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We understand your world the best. Silver Select Savings Account by Jana Small Finance Bank is designed to simplify your banking. It provides you with High Savings with no fees banking services.

Key Benefits

FEATURES	BENEFITS
Rate of Interest	Attractive interest rates
Average Monthly Balance	Metro – INR 1,50,000/- Non Metro – INR 75,000/-
World of Privileges	Complimentary Health Checkup Complimentary Golf Lessons Complimentary OTT subscriptions Anywhere Banking
No Fees Banking Services	Free Select Debit Card Free Unlimited ATM transactions Free online and branch transactions Free Cheque Book Card

Eligibility Criteria

For all Indian Citizens above the age of 60.

How to Apply

Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the list of KYC documents required to open an Account.

Service Charges & Fees | Terms & Conditions

SMART Money Business Account is designed and customized for your business needs. Our innovative Sweep Facility ensures that cash in your account is invested to multiply your otherwise idle funds.

With comprehensive digital solutions, SMART Money Business Account is seamless solution to manage your cash, while earning hassle-free returns. In addition, you will also get facilities like virtual accounts, a payment gateway service and High Cash Deposit Limit per month.

Product features and benefits:

FEATURES	BENEFITS
Average Quarterly Balance	₹ 2,50,000/-
Sweep Facility	Earn higher rate of interest on your idle funds in Current Account with Jana Small Finance Bank Threshold amount - ₹ 20,00,000/- Amount multiple for sweep - ₹ 5,000/-
Digital Business Solution	Virtual Accounts Payment Gateway Services Sponsor Bank Programs Digital Collections through QR code
Cash Deposit Limit at Branches	No charge upto ₹ 50,00,000 per month

Eligibility Criteria

Both new and existing customers of Jana Small Finance Bank can have a SMART Money Business Account

As per KYC policy of the bank.

How to Apply

Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the detailed list of documents to open an Account.

MONEY Back Business Account is designed and customized for your business needs. Our innovative Sweep Facility ensures that cash in your account is invested to multiply your otherwise idle funds.

With rich business digital solution features, MONEY Back Business Account enables you to manage your business like a pro, while earning hassle-free returns.

Product features and benefits:

FEATURES	BENEFITS
Average Quarterly Balance	₹ 1,00,000/-
Sweep Facility	Attractive and High Interest Rate Earn higher rate of interest on your idle funds in Current Account with Jana Small Finance Bank Threshold amount - ₹ 10,00,000/- Amount multiple for sweep - ₹ 5,000/-
Digital Business Solution	Digital Collections through QR code Virtual Accounts Sponsor Bank Programs
Cash Deposit Limit at Branches	No charge upto ₹ 20,00,000 per month

Eligibility Criteria

Both new and existing customers of Jana Small Finance Bank can have a MONEY Back Business Account

As per KYC policy of the bank.

How to Apply

Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the detailed list of documents to open an Account.

Digital Business Account is a zero balance account specially designed for growing businesses providing a range of digital business solution for the business needs.

The account gives you 24*7 Online banking with superior benefits, like virtual accounts, payment gateway and an option to earn interest on your hard earned money.

Product features and benefits:

FEATURES	BENEFITS
Average Quarterly Balance	₹ 0/-
Sweep Facility	Attractive and High Interest Rate Earn higher rate of interest on your idle funds in Current Account with Jana Small Finance Bank Threshold amount - ₹ 3,00,000/- Amount multiple for sweep - ₹ 5,000/-
Digital Business Solution	Virtual Accounts Business Debit Card Automated Recon and Statements NACH/E-NACH option for recurring payments Monthly e-statements (Physical statements on request)
Relationship Manager	Customers will get a virtual RM for all their business requirements.

Eligibility Criteria

Both new and existing customers of Jana Small Finance Bank can have a Digital Business Account

As per KYC policy of the bank.

How to Apply

Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the detailed list of documents to open an Account.

Salary Account is designed for people from the salaried class. These accounts are for employees of corporate institutions. This product has a wide range of benefits and services, as well as seamless access to secure Net Banking and Mobile Banking services. Salary account provides you access to your account anytime, anywhere through robust banking services and transactional benefits.

Product features and benefits:

FEATURES	BENEFITS
Average Monthly Balance	Nil
Rate of Interest	Attractive and High Interest Rate
Rupay Debit Card	Rupay Platinum Debit Card with high ATM Withdrawal and POS Limit
Cash Withdrawal Limit at Branches	Unlimited Cash withdrawal with no cap on amount and number of transactions
Mobile Banking App	Mobile Banking App to transact comfortably

Eligibility Criteria

Both new and existing customers of Jana Small Finance Bank can have a Salary Account

As per KYC policy of the bank.

How to Apply

Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the detailed list of documents to open an Account.

TASC Business Account by Jana Small Finance Bank is designed to offer support and banking solutions to Trusts, Associations, Societies, Clubs and NGOs, to manage their daily transactions, which provides hassle-free banking along with cash handling on a daily basis.

Product features and benefits:

FEATURES	BENEFITS
Average Quarterly Balance	-
Business Solution	Unlimited Free Cheque Books Corporate Internet Banking
Cash Deposit Limit at Branches	No charge up to ₹ 10,00,000/- per month

Eligibility Criteria

Both new and existing customers of Jana Small Finance Bank can have a TASC Business Account

As per KYC policy of the bank.

How to Apply

Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the list of KYC documents required to open an Account.

About the Campaign

We are celebrating our 74th Independence Day for a fortnight starting from (August 5- 18, 2020). On this occasion, we are adding value to our customers’ lives by making their savings grow with our best-in-class interest rates and also providing COVID-19 insurance to make them feel safe in the current environment.

Campaign Duration:

Start Date is 5th August, 2020
End Date is 18th August, 2020
Both days inclusive

Eligibility Criteria

For Fixed Deposit:

All the potential new and existing individual and proprietorship customers who open a Fixed Deposit of minimum ₹2,50,000 for a tenure of 364 days and above.

For DIGIGEN Plus Savings Account:

All DIGIGEN Plus customers should increase their balance by ₹25,000 and maintain the increased balance in the account for 364 days. (In case the threshold is being breached, the customer must get the DIGIGEN Plus account converted to Regular Savings Account)

Terms & Conditions:

JANA SMALL FINANCE BANK is launching a campaign for all the potential and existing individual and proprietorship customers.
Customers below the age of 65 years are only eligible for the Campaign.
Potential and existing customers will be communicated through social media, e-mail, SMS and / or Call.
Campaign starts on 5th August, 2020 and ends on 18th August, 2020 with both days inclusive.
Eligibility Criteria:

5.1. For Fixed Deposit:
All the potential new and existing individual and proprietorship customer who open a new Fixed Deposit of minimum ₹2,50,000 for a tenure of 364 days and above.
5.2. For DIGIGEN Plus Savings Account:
All DIGIGEN Plus customers should increase their balance by ₹25,000 and maintain the increased balance in the account for 364 days. (In case the threshold is being breached, the customer must get the DIGIGEN Plus account converted to Regular Savings Account)

The fixed deposit has to be kept for a minimum tenure of 364 days.
The increased balance in the DIGIGEN Plus Account has to be kept for a minimum tenure of 364 days.
All DIGIGEN Plus customers who opt to participate in this campaign will have to maintain an Average Monthly Balance of ₹25,000. Post opting for the Campaign, non-maintenance charges will be applicable as below:

Non-maintenance charges for Average Monthly Balance:
If balance maintained is >=50% of the requirement - ₹125
If balance maintained is <50% of the requirement - ₹250

- 9.1. DIGIGEN Plus Customers fulfilling the eligibility criteria and opt to participate in the Campaign, would receive COVID-19 Insurance Coverage of ₹25,000.
- 9.2. Customers (Other than DIGIGEN Plus customers) fulfilling the eligibility criteria would receive COVID-19 Insurance Coverage of ₹25,000.
The customer will receive the insurance policy from the insurance provider through the e-mail registered with the bank.
It is the responsibility of the customers to get the correct e-mail ID registered with the bank.
In case of joint account holders, COVID-19 Insurance Coverage will be given only to the Primary Holder of the account.
The Fixed Deposit amount has to be booked for a minimum tenure of 364 days with the Bank. (Penalty as per the bank’s deposit policy will be levied for any premature closure)
In case of premature withdrawal of the FD, the policy will be withdrawn.
Names of eligible customers will be announced after 25th August, 2020. Insurance policy will be issued on 27th August, 2020.
The Campaign is launched only for retail Fixed Deposits.
Customers who have received an Amazon pay Gift Card for “DIGIGEN- Smart Banking” Campaign and received a COVID-19 policy for “Father’s Week” Campaign are not eligible for the “Independence Day Fortnight” Campaign
The total relationship value of the customer has to increase by

18.1. Rs.2.5 lakhs for customers booking a Fixed Deposit,
18.2. Rs.25,000/- for DIGIGEN Plus customers who are increasing their balance and maintain the balance for 364 days.

JANA SMALL FINANCE BANK reserves the right to modify, cancel, extend or discontinue the campaign and/or these terms and conditions or any part thereof at any time without prior notification and JANA SMALL FINANCE BANK is not responsible for any third party products, goods, services and / or offers.
Staff of JANA SMALL FINANCE BANK will not be eligible to be part of any contest or promotional campaigns by JANA SMALL FINANCE BANK.
For family members of the JANA SMALL FINANCE BANK, the family TRV has to increase by

21.1. 2.5 lakhs for customers booking a Fixed Deposit,
21.2. 25,000/- for DIGIGEN Plus customers who are increasing their balance and maintain the balance for 364 days.

All issues pertaining to this Campaign to be raised within 60 days from the announcement of the eligible Customer’s name. If any dispute or complaint or query is raised after 60 days then the same will not be entertained.
All disputes arising out of, or in connection with this campaign would be subject to the exclusive jurisdiction of the Courts of Bengaluru alone.
Intra bank transfer will not be eligible for offer (JANA SMALL FINANCE BANK to JANA SMALL FINANCE BANK).
For more detailed Terms and Conditions for Fixed Deposits, please visit: https://www.janabank.com/deposits/regular-fixed-deposit/
For more detailed Terms and Conditions for DIGIGEN Account, please visit:https://www.janabank.com/images/PDF/Terms-and-Conditions-for-DIGIGEN-Account.pdf
Insurance cover is subject to Insurance Service Provider insurance terms and conditionsand customer by accepting the campaign, agree to abide by the insurance terms. For COVID-19 Insurance policy Terms and Conditions, please visit: https://www.janabank.com/images/PDF/Jana_COVID19Insurance.pdf
This Campaign is voluntary and by participating in the campaign, you are deemed to have read, understood and accepted these Terms and Conditions.

Video KYC is a quick and easy way to open savings account from your home. It ensures that the online journey for opening savings account remains safe, simple, and fast eliminating the need to visit the branch for KYC

Key Benefits:

Full KYC savings account in few minutes
Enjoy anywhere anytime banking unrestricted balances/deposits
Saves time
Convenient
No Human contact – Your safety is our priority in COVID times

Eligibility Criteria

18 years of age or above
A resident of India with a valid Indian address proof
New to bank

What do You need?

A mobile phone or desktop
Internet connection [preferably 4G]
Aadhaar Number
Original PAN card
Blank white sheet and a black pen for signature

Terms & Conditions Apply | Service Charges & Fees | Frequently Asked Questions

Key Benefits:

Full KYC savings account in few minutes
Enjoy anywhere anytime banking unrestricted balances/deposits
Saves time
Convenient
No Human contact – Your safety is our priority in COVID times

Eligibility Criteria

18 years of age or above
A resident of India with a valid Indian address proof
New to bank

What do You need?

A mobile phone or desktop
Internet connection [preferably 4G]
Aadhaar Number
Original PAN card
Blank white sheet and a black pen for signature

Terms & Conditions Apply | Service Charges & Fees | Frequently Asked Questions

Key Benefits:

Full KYC savings account in few minutes
Enjoy anywhere anytime banking unrestricted balances/deposits
Saves time
Convenient
No Human contact – Your safety is our priority in COVID times

Eligibility Criteria

18 years of age or above
A resident of India with a valid Indian address proof
New to bank

What do You need?

A mobile phone or desktop
Internet connection [preferably 4G]
Aadhaar Number
Original PAN card
Blank white sheet and a black pen for signature

Terms & Conditions Apply | Service Charges & Fees | Frequently Asked Questions

About the Campaign

We are celebrating father’s day for the entire week starting from ( June 19- 27, 2020. ). On this occasion, we are adding value to our customers’ lives by making their savings grow with our best-in-class interest rates and also providing insurance to make them feel safe in the current environment.

Campaign Duration:

Start Date is 19th June, 2020
End Date is 27th June, 2020
Both days inclusive

Terms & Conditions:

JANA SMALL FINANCE BANK is launching a campaign for all the potential and existing individual and proprietorship customers.
Customers below the age of 65 years are only eligible for the Campaign.
Potential and existing customers will be communicated through social media, e-mail, SMS and / or Call.
Campaign starts on 19th June, 2020 and ends on 27th June, 2020 with both days inclusive.
Eligibility Criteria:

5.1. For Fixed Deposit:
All the potential new and existing individual and proprietorship customer who open a new Fixed Deposit of minimum ₹2,50,000 for a tenure of 364 days and above.
5.2. For DIGIGEN Plus Savings Account:
All DIGIGEN Plus customers should increase their balance by ₹25,000 and maintain the increased balance in the account for 364 days. (In case the threshold is being breached, the customer must get the DIGIGEN Plus account converted to Regular Savings Account)

The fixed deposit has to be kept for a minimum tenure of 364 days.
The increased balance in the DIGIGEN Plus Account has to be kept for a minimum tenure of 364 days.
All DIGIGEN Plus customers who opt to participate in this campaign will have to maintain an Average Monthly Balance of ₹25,000. Post opting for the Campaign, non-maintenance charges will be applicable as below:

Non-maintenance charges for Average Monthly Balance:
If balance maintained is >=50% of the requirement - ₹125
If balance maintained is <50% of the requirement - ₹250

- 9.1. DIGIGEN Plus Customers fulfilling the eligibility criteria and opt to participate in the Campaign, would receive COVID-19 Insurance Coverage of ₹25,000.
- 9.2. Customers (Other than DIGIGEN Plus customers) fulfilling the eligibility criteria would receive COVID-19 Insurance Coverage of ₹25,000.
The customer will receive the insurance policy from the insurance provider through the e-mail registered with the bank.
t is the responsibility of the customers to get the correct e-mail ID registered with the bank.
In case of joint account holders, COVID-19 Insurance Coverage will be given only to the Primary Holder of the account.
The Fixed Deposit amount has to be booked for a minimum tenure of 364 days with the Bank. (Penalty as per the bank’s deposit policy will be levied for any premature closure)
In case of premature withdrawal of the FD, the policy will be withdrawn.
Names of eligible customers will be announced after 15th July, 2020. Insurance policy will be issued on 15th July.
The Campaign is launched only for retail Fixed Deposits.
Customers who have received a voucher for “DIGIGEN- Smart Banking” Campaign are not eligible for the Father’s Week Campaign.
The total relationship value of the customer has to increase by

18.1. Rs.2.5 lakhs for customers booking a Fixed Deposit,
18.2. Rs.25,000/- for DIGIGEN Plus customers who are increasing their balance and maintain the balance for 364 days.

JANA SMALL FINANCE BANK reserves the right to modify, cancel, extend or discontinue the campaign and/or these terms and conditions or any part thereof at any time without prior notification and JANA SMALL FINANCE BANK is not responsible for any third party products, goods, services and / or offers.
Staff of JANA SMALL FINANCE BANK will not be eligible to be part of any contest or promotional campaigns by JANA SMALL FINANCE BANK.
For family members of the JANA SMALL FINANCE BANK, the family TRV has to increase by

21.1. Rs.2.5 lakhs for customers booking a Fixed Deposit,
21.2. Rs.25,000/- for DIGIGEN Plus customers who are increasing their balance and maintain the balance for 364 days.

All issues pertaining to this Campaign to be raised within 60 days from the announcement of the eligible Customer’s name. If any dispute or complaint or query is raised after 60 days then the same will not be entertained.
All disputes arising out of, or in connection with this campaign would be subject to the exclusive jurisdiction of the Courts of Bengaluru alone.
Intra bank transfer will not be eligible for offer (JANA SMALL FINANCE BANK to JANA SMALL FINANCE BANK).
For more detailed Terms and Conditions for Fixed Deposits, please visit: https://www.janabank.com/deposits/regular-fixed-deposit/
For more detailed Terms and Conditions for DIGIGEN Account, please visit:https://www.janabank.com/images/PDF/Terms-and-Conditions-for-DIGIGEN-Account.pdf
Insurance cover is subject to Insurance Service Provider insurance terms and conditionsand customer by accepting the campaign, agree to abide by the insurance terms. For COVID-19 Insurance policy Terms and Conditions, please visit: https://www.janabank.com/images/PDF/Jana_COVID19Insurance.pdf
This Campaign is voluntary and by participating in the campaign, you are deemed to have read, understood and accepted these Terms and Conditions.

AGM

AGM Notice June 2023
AGM Notice May 2022
AGM Notice Aug 2021
AGM Notice June 2020

EGM

EGM Notice Sep 2023
EGM Notice Jul 2023
EGM Notice Mar 2023
EGM Notice Aug 2022

Postal Ballot

Postal Ballot Notice

About the Campaign

DIGIGEN, a digital bank account that lets you enjoy more interest in life. Now open a DIGIGEN Fixed deposit account in 6 minutes from the comfort of your home. Invest in fixed deposit to earn more interest of 7* % P.A and get an Amazon voucher up to Rs. 150. Offer valid till 18th June 2020.

New customers - Please click https://jana-bank.in/2WRB7LM to open your DIGIGEN Account

Existing DIGIGEN customers

Fund your DIGIGEN account through Internet / Mobile banking

Other Jana Bank Customers

Select Jana Bank customers who have received communication through email and/or SMS can visit the nearest Jana Bank Branch to book the Fixed Deposit and win Amazon vouchers.

Terms & Conditions:

JANA SMALL FINANCE BANK is launching a campaign for all the potential and existing DIGIGEN customers who will use or are using online banking services.
The Campaign is for the potential customers to open DIGIGEN account offered by JANA SMALL FINANCE BANK and book fixed deposit.
Potential customers will be communicated through social media pages and existing customers will be communicated through e-mail, SMS and / or Call. Select Jana Bank customers who have received communication through email and/or SMS are also eligible for this campaign. For the these select customers, all terms and conditions from Point #4 to Point # 15 are valid.
Campaign starts on 19th May, 2020 and ends on 18th June, 2020 with both days inclusive.
Customers fulfilling the eligibility criteria would receive an Amazon voucher

Worth ₹50 for booking Fixed Deposit of amount between ₹45,000 and ₹89,999
Worth ₹150 for booking Fixed Deposit of amount ₹90,000

Amount mentioned in 5(a) or 5(b) can be either a single Fixed Deposit or multiple Fixed Deposits totalling to ₹45,000 or ₹90,000 respectively.
The Fixed Deposit amount has to be booked for a minimum tenure of 6 months with the Bank. (Penalty as per the bank’s deposit policy will be levied for any premature closure)
Names of customers will be announced after 30 days of the Campaign.
E-vouchers will be e-mailed to all the customers fulfilling the eligibility criteria to their registered e-mail ID.
One customer will be eligible for one voucher only, i.e., either for an e-voucher of ₹50 or ₹150
It is the responsibility of the customer to ensure that the correct email id is updated with the bank.
JANA SMALL FINANCE BANK reserves the right to modify, cancel, extend or discontinue the campaign and/or these terms and conditions or any part thereof at any time without prior notification and JANA SMALL FINANCE BANK is not responsible for any third party products, goods, services and / or offers.
Staff and/or relatives of employees of JANA SMALL FINANCE BANK will not be eligible to be part of any contest or promotional campaigns by JANA SMALL FINANCE BANK.
All issues pertaining to this Campaign to be raised within 60 days from the announcement of the eligible Customer’s name. If any dispute or complaint or query is raised after 60 days then the same will not be entertained.
Intra bank transfer will not be eligible for offer (JANA SMALL FINANCE BANK to JANA SMALL FINANCE BANK).
For more detailed Terms and Conditions for DIGIGEN Account, please visit:
https://www.janabank.com/images/PDF/Terms-and-Conditions-for-DIGIGEN-Account.pdf
This Campaign is voluntary and by participating in the campaign, you are deemed to have read, understood and accepted these Terms and Conditions.
Terms and Conditions for the Amazon vouchers: https://www.janabank.com/images/PDF/Amazon-TandC.pdf

Jana Small Finance Bank is proud to be one of the officially authorised, contribution collection banking partners for the PM CARES Fund. Prime Minister’s Citizen Assistance and Relief in Emergency Situations (PM CARES) Fund’s primary objective is to deal with any kind of emergency or distress situation because of COVID-19 and provide relief to those affected. Donate to the PM-CARES Fund and help India Fight Coronavirus.

You can use our Mobile Banking and Internet Banking portals to make a contribution. It is not the amount that matters but the thought that counts.

Option 1: Make a donation using Internet Banking and Mobile Banking Services:

Step 1	Login to Internet Banking/Mobile Banking of your bank account
Step 2	Add Jana “PM CARES FUND” as Beneficiary
Step 3	Add Jana Small Finance Bank Account Details Name: PM CARES Fund Account Number: 4512012244668800 IFSC Code: JSFB0004512 Branch Name: Karol Bagh, New Delhi
Step 4	Enter Amount
Step 5	Click on submit, verify using OTP (if applicable depending upon transaction amount) and pay

Option 2: Online donation using debit cards, net banking and wallets.

Alternatively you can donate on pmindia.gov.in.

For any more details you may visit the PM India website: https://www.pmindia.gov.in/

Stay Safe. Stay Healthy

Terms & Conditions

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PM addresses the nation on 14th April 2020, on India’s fight against COVID-19

Addressing the nation in combating the spread of the corona virus, PM said the extension of lockdown till 3rd May 2020, was decided keeping in mind suggestions from many states, experts and the people. Watch the video here:

View the Hon’ble PM’s Video Message

The link for the Video Message is: https://www.narendramodi.in/watch-live#

Use Arogya Setu app to fight against COVID 19

Your well-being is of utmost importance to us. GOI recommends the use of ‘Arogya Setu’ app to fight against COVID19. We encourage you to stay safe. To download the app, click

Android: https://bit.ly/2X2tRx3

IOS: https://apple.co/3dQvvb1

Protect yourself and others

Help the society by protecting yourself & your loved ones from COVID19 by observing social distancing. Cover your mouth while sneezing/coughing, avoid frequent trips to the market to buy groceries/medicines.

To know more call on GOI’s 24x7 control room on +91-11-23978046

Locate the nearest COVID hospital/testing centre in your area

Stay safe from the COVID-19 Coronavirus & let’s together prevent further spread. If you are facing any Corona virus symptoms like cough, fever or difficulty in breathing please call on 1075 (toll free) or 011-23978046 or visit the nearest COVID hospital.

To find the nearest COVID hospital/testing centre in your area click
https://covid.icmr.org.in/index.php/testing-labs-deatails (source: Indian Council of Medical Research)

Stay Safe

Help the society by protecting yourself and your loved ones from COVID19 by observing social distancing and use of face mask in public places. You can easily make a face cover at home to protect yourself. To know how to prepare your own mask at home click here

(Source:Ministry of Health & Family Welfare website, mohfw.gov.in)

Now open a Savings Bank Account or Fixed Deposits in 3 easy steps and earn best-in-class interest on your hard-earned money. Just keep your PAN and Aadhaar details ready to explore the seamless journey of Digital Account.

More Interest

3%* p.a on Savings Account
6%* p.a on Fixed Deposit
Rupay Debit Card with additional facilities

Digital Account Advantages

Instant account opening*
Earn interest up to 3%* on your savings account balance and 6%* on Fixed deposit
Anytime, anywhere fund transfer with NEFT/RTGS/IMPS
Debit card with unlimited transactions at Jana Bank ATMs and hosts of other Rupay card benefits
FULL KYC verification done at your doorstep to avail complete banking services
Fund your Digital Account initially with UPI payment gateway/Debit card/Net Banking

*Initial deposit of Rs 1000

Who is eligible for Digital Account?

18 years of age or above
Resident of India with a valid Indian address proof
New to bank prospects
Valid PAN and Aadhaar details
Prospect should not have opened any account using OTP based e-kyc in non-face-to-face mode with any other bank

How to apply?

Open a Digital Account in 3 easy steps:

Step 1. Enter your 10 digit Mobile number and email ID
Step 2. Provide your Aadhaar & PAN details and open your Digital Account
Step 3. Fund your Digital Account to enjoy the Banking Services

Frequently Asked Questions | Terms & Conditions

More Interest

7% p.a. on Savings Account ( More than 1 lakh and upto 50 lakhs )
7.35% p.a. on Fixed Deposit ( More than 3 years and less than 5 years )
Rupay Debit Card with additional facilities

Digital Account Advantages

Instant account opening*
Earn interest up to 7% p.a. on your savings account balance( More than 1 lakh and upto 50 lakhs ) and 7.35% p.a. on Fixed deposit( More than 3 years and less than 5 years )
Anytime, anywhere fund transfer with NEFT/RTGS/IMPS
Debit card with unlimited transactions at Jana Bank ATMs and hosts of other Rupay card benefits
FULL KYC verification done at your doorstep to avail complete banking services
Fund your Digital Account initially with UPI payment gateway/Debit card/Net Banking

*Initial deposit of Rs 1000

Who is eligible for Digital Account?

18 years of age or above
Resident of India with a valid Indian address proof
New to bank prospects
Valid PAN and Aadhaar details
Prospect should not have opened any account using OTP based e-kyc in non-face-to-face mode with any other bank

How to apply?

Open a Digital Account in 3 easy steps:

Step 1. Enter your 10 digit Mobile number and email ID
Step 2. Provide your Aadhaar & PAN details and open your Digital Account
Step 3. Fund your Digital Account to enjoy the Banking Services

Frequently Asked Questions | Terms & Conditions

Digital Account Advantages

Instant account opening*
Best in Class interest rates on Savings Account and Deposit products
Anytime, anywhere fund transfer with NEFT/RTGS/IMPS
Debit card with unlimited transactions at Jana Bank ATMs and hosts of other Rupay card benefits
FULL KYC verification done at your doorstep to avail complete banking services
Fund your Digital Account initially with UPI payment gateway/Debit card/Net Banking

*Initial deposit of Rs 1000

Who is eligible for Digital Account?

18 years of age or above
Resident of India with a valid Indian address proof
New to bank prospects
Valid PAN and Aadhaar details
Prospect should not have opened any account using OTP based e-kyc in non-face-to-face mode with any other bank

How to apply?

Open a Digital Account in 3 easy steps:

Step 1. Enter your 10 digit Mobile number and email ID
Step 2. Provide your Aadhaar & PAN details and open your Digital Account
Step 3. Fund your Digital Account to enjoy the Banking Services

Frequently Asked Questions | Terms & Conditions

Dear Customers,

Thank you for your trust and your bank continues to grow steadily and safely.

The COVID crisis has brought about an unexpected and stressful time for all of us both personally as well for our businesses, families and employers. It is important that we navigate this crisis together safely and sensibly.

In support of all our customers and in line with Reserve Bank of India (RBI) guidelines in response to COVID-19 related crisis, we would like to announce the following relief package to our customers across our entire product offering: Group Loans, Individual Loans, Agricultural Loans (both Individual & group), Business Loans, Affordable Housing Loans & MSME Loans.

Key Points:

1. To make it easy we are providing a moratorium on your Equated Monthly Instalment (EMI) due in March 2020, April 2020 & May 2020 till 31st May 2020. In case you have already paid the March month EMI, the moratorium will be for two months. Your loan tenor will be extended by the number of months you will avail the moratorium.

2. If you are financially comfortable, we would recommend that you do not avail this moratorium and continue to pay your EMI/s. This will mean a lower cost of interest on your loan as well as an early closure of your loan.

3. To help you do this i.e. not avail the moratorium, you may ‘Opt out’ of this moratorium by using one of the mentioned options:

Respond to our SMS with your ‘Opt out’ option from your registered mobile number, or
Call our contact centre, or
Approach your branch, or
Send us an e-mail mentioning your loan account number and ‘Opt out’ option from your registered e-mail address

4. In addition to standard loan instalment repayment methods, now you can pay your loan instalment from the comfort of your home using our newly launched UPI QR code method. To understand how to generate your loan UPI QR code and make payment, please visit https://youtu.be/C3bYnr7kV0U

5. In case you decide to avail the moratorium, then interest will continue to accrue on the availed deferred instalments, at the contracted rate for the respective loan/s. The said interest will be collected as per applicable interest rate from you along with the last instalment of the loan. Please note that your credit score will not be impacted on account of your availing this deferment or moratorium.

6. Please note that in case you have overdues on your loan account up to 29th February, 2020:

Moratorium will be provided only for instalments of loan which are due between 1st March 2020 and 31st May, 2020,
There is no moratorium on your overdues prior to 1st March, 2020.
You may repay these overdue amounts to reduce the interest burden
These overdue amounts will continue to attract all charges including penal interest, as applicable
The Bank retains the right to commence / continue any recovery proceedings (including appropriate legal action) until such overdues are cleared.
For all customers, whose accounts were standard, including SMA, as on February 29, 2020 and who have been provided with moratorium for the instalments falling due between March 1, 2020 and May 31, 2020, moratorium period will be excluded from computation of number of days past due for the purpose of asset classification.
Similarly, for working capital CC/OD accounts where deferment of interest has been granted, Such deferment period, wherever granted in respect of all facilities classified as standard, including SMA, as on February 29, 2020, shall be excluded for the determination of out of order status.
The moratorium/deferment granted to borrowers will not be categorised as default on the part of borrowers for the purposes of supervisory reporting and reporting to credit information companies (CICs).
The relief given as above as per the special dispensation given by RBI will not result in any downgrade of asset classification till 31st May 2020.

Kindly pay these overdues immediately using our standard instalment repayment methods including newly introduced loan account UPI QR code based payment method.

7.For all Overdraft working capital accounts, your monthly payable interest will be deferred for the mentioned 3-month period ending 31st May, 2020. The accumulated interest for this deferment period needs to be serviced by you immediately after the moratorium period, in the month of June 2020.

8.We shall also be reaching out to you on your registered mobile number / e-mail address to reiterate this information, provide you information to “opt out’ of this moratorium.

We thank you for your continued patronage and would be happy to support your service requests during this phase as well.

Stay Safe, Stay Healthy

Warm regards,

Team Jana Small Finance Bank

UPI QR code based EMI payment tutorial videos: Language option and links

Hindi - https://youtu.be/gFSykALqxbg

Bengali - https://youtu.be/3GlApo9wcE0

Assamese - https://youtu.be/MwiChjDVzUw

Gujarati - https://youtu.be/d0eZqyJ4PoQ

Kannada - https://youtu.be/AhAp1SlUiz4

Marathi - https://youtu.be/On-YSUFn_y0

Odia - https://youtu.be/hbBkVxZgc4o

Tamil - https://youtu.be/dLO5HBBtr4Y

Jana Small Finance Bank uses the Unified Payment Interface (UPI) for its payment service on Jana’s website. The solution enables you to credit your loan account held with Jana Small Finance Bank through your UPI-linked application. It ensures a fast and swift transfer of money with direct credit to your loan account.

Service Benefits

FEATURES	BENEFITS
Convenient Facility	Transfer money easily using any UPI linked PSP app Repay your loan instantly and digitally
Easy QR code generation	The payer need to just enter his loan account number in the Jana Small Finance Bank’s website which will fetch all the details automatically with a final QR code unique to your Loan account held with Jana Small Finance Bank.
Flexible Payment Options	No lower limit for transfer 24X7 facility for send or receive fund

Eligibility Criteria

Must be a smartphone user
Must hold a Loan account with Jana Small Finance Bank.

How to Use

Follow the steps given below to download and use the service:

Step 1. Click on https://janabank.sarvatra.in/public/account#step-1
Step 2. Enter your Loan account no. with Jana Bank
Step 3. Read the terms & conditions and click on agree to proceed
Step 4. Click on proceed for the details of your loan
Step 5. Verify your loan details and proceed to generate QR code
Step 6. Download/Take a print out of the QR code
Step 7. Verify the QR code with the “J” logo in the QR code and your name
Step 8. Scan the QR with any UPI applications available on your handheld devices
Step 9. Verify it with your loan account number and name
Step 10. Make your payment with UPI PIN

For any details call your respective Relationship Manager/Toll Free No.1800 4200

Terms & Conditions

Service Benefits

FEATURES	BENEFITS
Convenient Facility	Transfer money easily using any UPI linked PSP app Repay your loan instantly and digitally
Easy QR code generation	The payer need to just enter his loan account number in the Jana Small Finance Bank’s website which will fetch all the details automatically with a final QR code unique to your Loan account held with Jana Small Finance Bank.
Flexible Payment Options	No lower limit for transfer 24X7 facility for send or receive fund

Eligibility Criteria

Must be a smartphone user
Must hold a Loan account with Jana Small Finance Bank.

How to Use

Follow the steps given below to download and use the service:

Step 1. Click on https://janabank.sarvatra.in/public/account#step-1
Step 2. Enter your Loan account no. with Jana Bank
Step 3. Read the terms & conditions and click on agree to proceed
Step 4. Click on proceed for the details of your loan
Step 5. Verify your loan details and proceed to generate QR code
Step 6. Download/Take a print out of the QR code
Step 7. Verify the QR code with the “J” logo in the QR code and your name
Step 8. Scan the QR with any UPI applications available on your handheld devices
Step 9. Verify it with your loan account number and name
Step 10. Make your payment with UPI PIN

For any details call your respective Relationship Manager/Toll Free No.1800 4200

Terms & Conditions

Thank you for referring your loved ones.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,
Team Jana

BE SMART!
Take loan from formal institutions.

Here’s why you should seek credit from formal institutions:

Banks and registered finance companies are regulated by RBI
Grievance Redressal in case of non-adherence to fair practices

Download English Leaflet

Download Hindi Leaflet

Download English Leaflet

Download Hindi Leaflet

Download Assamese Leaflet

Download Bengali Leaflet

Download Gujarati Leaflet

Download Kannada Leaflet

Download Malayalam Leaflet

Download Marathi Leaflet

Download Odia Leaflet

Download Punjabi Leaflet

Download Sindhi Leaflet

Download Tamil Leaflet

Download Telugu Leaflet

Download Urdu Leaflet

BE RESPONSIBLE!
Make sure you pay EMIs and dues on time.

Here’s how you can be a responsible borrower:

Repay on time and build a good credit history
Honour your commitment and build trust with your lending institution

Download English Leaflet

Download Hindi Leaflet

Download English Leaflet

Download Hindi Leaflet

Download Assamese Leaflet

Download Bengali Leaflet

Download Gujarati Leaflet

Download Kannada Leaflet

Download Malayalam Leaflet

Download Marathi Leaflet

Download Odia Leaflet

Download Punjabi Leaflet

Download Sindhi Leaflet

Download Tamil Leaflet

Download Telugu Leaflet

Download Urdu Leaflet

BE WISE!
Borrow only as much as your ability to repay

Here’s how you can get the most out of your loan:

Use the loan amount for the purpose for which it has been taken
Monitor your dues and make timely repayments

Download English Leaflet

Download Hindi Leaflet

Download English Leaflet

Download Hindi Leaflet

Download Assamese Leaflet

Download Bengali Leaflet

Download Gujarati Leaflet

Download Kannada Leaflet

Download Malayalam Leaflet

Download Marathi Leaflet

Download Odia Leaflet

Download Punjabi Leaflet

Download Sindhi Leaflet

Download Tamil Leaflet

Download Telugu Leaflet

Download Urdu Leaflet

Visit www.rbi.org.in/flw for more details

*Terms and conditions Apply. Contact your Bank for more details.

Tamal Bandyopadhyay

Senior Advisor

Thank you for submitting the details. We will get in touch with you shortly.

You can also email us on customercare@janabank.com or call us for Bank related queries/issues on 18002080

Fill in the below form to report a fraud.

Save on your taxes by investing in Jana Bank’s Tax Saver Fixed Deposit. You can avail tax deduction upto ₹1,50,000 under Section 80C of Income Tax Act, 1961

Key Benefits

FEATURES	BENEFITS
Attractive Interest Rates	Please click here for the interest rates.
Deposit Amount	Minimum Amount - ₹100 Maximum Amount - ₹1,50,000 Maximum amount is for respective Financial Year only
Type of Deposit	Cumulative
Tenure	5 Years(1825 Days)– (No premature withdrawal allowed)

Terms and Conditions:

1. As per the Term deposit scheme, 2006, issued by the Government of India, the above Fixed Deposit scheme will not have the following facilities:

2. Premature withdrawal, Loan/Overdraft against Fixed Deposit and Auto-renewal facility.

3. Only Primary holder of the deposit can avail the deduction from income under section 80C of the Income Tax Act, 1961

4. All other terms and conditions of Regular Fixed Deposit will be applicable

Eligibility Criteria

Both new and existing customers of Jana Small Finance Bank can open a Fixed Deposit account.
Following are the types of customers who can open fixed deposit accounts: Individuals and HUF (Hindu Undivided Family)

1. Click here to download the FATCA declaration form

2. Fill up the form with relevant details.

3. Attach a signed copy of any of the below OVDs along with the form:

i. Driving license

ii. Passport

iii. PAN Card

iv. Voter ID Card

4. There are three ways of submitting the form to Jana Bank:

i. Visit to the nearest Jana Small Finance Bank branch and submit the declaration. Click Here to locate the nearest bank branch.

ii. Scan and send the soft copy of the fully filled form to customer.kyc@janabank.com.

Note:- Please ensure that the scanned copy is sent from your registered email id

iii. Or Send the hard copy to the below address:.

       Biju Joe / Nusrat Banu,
       Central Processing Centre,
       Jana Small Finance Bank Ltd.
       #11, 5th Floor, Divyashree Chambers,
       O’Shaughnessy Road,Near Hockey Stadium,
       Bengaluru-560025

5. In case of any query please call 18002080

Real Time Gross Settlement (RTGS) is the continuous (real-time) settlement of funds individually on an order by order basis (without netting). 'Real Time' means that the processing of instructions is done immediately at the time they are received rather than at some later time. 'Gross Settlement' means the settlement of funds transfer instructions occurs individually (on an instruction by instruction basis). The funds settlement takes place in the books of the Reserve Bank of India and thus the payments are final and irrevocable.

Channels for Transacting

Mobile Banking (MB)
Retail Internet Banking (RIB)
Corporate Internet Banking (CIB)

Limits and Charges

Transaction Limit	RTGS
Daily Minimum Limit for Channel (MB & RIB)	INR 2 Lakhs
Daily Maximum Limit for Channel (MB & RIB)	INR 10 Lakhs
Daily Minimum Limit for Branch	INR 2 Lakhs
Daily Maximum Limit for Branch	NA

*For CIB, maximum limits are applicable based on corporates requirement

Click here to view the Schedule of Charges.

RTGS Transaction Timings

Monday to Saturday: 7 a.m. to 5 p.m. (Except 2nd and 4th Saturdays and other holidays declared by RBI)

Terms & Conditions

In line with objective of ensuring greater financial inclusion and increasing the delivery of financial services, Jana Small Finance Bank has appointed the following institutional Business Correspondents.

Business Correspondent	States of Business	BC Outlet Details
Atyati Technologies Pvt. Ltd.	Bihar, Odisha, Rajasthan, Gujarat, Chhattisgarh, Madhya Pradesh, West Bengal, Assam	BC Outlet Details
Swabhiman Finance Pvt. Ltd.	Uttar Pradesh	BC Outlet Details
VK Ventures Pvt. Ltd.	Gujarat, Rajasthan, Madhya Pradesh, Maharashtra	BC Outlet Details
Rapipay Fintech Pvt. Ltd.	Delhi, Assam, Gujarat, Telangana, Tamil Nadu, Karnataka, Punjab, Haryana, Maharashtra, Rajasthan, West Bengal, UP	RapiPay Fintech Private Limited A-8, 8th Floor, Q-Tower, Sector 68, Noida, Uttar Pradesh 201309

Business Correspondent Details (Asset Business)		Download

We are happy to announce the winners of the Jana Festive Rewards Campaign. Click here to view the winners

About the Campaign

This festive season, experience great services, earn attractive interest rates and also win a Myntra e-voucher worth ₹250.

Deposit ₹25000 or more in your Jana Account from 18 to 31, October 2019 and maintain this additional balance till 31, October 2019 to be eligible to win the voucher. Hurry, fund your account today to avail the offer.

Earlier you deposit, better the chance to get the vouchers!

*Terms and Conditions:

JANA SMALL FINANCE BANK is launching a campaign for select JANA BANK customers whose accounts have been opened and activated before 1st October, 2019.
Campaign starts on 18th October, 2019 and ends on 31st October, 2019 with both days inclusive.
Customers will become eligible to win the voucher after adding at least ₹25,000 (Cumulatively) to his/her account and then maintain that additional ₹25,000 in his/her respective account during the campaign period. The additional amount deposited has to stay in the account till 31st October,2019. As a reward for this additional funding, the customer would be eligible to win the voucher worth ₹250 from Myntra.
The vouchers will be allocated in the order of additional funds [i.e. ₹25,000/-] deposited in customers account
Earlier the additional funds are deposited in the account, the higher the chances of the customer to win the voucher
In case the customer deposits the additional funds, takes it out and again deposits the additional fund, then the last day of deposit will be considered for the campaign
Select and limited number of vouchers are available for the campaign
One customer will be eligible to win one voucher only
Customers will be communicated about the campaign through SMS, E-Mail and/or Call
Winners will be announced within 15 days after the end of campaign
The e-vouchers will be e-mailed to the winners on their registered E-mail ID within 45 Days of result announcement. It is the responsibility of the customer to ensure that the correct email id is updated with the bank
JANA SMALL FINANCE BANK reserves the right to modify, cancel, extend or discontinue the campaign and/or these terms and conditions or any part thereof at any time without prior notification and JANA SMALL FINANCE BANK is not responsible for any third party products, goods, services and offers.
This Campaign is voluntary and by participating in the campaign, you are deemed to have read, understood and accepted these Terms and Conditions.
Staff and/or relatives of employees of JANA SMALL FINANCE BANK will not be eligible to be part of any contest or promotional campaigns run by JANA SMALL FINANCE BANK.
All issues pertaining to this Campaign to be raised within 60 days from the announcement of the Campaign. If any dispute or complaint or query raised after 60 days then the same will not be entertained.
Intra bank transfer will not be eligible for offer (JANA SMALL FINANCE BANK to JANA SMALL FINANCE BANK).
Terms and Conditions for MYNTRA VOUCHERS:

Get ₹250 off on the Myntra application or website on spends of ₹999 or more valid till 31st December 2019 only on a selected catalogue for Jana Bank customers - https://www.myntra.com/myntra-special
Maximum discounts, i.e., product discount and coupon discount, are subject to product level cap enforced by seller.
The code can be used once per Customer.
This offer is not valid at any of the alliance partner retail outlets/stores.
Multiple coupons cannot be clubbed in a single order.
The balance amount, after the discount is availed, will have to be paid by the customer at the time of purchase.
In no case, whatsoever, can the discount amount be refunded, en-cashed or partly en-cashed
Myntra's Return and Exchange Policy offers you the option to return or exchange items purchased on Myntra's application within 30 days of the receipt. In case of return of the purchased item, please refer to the “Return Policy” on the website/ application or call Myntra Customer care.
All orders would be subject to availability at the time of purchase and will be governed by the standard terms and conditions listed on the Application.
All disputes arising out of or in connection to this scheme are subject to exclusive jurisdiction of the courts in Bangalore only

Disclaimer: Myntra is not responsible for any typographical error leading to an invalid coupon

Jana Small Finance Bank Financials

FY 2024-25


Financial Statements - June 2024	View now

FY 2023-24


Financial Statement and Audit Report March – 2024	View now

Financial Statements December - 2023	View now

Financial Statements September - 2023	View now

Financial Statements June – 2023	View now

FY 2022-23


Audited Annual Financial Report FY 2022 -23	View now

Financial Statement and Audit Report March – 2023	View now

Financial Statements December – 2022	View now

Financial Statements September – 2022	View now

Financial Statements June - 2022	View now

FY 2021-22


Financial Statement and Audit Report March – 2022	View now

Financial Statements December - 2021	View now

Financial Statements September - 2021	View now

FY 2020-21


Financial Statements 2020-21	View now

FY 2019-20


Financial Statements 2019-20	View now

Corporate Presentation 2019-20	View now

FY 2018-19


Financial Statements 2018-19	View now

FY 2017-18


Financial Statements 2017-18	View now

We are delighted to know that you are interested in Jana Small Finance Bank’s Fixed Deposit. The interest rates on our Fixed Deposits is amongst the best in the industry.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,
Team Jana

We are delighted to know that you are interested in Jana Small Finance Bank’s Fixed Deposit. The interest rates on our Fixed Deposits is amongst the best in the industry.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,
Team Jana

We are delighted to know that you are interested in Jana Small Finance Bank’s Fixed Deposit. The interest rates on our Fixed Deposits is amongst the best in the industry.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,
Team Jana

We are delighted to know that you are interested in Jana Small Finance Bank’s Fixed Deposit. The interest rates on our Fixed Deposits is amongst the best in the industry.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,
Team Jana

We are delighted to know that you are interested in Jana Small Finance Bank’s Fixed Deposit. The interest rates on our Fixed Deposits is amongst the best in the industry.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,
Team Jana

We are delighted to know that you are interested in Jana Small Finance Bank’s Fixed Deposit. The interest rates on our Fixed Deposits is amongst the best in the industry.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,
Team Jana

Jana Diwas is observed every year to celebrate and highlight financial independence of customers. We are honoured that Mr. Krishnamurthy Subramanian, Chief Economic Advisor, Government of India, will grace the occasion as Guest of Honour.

With the help of a distinguished jury co-chaired by Dr. D. Subbarao, former Governor RBI, and Mr Vinod Rai, former CAG, the most inspirational customer stories have been selected for awards. A few of these customers will be present to share their stories.

Staying focused on the issue of financial inclusion there will be a discussion by eminent panellists from the government and industry on the topic of ‘Connecting High Street to Last Mile.’ The event will be aired nationally on ET Now & Times Now.

Guest of Honor

Mr. Krishnamurthy Subramanian

Chief Economic Advisor to the Government of India

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Guest of Honor

Mr. Krishnamurthy Subramanian

Chief Economic Advisor to the Government of India

Eminent Panelist

Mr. Sudarshan Sen

Former Executive Director, Reserve Bank of India

Mr. P S Jayakumar

MD & CEO, Bank of Baroda

Ms. Jayshree Vyas

MD, SEWA Bank & Independent Director, BSE

Mr. Krishnan Dharmarajan

Executive Director, Center for Digital Financial Inclusion

Mr. Alok Misra

Professor, Public Policy & Governnance, MDI, Gurgaon

MODERATED BY:

Mr. Mihir Bhatt

Chief Editor-IPs, Times Network

Customer Jury

On August 21, we felicitate a few of our customers, who are chosen through a careful selection process. Customer stories from across the country, reviewed by a jury based on certain criteria, and shortlisted. The finalists, along with their families, are our special guests at the event on Jana Diwas.

Mr. D Subbarao

Former Reserve Bank of India governor

Mr. Vinod Rai

BCCI & Former Comptroller & Auditor General of India

Mr. Anand Sinha

Chief Information Officer

Dr. Nandkumar Jairam

Chairman, CEO & GMD, Columbia Asia Hospitals

Mr. Tamal Bandhyopadhyay

Advisor to Jana Small Finance Bank

Employee Jury

Exemplary employee stories are showcased at Jana Diwas and they are felicitated at the event. These inspiring stories were judged by an eminent jury comprising of:

Mr. Ajit Issa

Chief Operating Officer, Quess Corp Limited.

Mr. Robin Bhowmik

Chief Business Officer, Manipal Global Academy

Mr. Ram Kumar

Founder & CEO, Leadership Centre

Jana Small Finance Bank, erstwhile Janalakshmi Financial Services (JFS), is headquartered in Bengaluru and has over a decade of existence.

It is one of the 10 financial institutions which had received in-principal approval from the RBI for a Small Finance Bank in 2015. Jana Small Finance Bank received final banking license in April 2017; it started banking operations on March 28, 2018.

Currently, the bank is serving 3.6 million customers across 20 states and Union Territories in India. Its vision is to become the leading inclusive digitized bank serving all customer segments and communities of an aspirational India.

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