The Bank shall, at EOD every day, transfer the balance from the Project Receivable RERA account in the following manner through a “Standing Instruction”;
• 70% of the amount in the Receivable account shall be transferred to the Project Designated RERA account.
• Balance 30% of the amount in the Project Receivable RERA account shall be transferred to the Promoter/Developer/Builder’s current account.
• The Project Designated RERA account shall be opened as an account with account operations subject to the following guidelines:
• All transactions in the account shall be in accordance with the norms given in the RERA Act, as in the funds must be used for land acquisition, building, and project completion only.
• Credits, as mentioned above, would be initiated by the Bank on a “standing instruction” basis at EOD every day from the Project Receivable RERA account.
• Each withdrawal/transfer from the Project Designated RERA Account shall be made on receipt of a request letter from the Promoter, signed by the authorized signatory of the Promoter (i.e. Project Engineer, Architect & Chartered Accountant)
• The Promoter/Builder/Developers account shall be opened as a Regular Current account, or any current account as requested by the developer.

Eligibility Criteria:

RERA Accounts can be opened by the project developer who is developing / constructing a real estate project, whether residential or commercial or mixed use, and are in the process of applying for RERA registration or have already registered the project with the RERA Authority.

Eligible Projects for opening RERA Account

• Projects having a built-in space of a minimum of 500 square meters or 8 flats
• For projects where completion certificate has not been received

How to Apply

• Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
• You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Thank you for referring your loved ones.

Our Customer Care Representative will get in touch with them shortly.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,
Team Jana

Dear Jana Banker,
Thank you for expressing your interest in our product. The Bank Representatives will contact you shortly.

Regards,
Jana Small Finance Bank Ltd.

About the Campaign

Special offer for Jana Bank customers for Overdraft facility against Fixed Deposit at an attractive rate of 0.25%* with Zero Processing Fee

OD Facility is subject to Terms & Conditions

Campaign Duration:

• Start Date: 10th May 2021
• End Date: 31st May 2021
• Both days inclusive

Eligibility Criteria

All existing Jana Small Finance Bank Ltd. customers who are Fixed Deposit holders as on 9th May’2021

Service Charges:

Sr. No.	Charge Type	Details / Charge Amount (Exclusive of GST)
Card Charges and other Features (For Individuals and Proprietors only
1	Debit Card Type (For Individual & Proprietors only)	Rupay Classic
2	Debit Card Issuance (InstaKit/Joining Fee)	NIL
3	Debit Card Issuance (Personalised/Joining Fee)	Rs. 199
4	Debit Card AMC (Applicable Both for Instakit and Personalised Cards issued to customers)	Rs. 149
5	Debit Card Re-issuance (Instakit and Personalised)	Rs. 199
6	ATM and Micro ATM cash withdrawal limit per day	Rs. 50,000
7	POS limit per day	Rs. 100,000
8	E-commerce limit per day	Rs. 100,000
9	Pin Generation for Debit card	Rs. 50 Per Request
ATM and Micro ATM Transaction
At Jana Small Finance Bank ATM and Micro ATMs
1	No. of free ATM and Micro ATM transactions	Unlimited
2	Charges above free limit for financial transactions	N/A
3	Charges above free limit for non-financial transactions	N/A
At Other Bank ATM and Micro ATMs
1	No. of free ATM and Micro ATM transactions	Metro locations:3 transactions (financial + non-financial) free Other locations: 5 transactions (financial + non-financial) free
2	Charges above free limit for financial transactions	Rs. 20
3	Charges above free limit for non-financial transactions	Rs. 8
4	Decline Charges - Transactions declined at other bank ATM and Micro ATMs or at a merchant outlet / websites due to insufficient funds will be charged	Rs. 25 Per Transaction
Cheque Book
1	Free Cheque Book(s) per financial year (50 Leaves per cheque book)	2 Free cheque books
2	Cheque Book Issuance Charges beyond free limit	₹3 per cheque leaf
3	Stop Payment of cheque (per leaf or series)	₹50 per transaction or series
4	Cheque / ECS Return (Inward) – Insufficient Funds	₹300 per transaction
5	Cheque / ECS Return (Outward)	NIL

How to avail the Offer:

Call 1800 2080 OR reach out any Jana Small Finance Bank Branch near you

Terms & Conditions:

"I choose my number" service is now available on select range of Jana Bank Current & Savings Accounts

Jana Bank offers you to Bank with your Customized Current and Savings Account Number. You can now select an account number of your own choice. Record your most memorable moment or your favourite Date or Lucky number by Owning your Own Account Number at Jana, Choice is yours now….

Product features and benefits:

Rarely can people remember their bank account number on their fingertips. After all, it is not easy to remember a long string random digits. What if you could choose your bank account number with Jana Bank at your own choice of number?

Jana Bank is making this possible exclusively for you with “ I choose my number” service on Select Variants!

Who can apply:

• This feature is available to all Jana Bank customers opening a new Current / Savings Account variants (*Select Variants)
• Existing customers can also avail the service to “ I choose my number”. For further details and clarification on the same, kindly contact your Branch Manager or Relationship Manager.

How to apply

To block your new Account Number of your choice, you can contact any Jana Bank branch for " I choose my number" service.

Terms and Conditions

1. The customer by availing the "I choose my number" service agrees to the terms and conditions ("T & Cs") applicable to Jana Bank's Current & Savings Accounts.
2. The customer shall have the option to select the available account number of his choice.
3. The customer understands that the allocation of account number chosen by the customer shall be created on best effort basis and shall be subject to the availability of the requested number.
4. The "I choose my number" service is available only for select Current & Savings accounts variants
5. Jana Bank reserves all rights to accept & reject the request of such account number at any point of time

About the Campaign

The bank has gone live with BBPS Customer Unit and customers can do online bill payments through our Internet Banking portal. We are doing an online campaign where customer doing bill payments though JANA internet portal, will be given Amazon pay gift card/Voucher.

Campaign Duration:

• Start Date: 06th May 2021
• End Date: 30th May 2021
• Both days inclusive

Eligibility Criteria

Existing To Bank (ETB) Customers:

• Each bill payment amount should be a minimum of 250 Rupees.
• Partial payment/Split payment of bill will be considered as single bill payment and it will not be considered as multiple bill payment.
• Customer should have Internet banking Login credentials.

Category	Reward
2 Unique bills in a month	50 /- Rs Amazon Voucher
4 Unique bills in a month	100 /- Rs Amazon Voucher
5 Unique bills in a month	200 /- Rs Amazon Voucher

Simple Guidelines for Bill Payments:

Terms & Conditions:

• Campaign starts on 06th May 2021 and ends on 30th May 2021 with both days inclusive.
• Customers will become eligible for an Amazon pay gift card/voucher maximum worth of ₹200 post successful bill payments as per norms mentioned in the eligibility criteria.
• The Amazon Gift cards/Vouchers will be allocated in the order of fulfilment of the Campaign criteria.
• Only one Amazon pay gift card/voucher will be eligible to a customer basis on the maximum number of bills paid, even if customer falls under multiple category. And Jana Small Finance Bank reserves rights to cancel the candidature at any point of time and will not be liable for any further clarification.
• Customers will be communicated about the campaign through e-Mail and/or SMS and Jana Small Finance Bank website only.
• Name of the eligible winners will be announced within 30 days, post the Campaign ending date.
• The Amazon pay gift card/voucher will be e-mailed to the winners on their registered e-mail ID within 45 days after Campaign ending date. It is the responsibility of the participant customer to ensure that the correct e-mail ID is updated with the bank.
• Jana Small Finance Bank reserves the right to modify, cancel, extend or discontinue the campaign and/or these terms and conditions or any part thereof at any time without prior notification and Jana Small Finance Bank is not responsible for any third party products, goods, services and offers.
• All issues pertaining to this Campaign to be raised within 60 days from the announcement of the Campaign. If any dispute or complaint or query raised after 60 days then the same will not be entertained.
• Any issues or dispute relating to this Campaign shall be governed under Indian laws and are subject to exclusive jurisdiction of Bengaluru Courts.
• This Campaign is voluntary and by participating in the campaign, you are deemed to have read, understood and accepted these Terms and Conditions.

Dear Customers,

Thank you for your trust and your bank continues to grow steadily and safely.

The COVID crisis has been an unexpected and stressful time for all of us both personally as well for our businesses, families and employers. It is important that we navigate this crisis together safely and sensibly.

This is further to the communication on Moratorium granted as a part of our Covid19 relief package released earlier (enclosed as Annexure1 with this communication), we would like to announce the second phase of the relief package across our entire product offering: Group Loans, Individual Loans, Agricultural term Loans (both Individual & group), Retail loans, Business Loans, Affordable Housing Loans & MSME Loans.

For the months of June, July and August' 2020, moratorium will be offered month-on-month to the borrowers based on request and at the discretion of the Bank after appropriate evaluation of the borrower's needs that such moratorium is necessitated on account of the economic fallout from COVID-19.

Please note that this loan moratorium is optional and you can continue to pay your loan EMIs if you have the funds to continue with your repayments. This will mean a lower cost of interest on your loan as well as an early closure of your loan.

Kindly note that the point 4 to 7 under the key points as provided in Annexure 1 shall remain unchanged and would be applicable herein.

We thank you for your continued patronage and would be happy to support your service requests during this phase as well.

Stay Safe, Stay Healthy

Warm regards,

Team Jana Small Finance Bank

"Own your Own Account Number" service is now available on select range of Jana Bank Current & Savings Accounts

Jana Bank offers you to Bank with your Customized Current and Savings Account Number. You can now select an account number of your own choice. Record your most memorable moment or your favourite Date or Lucky number by Owning your Own Account Number at Jana, Choice is yours now….

Product features and benefits:

Rarely can people remember their bank account number on their fingertips. After all, it is not easy to remember a long string random digits. What if you could choose your bank account number with Jana Bank at your own choice of number?

Jana Bank is making this possible exclusively for you with “Own your Own Account Number” service on Select Variants!

Who can apply:

• This feature is available to all Jana Bank customers opening a new Current / Savings Account variants (*Select Variants)
• Existing customers can also avail the service to “Own your Own Account”. For further details and clarification on the same, kindly contact your Branch Manager or Relationship Manager.

How to apply

To block your new Account Number of your choice, you can contact any Jana Bank branch for "Own your Own Account Number" service.

Terms and Conditions

1. The customer by availing the "Own Your Own Account" service agrees to the terms and conditions ("T & Cs") applicable to Jana Bank's Current & Savings Accounts.
2. The customer shall have the option to select the account number of his choice subject to availability.
3. The customer understands that the allocation of account number chosen by the customer shall be created on best effort basis.
4. The "Own your Own Account Number" service is available only for select Current & Savings accounts variants.
5. Jana Bank reserves all rights to accept & reject the request of special account number at any point of time. This facility can be withdrawn without any prior notice.

Thank You

Thank you for registering for the webinar ‘Kickstarting India's Decade’.

You will receive the link to the webinar soon.

With Best Regards,
Team Jana Small Finance Bank

Jana Bank brings to you the only systematic recurring deposit investment plans. These systematic plans help you earn high interest of 7.5% and lets you achieve your dreams. So be it preparing for the college admission of your child or buying your dream home or buying that dream jewelry, Jana Bank has planned it all for you.

Simply choose your goal and calculate how much you would need to save every month to reach to your goal. 

Thank you for submitting the details. We will get in touch with you shortly.

You can also email us on customercare@janabank.com or call us for Bank related queries/issues on 18002080

Fill in the below form.

Plan Name – ICICI Lombard Complete Health Insurance (ICIHLIP21383V052021)

With ICICI Lombard General Insurance Company Limited, choosing an insurance policy is not just a matter of saving tax at the end of the financial year. It is also about finding a policy that actually works for you. Once you have decided to take a policy, we will go about finding a policy that truly caters to your needs. Factors such as age, number of family members, and preferred insurance premium all come into play. As do factors such as hospitalisation cover and maternity cover, and a few others, which can be customised as per your needs.
Once selected, a single policy will provide a health cover that fits you and your family like a glove.

Key Benefits:

• 150 Day care surgeries covered
• Reset Benefit
• Domestic Road Emergency Ambulance
• Rewards for staying fit with our wellness program
• No Medical test required for policy holder below 46 years of Age**
• Cashless medical treatment across India in 4500+ network Hospitals as on ……date
• In Patient Hospitalization
• Policy renewal facility for lifetime

**Medical test may be required in case of any pre-existing health condition as per the underwriting policy of the insurer

Corporate Disclaimer

ICICI Lombard Health Insurance - Toll-free number – 18002666

Jana Small Finance Bank Limited with its registered office at 1st Floor, The Fairway Business Park, Koramangala Inner Ring Road, Bengaluru- 560071, is a Corporate Agent (IRDAI License no._CA0606) of ICICI Lombard General Insurance Company Limited. Insurance is underwritten by respective Insurance Company. The products, services and benefits referred to herein are subject to terms and conditions governing them as specified by Insurance Company from time to time. The above information contains only an indication of covers offered. For more details on risk factors, terms condition and exclusions, please read the sales brochure carefully before purchasing any insurance. Jana Small Finance Bank Limited customers’ participation is entirely voluntary Thank you for visiting www.janabank.com “The ICICI Lombard General Insurance Company has sole responsibility for issuance, operations, administration and disbursal of insurance. The Jana Small Finance Bank Ltd. shall not have any liability whatsoever in this arrangement. All/any grievance from the Applicant/Customer, shall be redressed by ICICI Lombard General Insurance Company as per the guidelines of IRDAI.”

Plan Name – Bajaj Allianz Family Health Care (Gold) (IRDA/HLT/BAGI/P-H/V.I/65/2016-17 )

Your Health is precious – it enables you to live your life the way you please.

Bajaj Allianz’s Family Health Care policy is designed to suit your health care needs. It takes care of Medical treatment expenses incurred during hospitalization resulting from serious illness or accident.

Key Features:

• In house claim settlement
• Life time renewal
• Income Tax Benefit as per sec 80D of the IT Act on the premium paid for policy

Coverages

• In-patient Hospitalisation Treatment
• Pre-Hospitalisation
• Post-Hospitalisation
• Road Ambulance
• Day Care Procedures
• Organ Donor Expenses
• Sum Insured Reinstatement Benefit
• Hospital Cash Benefit
• Preventive Health Check Up
• Ayurveda / Homeopathic Hospitalisation Expenses

Plan Name – Bajaj Allianz Health Guard Plan (IRDA/HLT/BAGI/P-H/V.II/113/16-17 )

Eligibility Criteria:

• Policy can be taken of Individual Life or Family Floater
• Entry Age Min– Min. 3 months, 18 years for proposer
• Renewal Age – Lifelong
• Exit Age for children from parents policy – Greater than 35 years
• SUM Assured can be opted – 1.5 lacs – 50 Lacs
• Plan options: Silver Plan & Gold Plan

Basic Features & Covers :

• Maternity Expenses & New Born Baby cover (Available under Gold Plan Only)
• Ayurvedic / Homeopathic hospitalization expenses (Available under Gold Plan Only)
• Bariatric Surgery cover (Available under Gold Plan Only)
• In Patient treatment
• Day care treatment
• Domestic Road Ambulance cover
• Pre & Post Hospitalization – 60 days before and up to 90 days after
• Organ Donor Expenses

Corporate Disclaimer

Bajaj Allianz Health Insurance – Toll-free number - 18002095858

Jana Small Finance Bank Limited with its registered office at 1st Floor, The Fairway Business Park, Koramangala Inner Ring Road, Bengaluru- 560071, is a Corporate Agent (IRDAI License no._CA0606) of ICICI Lombard General Insurance Company Limited. Insurance is underwritten by respective Insurance Company. The products, services and benefits referred to herein are subject to terms and conditions governing them as specified by Insurance Company from time to time. The above information contains only an indication of covers offered. For more details on risk factors, terms condition and exclusions, please read the sales brochure carefully before purchasing any insurance. Jana Small Finance Bank Limited customers’ participation is entirely voluntary Thank you for visiting www.janabank.com “The Bajaj Allianz General Insurance Company has sole responsibility for issuance, operations, administration and disbursal of insurance. The Jana Small Finance Bank Ltd. shall not have any liability whatsoever in this arrangement. All/any grievance from the Applicant/Customer, shall be redressed by Bajaj Allianz General Insurance Company as per the guidelines of IRDAI.”

1. Motor insurance

Secure your Car against natural calamities and accidents with our Car & 2W insurance policies that comes with varied Benefits. An accident can happen at any point of time. Avail additional facility of cashless services at a wide network of garages across the country. To know more of benefits, you may please speak to our Officials at the branches.

2. Home Insurance

Homeowners insurance is made up of coverages that may help pay to repair or replace your Home and belongings if they are damaged. Home is where our Heart lives along with our family. You can secure your structure and/or the contents of your home against natural and man-made calamities by insuring with our Comprehensive Home Insurance policies.

3. Travel Insurance

Travel insurance is a type of insurance that covers the costs and losses associated with traveling. It is useful protection for those traveling domestically or abroad. It’s better to go armed with Travel Insurance. This protects from medical emergencies, baggage loss, passport loss, trip cancellation and even trip delays

4. Personal Accidental Insurance

A Personal Accident Insurance policy provides financial compensation in the unfortunate event of death or disability or hospitalization of the insured, due to accident. Accident means a sudden, unforeseen and involuntary event caused by external, visible and violent means.

Corporate Disclaimer

ICICI Lombard General Insurance - Toll-free number – 18002666

Jana Small Finance Bank Limited with its registered office at 1st Floor, The Fairway Business Park, Koramangala Inner Ring Road, Bengaluru- 560071, is a Corporate Agent (IRDAI License no._CA0606) of ICICI Lombard General Insurance Company Limited. Insurance is underwritten by respective Insurance Company. The products, services and benefits referred to herein are subject to terms and conditions governing them as specified by Insurance Company from time to time. The above information contains only an indication of covers offered. For more details on risk factors, terms condition and exclusions, please read the sales brochure carefully before purchasing any insurance. Jana Small Finance Bank Limited customers’ participation is entirely voluntary Thank you for visiting www.janabank.com “The ICICI Lombard General Insurance Company has sole responsibility for issuance, operations, administration and disbursal of insurance. The Jana Small Finance Bank Ltd. shall not have any liability whatsoever in this arrangement. All/any grievance from the Applicant/Customer, shall be redressed by ICICI Lombard General Insurance Company as per the guidelines of IRDAI.”

1. Motor insurance

Secure your Car against natural calamities and accidents with our Car & 2W insurance policies that comes with varied Benefits. An accident can happen at any point of time. Avail additional facility of cashless services at a wide network of garages across the country. To know more of benefits, you may please speak to our Officials at the branches.

2. Home Insurance

Homeowners insurance is made up of coverages that may help pay to repair or replace your Home and belongings if they are damaged. Home is where our Heart lives along with our family. You can insure the structure and/or the contents of your home.

3. Travel Insurance

Travel insurance is a type of insurance that covers the costs and losses associated with traveling. It is useful protection for those traveling domestically or abroad. It’s better to go armed with Travel Insurance. This protects from medical emergencies, baggage loss, passport loss, trip cancellation and even trip delays

4. Personal Accidental Insurance

Personal Accident insurance or PA insurance is an annual policy which provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events. ... PA insurance provides 24-hour worldwide insurance protection.

Corporate Disclaimer

Bajaj Allianz General Insurance – Toll-free number - 18002095858

Jana Small Finance Bank Limited with its registered office at 1st Floor , The Fairway Business Park, Koramangala Inner Ring Road, Bengaluru- 560071 is a Corporate Agent (COR No.: CA0606) of Bajaj Allianz General Insurance Company Limited. The Contract of insurance is with Bajaj Allianz General Insurance Company Limited, who is liable for all valid claims on the policy. JANA Small Finance Bank customer’s participation in the policy is entirely voluntary Thank you for visiting www.janabank.com “The Bajaj Allianz General Insurance Company has sole responsibility for issuance, operations, administration and disbursal of insurance. The Jana Small Finance Bank Ltd. shall not have any liability whatsoever in this arrangement. All/any grievance from the Applicant/Customer, shall be redressed by Bajaj Allianz General Insurance Company as per the guidelines of IRDAI.”

Endowment:

Term:

Endowment:

Plan Name – ICICI PRU Assured Savings Insurance Plan (ASIP)

ICICI PRU Assured Savings Insurance Plan– A Non-Linked Non-Participating Life Individual Savings product, which gives you guaranteed savings benefits to meet your non-negotiable goals. It also provides you life insurance cover to take care of your family in case of your unfortunate demise.

Key Benefits are as below:

Guaranteed Additions¹: Every year, either 9% or 10% of total premiums paid will be added to your policy benefits depending on your policy term

Guaranteed Maturity Benefit (GMB)²: A guaranteed lump sum payable at the end of the policy term

Flexibility: Choose premium payment term and policy term as per your need

Tax benefits¹⁵: Tax benefits apply to premiums paid and benefits received as per the prevailing tax laws T&C

Eligibility Criteria

• Min Age entry – 3 years
• Max Age Entry – 60 years
• Premium paying term – 5, & 7 years
• Policy term – 10 & 15 years

Plan Name – ICICI PRU Lakshya Lifelong Income

A Non-linked Participating Life Insurance plan

Key Benefits

• Enjoy policy benefits till 99 years of age
• Guaranteed Income and Cash Bonus¹⁰ every year after Income start date11 till the age of 99 years
• Life cover throughout the policy term till the age of 99 years to secure your family’s future.
• Enjoy bonuses in the form of Regular Additions¹² every year to grow your wealth till the Income start date
• Get Guaranteed Capital protection in the form of ‘Sum Assured on Maturity¹³’
• Get one-time Terminal Bonus
• Liquidity¹⁴ benefits during the policy term to help you in case of financial emergencies
• Get Tax Benefits¹⁵ on premiums paid and benefits received as per prevailing tax laws

Plan Name – ICICI PRU Savings Suraksha

A Non-Linked Participating Life Individual Savings product

Key benefits of Savings Suraksha

Guaranteed benefits - You get Guaranteed Maturity Benefit⁷ PLUS Guaranteed Additions⁸ at maturity

Bonus - You get bonuses in form of vested reversionary bonus and terminal bonus⁹, if any to boost wealth creation

Tax benefits - The premiums paid and benefits received are eligible for tax benefits¹⁵

Life cover - Your family is financially protected for the entire policy term

Loan against policy - You can take a loan equal to 80% of the surrender value⁴

The plan allows you to choose the number of years for which you wish to pay premiums. You can opt for either the Five Pay option (payment of premiums for 5 years), Seven Pay option (payment of premiums for 7 years), Ten Pay option (payment of premiums for 10 years), Twelve Pay option (payment of premiums for 12 years) or the Regular Pay option (regular payment of premiums throughout the policy term).

Term:

Plan Name – ICICI PRU iProtect Smart

A Term Life Insurance Plan that financially protects you and your family This plan offers you the option to enhance your coverage against Accidental Death and Critical Illnesses and hence ensuring a 360 degree cover for your life.

Key Advantage are as below:

Enhanced protection: Get covered against terminal illness and disability³ in addition to death

Additional benefits: Option to choose Accidental Death Benefit⁴ and Accelerated Critical Illness Benefit (Optional)⁵ against 34 illnesses

Special premium rates: Special premium rates for non-tobacco users

Need based benefit payout: Choose to receive the benefit amount as a lump sum or as a monthly income for 10 years or a combination of both

Increase life cover: Option to increase life cover at important milestones of life like marriage and child birth/adoption

Tax benefits¹⁵: On premiums paid and benefits received as per the prevailing tax laws

The entire content is approved by ICICI Prudential life insurance vide Approval No: W//II/1528/2020-21

• Disclaimer: Guaranteed Additions (GAs) rate will be 9% for policy term of 10 years and 10% for policy term of 15 years. GAs will be added to the policy at the end of every policy year if all due premiums have been paid. Each GA will be calculated as GA rate multiplied by the total premiums paid till date (excluding extra mortality premiums, Goods & Services Tax and Cess (if any)).
• Disclaimer: Guaranteed Maturity Benefit (GMB) will be set at policy inception and will depend on policy term, premium, premium payment term, age and gender.
• Disclaimer: Death Benefit is payable on diagnosis of Terminal Illness. On diagnosis of Permanent Disability (PD) due to an accident, the future premiums under your policy for all benefits are waived. To know more about definitions, terms & conditions applicable for terminal illness & permanent disability due to accident, kindly refer sales brochure of ICICI PRU iProtect Smart.
• Disclaimer: Accidental Death benefit (ADB) is up to Rs. 2 Crores. ADB is available in Life Plus and All in One options. In case of death due to an accident Accidental Death Benefit will be paid out in addition to Death Benefit. Accidental Death Benefit will be equal to the policy term or (80-Age at entry), whichever is lower.
• Disclaimer: Critical Illness Benefit (CI Benefit) is optional and available under Life and Health and All in One options. This benefit is payable, on first occurrence of any of the 34 illnesses covered. Only doctor’s certificate confirming diagnosis needs to be submitted. The benefit is payable only on the fulfilment of the definition of the diagnosed critical illness. The CI Benefit, is accelerated and not an additional benefit which means the policy will continue with the Death Benefit reduced by the extent of the CI Benefit paid. The future premiums payable under the policy will reduce proportionately. If CI Benefit paid is equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. To know more in detail about CI Benefit, terms & conditions governing it, kindly refer to sales brochure. CI Benefit term would be equal to policy term or 30 years or (75-Age at entry), whichever is lower.
• Disclaimer: Additional premium will be calculated based on the increased Sum Assured and outstanding policy term as per your age at the time of each such increase.
• Disclaimer: Your GMB will be set at policy inception and will depend on policy term, premium, premium payment term, Sum Assured on death and gender. Your GMB may be lower than your Sum Assured on death.
• Disclaimer: Guaranteed Additions (GAs) totaling 5% of GMB each year will accrue during the first five policy years if all due premiums are paid. GAs accrue on payment of due premium.
• Disclaimer: Reversionary bonuses may be declared every financial year and will accrue to the policy if it is premium paying or fully paid. Reversionary bonuses will be applied through the compounding bonus method. All reversionary bonuses will be declared as a proportion of the sum of the GMB and the vested reversionary bonuses, if any. Reversionary bonus once declared is guaranteed and will be paid out at maturity or on earlier death. A terminal bonus may also be payable at maturity or on earlier death
• Disclaimer: Guaranteed Income will be set at policy inception. Cash Bonus is a proportion of Sum Assured on Maturity.
• Disclaimer: Income Start Date (ISD) is fifth policy anniversary after the Premium Payment Term.
• Disclaimer: Bonus may be declared annually from the first year as ‘Regular Additions’ and will be a percentage of the ‘Sum Assured on Maturity’. Terminal Bonus may be declared by the Company and will be payable at policy maturity or on death.
• Disclaimer: Sum Assured on Maturity is equal to your total contribution throughout the policy term.
• Disclaimer: You can avail loans under this policy after the policy acquires surrender value. Loan amount of up to 80% of the Surrender Value can be availed. You have an option to en-cash regular addition after 2 full years’ premium payment, as cash pay-outs based on the applicable cash value factors. This option is not available for reduced paid-up policies.
• Tax benefits: Tax benefits under the policy will be as per the prevailing Income Tax laws. We recommend that you seek professional advice for applicability of tax benefit on premiums paid and benefits received. Goods & Services Tax and Cess (if any) will be charged extra as per prevailing rates. The tax laws are subject to amendments from time to time.

Corporate Disclaimer

ICICI Prudential Life Insurance Co ltd – Customer Care Number – 1860 266 7766

Jana Small Finance Bank with its registered office at 1st Floor , The Fairway Business Park, Koramangala Inner Ring Road, Bengaluru- 560071 is a Corporate Agent (COR No.: CA0606) of ICICI Prudential Life Insurance Company Limited. The Contract of insurance is with ICICI prudential Life, who is liable for all valid claims on the policy. JANA Small Finance Bank customer’s participation in the policy is entirely voluntary

Endowment:

Endowment:

Plan Name – Bajaj Allianz Life POS Goal Suraksha (UIN: 116N155V11)

Bajaj Allianz Life POS Goal Suraksha is A Non-Participating Non-linked Individual Life Insurance Savings Plan

Key Features:

Guaranteed¹ Maturity Benefit

Offers Guaranteed¹ Additions at Maturity

Limited Premium Payment Term

Option to take policy loan

¹Conditions Apply – The Guaranteed benefits are dependent on policy term, premium payment term availed along with other variable factors. For more details, please refer to sales brochure (also available on the Website of Bajaj Allianz Life insurance company Ltd.)

Maturity Benefit:

On the maturity date, if all premiums are paid, the Guaranteed Sum Assured on Maturity^# plus Guaranteed Additions, under your policy, will be paid and the policy will terminate.

Death Benefit

In case of unfortunate death of the Life Assured due to accident during the waiting period^$ or in case of death of the Life Assured after the waiting period^$ due to any cause, the death benefit is payable to the nominee(s)/beneficiaries. Such death benefit is stated as Sum Assured on Death^# which is as below.
The Sum Assured on Death is the higher of:
(i) 10 times of Annualized Premium*, (ii) 105% of Total Premiums^** paid as on date of death, (iii) Sum Assured^#
In case of death of the Life Assured during the Waiting period^$ other than due to an accident, the death benefit payable to the nominee(s)/beneficiaries will be the 100% of Total Premiums^** paid till date, excluding any extra premium & Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws.
The policy will terminate on payment of the death benefit. The death benefit is payable provided the policy is in-force and all due premiums have been paid.

^* Annualized Premium is exclusive of extra premium, loadings for modal premiums and Goods &Service Tax/any other applicable tax levied, subject to changes in tax laws, if any.
**Total Premiums paid is equal to (Annualized Premium ^* number of years for which premiums have been paid). Total premium is exclusive of rider premium, extra premium and GST & cess, if any. Please note that GST & cess will be collected over and above the premium under the policy.
^#Guaranteed Sum Assured on Maturity and Sum Assured is 10 times the Annualized Premium
^$Waiting period is the first 90 days from the date of commencement of risk. Waiting period is not applicable in case of revival.

Eligibility Criteria

Parameter	Details
Minimum Entry Age	0 years (On attaining the age at majority, i.e. 18 years, the Policy will vest on Life Assured)
Maximum Entry Age	55 years
Minimum Age at Maturity	18 years
Maximum Age at Maturity	65 years
Policy Term (PT) & Premium Payment Term (PPT)	PT (in year)	10	12	15	20
	PPT (in year)	7	6,7,8	5,6,7,8,10 & 12
Minimum Premium	Mode	Yearly	Half-Yearly	Quarterly*	Monthly*
	Premium(Rs.)	3,000	2,100	1,250	450
Maximun Premium	As per Maximum Sum Assured
Minimum Sum Assured	Rs.30,000
Maximum Sum Assured	Rs.25,00,000
Premium Payment Frequency	Yearly, Half yearly, Quarterly and Monthly *Quarterly & Monthly premium payment frequency will be allowed only under auto-debit process (as per the approved RBI facilities)

All ages mentioned above are age as on last birthday.

The premiums mentioned above are exclusive of any extra premium loading and Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws.

Risk cover, even for minor life, will commence immediately on the date of commencement of risk of the policy

Bajaj Allianz Life Insurance Co. Ltd.

BEWARE OF SPURIOUS PHONE CALLS AND FICTICIOUS / FRAUDULENT OFFER – IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Risk Factors and Warning Statements: Bajaj Allianz Life Insurance Company Limited and Bajaj Allianz Life POS Goal Suraksha is the name of the company and product respectively and do not in any way indicate the quality of the product and its future prospects or returns. For more details on risk factors, terms and conditions please read sales brochures & policy document (available on www.bajajallianzlife.com) carefully before conducting a sale. Bajaj Allianz Life POS Goal Suraksha – (A NonParticipating Non-linked Individual Life Insurance Savings Plan) ). Regd Office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune – 411006. Reg. No.: 116. CIN: U66010PN2001PLC015959 | Mail us: customercare@bajajallianz.co.in | Call On: Toll free no.: 1800 209 7272 | Bajaj Allianz Life POS Goal Suraksha (UIN:116N155V11). The Logo of Bajaj Allianz Life Insurance Co. Ltd. is provided basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and Allianz SE to use it “Allianz” Logo. All charges/taxes, as applicable, will be borne by the Policyholder.

Jana Small Finance Bank is a Corporate Agent for Bajaj Allianz Life Insurance Company Limited and is registered with Insurance Regulatory and Development Authority of India bearing registration number CA0606. This plan is offered and underwritten by Bajaj Allianz Life Insurance Company Limited. The purchase of an insurance plan by the customer is purely on voluntary basis.

Plan Name – Bajaj Allianz Life Income Assure (UIN: 116N139V02)

Bajaj Allianz Life Income Assure is a non-linked, participating, life, individual, limited premium payment, monthly income endowment savings plan.

Key Advantage are as below:

Guaranteed* Monthly Income for 144 months in case of Income variant.

Lump-sum maturity benefit in addition to 144 months of monthly income pay-out, depending on the variant chosen

Flexibility of limited premium paying term for customers

Lower premium rates for female lives

* Conditions Apply. The guaranteed benefits are dependent on the policy terms, premium payment terms availed along with other variable factors. For details please refer to sales brochure (also available on the Website of Bajaj Allianz Life).

Eligibility Criteria

• Min Age entry – 0 years
  (Risk cover will commence immediately on date of commencement of risk of the policy and, in the case of a minor life, policy will vest on the life assured on the earlier of attainment of majority, (i.e. 18 years age last birthday) or on maturity date).
• Max Age Entry – 50 years
• Minimum Age of Maturity – 18 Years
• Maximum Age of Entry – 74 years
• Premium paying term – 5, 7, 10 & 12 years
• Policy Term – 17, 19 , 22 & 24 years
• Minimum premium

Variants	Premium (in Rs.)
Income	21,965 per annum / 1,977 monthly
Assure	22,058 per annum / 1,985 monthly

Plan Name – Bajaj Allianz Lifelong Assure plan (UIN: 116N122V02)

Bajaj Allianz Lifelong Assure is a non-linked, participating, life, individual limited premium whole of life endowment savings plan.

The key advantages of this plan are:

• Guaranteed* Cash Back starting from the end of Premium Payment Term
• Cash Bonus starting from the end of 6th year, if any.
• Life cover up to the age of 100 years
• Guaranteed* Death Benefit of up to 300% of Sum Assured depending on the PPT chosen
• Option to take death benefit in monthly instalments
• Choice of 3 Premium Payment Terms, viz., 10, 15 and 20 years
• More value for money with high sum assured rebate
• Premium rebate for female lives
• Option to enhance your coverage with rider benefits**

* Conditions Apply. The guaranteed benefits are dependent on the Policy terms, Premium payment terms availed along with other variable factors. For details please refer to sales brochure (also available on the Website of Bajaj Allianz Life).

** Please refer to respective rider sales literature or visit the website of Bajaj Allianz Life for more details and eligibility conditions.

Eligibility Criteria

• Min Age entry – 10 years
  (Risk cover will commence immediately on the date of commencement of risk of the policy and, in the case of a minor life, policy will vest on the life assured on the earlier of attainment of majority (i.e., 18 years age last birthday) or on maturity date)
• Max Age Entry – 55 years
• Policy Term – 100 minus Age at entry
• Premium paying term – 10, 15 & 20 years
• Minimum Sum Assured – Rs. 1, 00,000
• Maximum Sum Assured – Rs. No limit

Plan Name – Bajaj Allianz Life Guaranteed Income Goal (UIN:116N157V10)

Bajaj Allianz Life Guaranteed Income Goal is a Non-Linked, Non-Participating, Individual, Life Insurance Savings Plan

Key Features

• Choice of 2 variants depending up on your Life Goal
  • Income Benefit
  • Lump-sum Benefit
• Get Guaranteed¹ Increasing Income under Income Benefit^$
• Option to extend your Life Cover beyond your Policy Term
• Multiple Policy Terms & Premium Payment Terms to choose from

¹Conditions Apply. The guaranteed benefits are dependent on the policy terms, premium payment terms availed along with other variable factors. For details please refer to sales brochure (also available on the Website of Bajaj Allianz Life insurance company Ltd.)

^$Available with Income Benefit

Maturity Benefit

Lump-sum Benefit – If Lump-sum Benefit is chosen by you, on the Maturity Date, if all premiums are paid, your Guaranteed Maturity Benefit payable as Lump-sum will be an enhanced percentage of your Sum Assured. This is called as Guaranteed Enhancer (GE) and is payable as per the below table:

Policy Term (years)	Premium Payment Term (years)	Guaranteed Enhancer (GE) %	Guaranteed Maturity Benefit
10	5	310%	310% of Sum Assured
10	7	410%	410% of Sum Assured
12	5	375%	375% of Sum Assured
12	7	450%	450% of Sum Assured
12	8	490%	490% of Sum Assured
10	10	520%	520% of Sum Assured
12	12	600%	600% of Sum Assured
15	5	380%	380% of Sum Assured
15	7	455%	455% of Sum Assured
15	8	495%	495% of Sum Assured
15	10	545%	545% of Sum Assured
15	12	605%	605% of Sum Assured
20	5	385%	385% of Sum Assured
20	7	460%	460% of Sum Assured
20	8	500%	500% of Sum Assured
20	10	550%	550% of Sum Assured
20	12	610%	610% of Sum Assured

Income Benefit: If Income Benefit option is chosen by you, on the maturity date, if all premiums are paid, your Guaranteed Maturity Benefit will be paid in yearly, half-yearly, quarterly or monthly installments (as chosen by you at inception of the policy). These are called as Guaranteed Maturity Instalments (GMI), and will be paid at the end of the GMI year for a period equal to your Premium Payment Term (PPT). For yearly frequency the GMI will be payable as per the below table -

Guaranteed Maturity Instalment (as % of Sum Assured)
GMI year (Post the policy term)	Policy Term/Premium Payment Term
	05-05	10-05	12-05	07-07	10-07	12-07	10-10	12-12
1	40%	40%	50%	45%	45%	55%	50%	55%
2	45%	45%	55%	50%	50%	60%	55%	60%
3	50%	50%	60%	55%	55%	65%	60%	65%
4	55%	55%	65%	60%	60%	70%	65%	70%
5	60%	60%	70%	65%	65%	75%	70%	75%
6	-	-	-	70%	70%	80%	75%	80%
7	-	-	-	75%	75%	85%	80%	85%
8	-	-	-	-	-	-	85%	90%
9	-	-	-	-	-	-	90%	95%
10	-	-	-	-	-	-	95%	100%
11	-	-	-	-	-	-	-	105%
12	-	-	-	-	-	-	-	110%

Death Benefit

Lump-sum Benefit

If all due premiums have been paid:

I.Death Benefit during the Policy Term is the, Sum Assured on Death^% , as on the date of death. The policy will terminate on payment of the Death Benefit.

II.Death Benefit during the ELC Period (only if chosen) (ELC Period is after the policy term) is the Sum Assured on Death% as on date of death. The policy will terminate on payment of Death Benefit.

Income Benefit

If all due premiums have been paid:

I. Death Benefit during the Policy Term is the, Sum Assured on Death^% as on date of death. The policy will be terminating on payment of the Death Benefit.

ii. Death Benefit during payout period i.e. after the Policy Term is-

If ELC is chosen, then the Sum Assured on Death^% will be paid. The risk cover will terminate immediately and the Policy will terminate on payment of last GMI.

If ELC is not chosen, then the remaining GMI will be paid. The policy will terminate on payment of last GMI

^%Sum Assured on Death is the higher of (i) 10 times Annualized premium^*, (ii)105% total premiums^* paid on death, (iii) Sum Assured

^*Annualized Premium is exclusive of extra premium, rider premiums, and GST and/any other applicable tax levied, subject to changes in tax laws, if any, and Total Premiums paid is equal to (Annualized Premium^*number of years for which premiums have been paid.

Total Premium is exclusive of extra premium, rider premiums and GST/any other applicable tax levied, subject to changes in tax laws, if any. Please note that GST/any other applicable tax levied, subject to changes in tax laws will be collected over and above the premium under the Policy.

Eligibility Criteria:

Parameter	Details
Minimum Entry Age	6 years
Maximum Entry Age	60 years
Minimum Age at Maturity	18 years
Maximum Age at Maturity>	72 years - The maximum age does not include the ELC, if opted for or Income Period. -For policies purchase through POS channel, the maximum Age at Maturity will be as per prevailing POS guidelines, as amended from time to time
Maximum Age for termination of life cover (if ELC is opted)	84 years -For policies purchased through POS channel, the maximum Age for Termination of Life Cover(if ELC is opted for) will be as per prevailing POS guidelines, as amended from time to time
Policy Term (PT) & Premium Payment Term (PPT)
	Lump-sum Benefit
	PT (in years)	10	12	15	20
	PPT (in years)	5,7,10	5,7,8,12	5,7,8,10,12
	Income Benefit
	PT (in years)	5	7	10	12
	PPT (in years)	5	7	5,7,10	5,7,12
Minimum Premium (Rs.)
	Variant	Yearly	Half-yearly	Quarterly	Monthly
	Lump-sum	22,243	11,344	5,783	2,002
	Income	28,822	14,699	7,494	2,594
Maximum Premium (Rs.)	As per Maximum Sum Assured
Minimum Sum Assured	Rs.1,00,000
Maximum Sum Assured	Based on Board Approved Underwriting Policy (For policies purchased through POS channel, the maximum Sum Assured will be as per prevailing POS guidelines, as amended from time to time
Premium Payment Frequency	Yearly, Half yearly, Quarterly and Monthly *Quarterly & Monthly premium payment frequency will be allowed only under auto-debit process (as per the approved RBI facilities)

The product is available for sale through online mode. All the references to age are Age as on last birthday

Risk cover will commence immediately on the date of commencement of risk of the policy and, in the case of a minor life, policy will vest on the life assured on the earlier of attainment of majority (i.e., 18 years age last birthday) and on maturity date.

For policy purchased through POS channel no medical underwriting is required. Premium will vary depending upon the Variant chosen.

The premiums mentioned above are exclusive of any extra premium loading and Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws.

Bajaj Allianz Life Insurance Co. Ltd.

BEWARE OF SPURIOUS PHONE CALLS AND FICTICIOUS / FRAUDULENT OFFER – IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

Risk Factors and Warning Statements: Bajaj Allianz Life Insurance Company Limited and Bajaj Allianz Life Guaranteed Income Goal is the name of the company and product respectively and do not in any way indicate the quality of the product and its future prospects or returns. For more details on risk factors, terms and conditions please read sales brochures & policy document (available on www.bajajallianzlife.com) carefully before conducting a sale. Bajaj Allianz Life Guaranteed Income Goal – (a Non-Linked, Non-Participating, Individual, Life Insurance Savings Plan). Regd Office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune – 411006. Reg. No.: 116. CIN: U66010PN2001PLC015959 | Mail us: customercare@bajajallianz.co.in | Call On: Toll free no.: 1800 209 7272 | Bajaj Allianz Life Guaranteed Income Goal (UIN:116N157V10). The Logo of Bajaj Allianz Life Insurance Co. Ltd. is provided basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and Allianz SE to use it “Allianz” Logo. All charges/taxes, as applicable, will be borne by the Policyholder.

Jana Small Finance Bank is a Corporate Agent for Bajaj Allianz Life Insurance Company Limited and is registered with Insurance Regulatory and Development Authority of India bearing registration number CA0606. This plan is offered and underwritten by Bajaj Allianz Life Insurance Company Limited. The purchase of an insurance plan by the customer is purely on voluntary basis.

Corporate Disclaimer

Bajaj Allianz Life Insurance Co Ltd – Toll free number – 18002097272

Jana Small Finance Bank with its registered office at 1st Floor , The Fairway Business Park, Koramangala Inner Ring Road, Bengaluru- 560071 is a Corporate Agent (COR No.: CA0606) of Bajaj Allianz Life Insurance Company Limited. The Contract of insurance is with Bajaj Allianz Life Insurance Company Limited, who is liable for all valid claims on the policy. JANA Small Finance Bank customer’s participation in the policy is entirely voluntary

Jana Small Finance Bank Limited Offers as a Corporate Agent of Bajaj Allianz General Insurance Co. Ltd & ICICI Lombard General Insurance Co. Ltd. Which offers wide range of Health Insurance solutions to meet our Medical Urgency Expenses

Jana Small Finance Bank Limited solicits general insurance products as a Corporate Agent of Bajaj Allianz General Insurance Co. Ltd. & ICICI Lombard General Insurance Co. Ltd. Which offers wide range of general insurance solutions to fit every need & every situation. These Insurance Products span across the following different segments

Choose Protection for you & your Family from Life's uncertainties with wide range of Life Insurance products of ICICI Prudential Life Insurance Co. Ltd and Bajaj Allianz Life Insurance Co. Ltd. Distributed by Jana Small Finance Bank Limited. We can choose among Term, Endowment & Traditional Plans. Which offer flexibility in premium, policy term & benefits.