Pay your utility bills like Broadband Post-paid, DTH, Gas etc. through our Jana Bank Mobile Banking Application between 11th Oct’21 to 11th Nov’21 and stand a chance to win smartphones and Alexa Show
#BindaasJeeto
11th October to 11th November 2021(both start and end date)
Prize | No of prizes |
1st Prize Smartphone | 1 |
2nd Prize Alexa Show | 2 |
3rd Prize Smartphone | 2 |
Broadband Postpaid | DTH |
Electricity | Gas |
Insurance – LIC not a part | Landline Postpaid |
LPG Gas | Cable TV |
Clubs and Associations | Credit card – BoB only |
Education Fees | Fastag |
Health Insurance | Hospital and Pathology |
Housing Society | Life Insurance |
Loan Repayment | Mobile Postpaid |
Municipal Services | Municipal taxes |
Subscription | Water |
Upto* 100% Cashback on first EMI payment in a month of a loan pertaining to Jana Small Finance Bank Limited, made by the customer with the minimum transaction of Rs.1500 on MobiKwik App by using the coupon code: JANA
We are delighted to know that you are interested in Jana Small Finance Bank’s Fixed Deposit. The interest rates on our Fixed Deposits is amongst the best in the industry.
Our Customer Care Representative will get in touch with you shortly to guide you through the process.
Have a great day ahead!
Do feel free to reach us at 1800 2080
With Best Regards,
Team Jana
Thank you for referring your loved ones.
Our Customer Care Representative will get in touch with them shortly.
Have a great day ahead!
Do feel free to reach us at 1800 2080
With Best Regards,
Team Jana
Dear Jana Banker,
Thank you for expressing your interest in our product. The Bank Representatives will contact you shortly.
Regards,
Jana Small Finance Bank Ltd.
We have noted your preference of opting for QR Code for your business transactions. You will shortly receive the QR Code from the Bank.
If you have any queries, please send us an email at customercare@janabank.com or call us on our Toll free number 1800 2080.
Regards,
Jana Small Finance Bank Ltd.
Metro Savings Account by Jana Small Finance Bank is designed to offer you the convenience and comfort of a hassle-free, “anytime and anywhere” banking experience.
FEATURES | BENEFITS |
Rate of Interest |
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Average Monthly Balance |
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RuPay Debit Card |
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Mobile Banking App |
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Applicants must be Resident Indians to be eligible to apply for Regular Savings Account of the following types:
Click here for the list of KYC documents required to open an Account.
Open a Current Account from the comfort of your home. The journey is safe, simple & fast eliminating the need to visit the branch for KYC.
We have noted your preference of opting out of receiving physical statements. Going forward, you will receive the statement for your account on your registered email Id every month.
If you have any queries, please send us an email at customercare@janabank.com or call us on our Toll free number 1800 2080.
Regards,
Jana Small Finance Bank Ltd.
Two Wheeler Loan helps an individual to fulfil his dream of owning Motorcycle or a Scooter of his choice by paying in easy equated instalments. Jana Small Finance Bank provides loan for purchasing Two Wheeler/ Electric Two Wheeler to Existing & New to Bank Customers.
FEATURES | BENEFITS |
Quick & Hassle-free Processing |
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Minimum Down Payment |
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Competitive Interest Rates |
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Maximum Loan Amount |
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Flexible Tenure |
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RERA Business Account by Jana Small Finance Bank is a current account for Builders/Developers to enable smooth flow of funds to support their real estate project.
The Real Estate (Regulation and Development) Act, 2016 (RERA) act was enacted to safeguard the interest of home buyers and to be monitored by state level RERA Authority.
The promoter of a real estate development firm should maintain a separate account, hereinafter being referred as RERA Account, for each of their projects with a scheduled commercial bank. A minimum % of money collected in the RERA Account should only be used for the construction of the project and the borne towards the land.
It is the responsibility of the developer to comply with the guidelines issued under the act and by the RERA accounts i.e. collection of funds and payments from the RERA account.
RERA Accounts can be opened by the project developer who is developing / constructing a real estate project, whether residential or commercial or mixed use, and are in the process of applying for RERA registration or have already registered the project with the RERA Authority.
Eligible Projects for opening RERA Account
Thank you for referring your loved ones.
Our Customer Care Representative will get in touch with them shortly.
Have a great day ahead!
Do feel free to reach us at 1800 2080
With Best Regards,
Team Jana
Dear Jana Banker,
Thank you for expressing your interest in our product. The Bank Representatives will contact you shortly.
Regards,
Jana Small Finance Bank Ltd.
Special offer for Jana Bank customers for Overdraft facility against Fixed Deposit at an attractive rate of 0.25%* with Zero Processing Fee
OD Facility is subject to Terms & Conditions
All existing Jana Small Finance Bank Ltd. customers who are Fixed Deposit holders as on 9th May’2021
Sr. No. | Charge Type | Details / Charge Amount (Exclusive of GST) |
Card Charges and other Features (For Individuals and Proprietors only | ||
1 | Debit Card Type (For Individual & Proprietors only) | Rupay Classic |
2 | Debit Card Issuance (InstaKit/Joining Fee) | NIL |
3 | Debit Card Issuance (Personalised/Joining Fee) | Rs. 199 |
4 | Debit Card AMC (Applicable Both for Instakit and Personalised Cards issued to customers) | Rs. 149 |
5 | Debit Card Re-issuance (Instakit and Personalised) | Rs. 199 |
6 | ATM and Micro ATM cash withdrawal limit per day | Rs. 50,000 |
7 | POS limit per day | Rs. 100,000 |
8 | E-commerce limit per day | Rs. 100,000 |
9 | Pin Generation for Debit card | Rs. 50 Per Request |
ATM and Micro ATM Transaction | ||
At Jana Small Finance Bank ATM and Micro ATMs | ||
1 | No. of free ATM and Micro ATM transactions | Unlimited |
2 | Charges above free limit for financial transactions | N/A |
3 | Charges above free limit for non-financial transactions | N/A |
At Other Bank ATM and Micro ATMs | ||
1 | No. of free ATM and Micro ATM transactions | Metro locations:3 transactions (financial + non-financial) free Other locations: 5 transactions (financial + non-financial) free |
2 | Charges above free limit for financial transactions | Rs. 20 |
3 | Charges above free limit for non-financial transactions | Rs. 8 |
4 | Decline Charges - Transactions declined at other bank ATM and Micro ATMs or at a merchant outlet / websites due to insufficient funds will be charged | Rs. 25 Per Transaction |
Cheque Book | ||
1 | Free Cheque Book(s) per financial year (50 Leaves per cheque book) | 2 Free cheque books |
2 | Cheque Book Issuance Charges beyond free limit | ₹3 per cheque leaf |
3 | Stop Payment of cheque (per leaf or series) | ₹50 per transaction or series |
4 | Cheque / ECS Return (Inward) – Insufficient Funds | ₹300 per transaction |
5 | Cheque / ECS Return (Outward) | NIL |
Call 1800 2080 OR reach out any Jana Small Finance Bank Branch near you
"I choose my number" service is now available on select range of Jana Bank Current & Savings Accounts
Jana Bank offers you to Bank with your Customized Current and Savings Account Number. You can now select an account number of your own choice. Record your most memorable moment or your favourite Date or Lucky number by Owning your Own Account Number at Jana, Choice is yours now….
Rarely can people remember their bank account number on their fingertips. After all, it is not easy to remember a long string random digits. What if you could choose your bank account number with Jana Bank at your own choice of number?
Jana Bank is making this possible exclusively for you with “ I choose my number” service on Select Variants!
To block your new Account Number of your choice, you can contact any Jana Bank branch for " I choose my number" service.
The bank has gone live with BBPS Customer Unit and customers can do online bill payments through our Internet Banking portal. We are doing an online campaign where customer doing bill payments though JANA internet portal, will be given Amazon pay gift card/Voucher.
Existing To Bank (ETB) Customers:
Category | Reward |
2 Unique bills in a month | 50 /- Rs Amazon Voucher |
4 Unique bills in a month | 100 /- Rs Amazon Voucher |
5 Unique bills in a month | 200 /- Rs Amazon Voucher |
Dear Customers,
Thank you for your trust and your bank continues to grow steadily and safely.
The COVID crisis has been an unexpected and stressful time for all of us both personally as well for our businesses, families and employers. It is important that we navigate this crisis together safely and sensibly.
This is further to the communication on Moratorium granted as a part of our Covid19 relief package released earlier (enclosed as Annexure1 with this communication), we would like to announce the second phase of the relief package across our entire product offering: Group Loans, Individual Loans, Agricultural term Loans (both Individual & group), Retail loans, Business Loans, Affordable Housing Loans & MSME Loans.
For the months of June, July and August' 2020, moratorium will be offered month-on-month to the borrowers based on request and at the discretion of the Bank after appropriate evaluation of the borrower's needs that such moratorium is necessitated on account of the economic fallout from COVID-19.
Please note that this loan moratorium is optional and you can continue to pay your loan EMIs if you have the funds to continue with your repayments. This will mean a lower cost of interest on your loan as well as an early closure of your loan.
Kindly note that the point 4 to 7 under the key points as provided in Annexure 1 shall remain unchanged and would be applicable herein.
We thank you for your continued patronage and would be happy to support your service requests during this phase as well.
Stay Safe, Stay Healthy
Warm regards,
Team Jana Small Finance Bank
Investor Grievance Cell
Jana Small Finance Bank Limited.
The Fairway Business Park, First Floor,
Survey No. 10/1, 11/2 & 12/2B Off Domlur,
Koramangala Inner Ring road, Next to EGL,
Business Park Challaghatta, Bengaluru - 560071
Mail ID: investor.grievance@janabank.com
"Own your Own Account Number" service is now available on select range of Jana Bank Current & Savings Accounts
Jana Bank offers you to Bank with your Customized Current and Savings Account Number. You can now select an account number of your own choice. Record your most memorable moment or your favourite Date or Lucky number by Owning your Own Account Number at Jana, Choice is yours now….
Rarely can people remember their bank account number on their fingertips. After all, it is not easy to remember a long string random digits. What if you could choose your bank account number with Jana Bank at your own choice of number?
Jana Bank is making this possible exclusively for you with “Own your Own Account Number” service on Select Variants!
To block your new Account Number of your choice, you can contact any Jana Bank branch for "Own your Own Account Number" service.
Thank you for registering for the webinar ‘Kickstarting India's Decade’.
You will receive the link to the webinar soon.
With Best Regards,
Team Jana Small Finance Bank
Jana Bank brings to you the only systematic recurring deposit investment plans. These systematic plans help you earn high interest of 7.5% and lets you achieve your dreams. So be it preparing for the college admission of your child or buying your dream home or buying that dream jewelry, Jana Bank has planned it all for you.
Simply choose your goal and calculate how much you would need to save every month to reach to your goal.
Thank you for submitting the details. We will get in touch with you shortly.
You can also email us on customercare@janabank.com or call us for Bank related queries/issues on 18002080
Fill in the below form.
With ICICI Lombard General Insurance Company Limited, choosing an insurance policy is not just a matter of saving tax at the end of the financial year. It is also about finding a policy that actually works for you. Once you have decided to take a policy, we will go about finding a policy that truly caters to your needs. Factors such as age, number of family members, and preferred insurance premium all come into play. As do factors such as hospitalisation cover and maternity cover, and a few others, which can be customised as per your needs.
Once selected, a single policy will provide a health cover that fits you and your family like a glove.
**Medical test may be required in case of any pre-existing health condition as per the underwriting policy of the insurer
Corporate Disclaimer | |
ICICI Lombard Health Insurance - Toll-free number – 18002666 | |
Jana Small Finance Bank Limited with its registered office at 1st Floor, The Fairway Business Park, Koramangala Inner Ring Road, Bengaluru- 560071, is a Corporate Agent (IRDAI License no._CA0606) of ICICI Lombard General Insurance Company Limited. Insurance is underwritten by respective Insurance Company. The products, services and benefits referred to herein are subject to terms and conditions governing them as specified by Insurance Company from time to time. The above information contains only an indication of covers offered. For more details on risk factors, terms condition and exclusions, please read the sales brochure carefully before purchasing any insurance. Jana Small Finance Bank Limited customers’ participation is entirely voluntary Thank you for visiting www.janabank.com “The ICICI Lombard General Insurance Company has sole responsibility for issuance, operations, administration and disbursal of insurance. The Jana Small Finance Bank Ltd. shall not have any liability whatsoever in this arrangement. All/any grievance from the Applicant/Customer, shall be redressed by ICICI Lombard General Insurance Company as per the guidelines of IRDAI.” |
Your Health is precious – it enables you to live your life the way you please.
Bajaj Allianz’s Family Health Care policy is designed to suit your health care needs. It takes care of Medical treatment expenses incurred during hospitalization resulting from serious illness or accident.
Corporate Disclaimer | |
Bajaj Allianz Health Insurance – Toll-free number - 18002095858 | |
Jana Small Finance Bank Limited with its registered office at 1st Floor, The Fairway Business Park, Koramangala Inner Ring Road, Bengaluru- 560071, is a Corporate Agent (IRDAI License no._CA0606) of ICICI Lombard General Insurance Company Limited. Insurance is underwritten by respective Insurance Company. The products, services and benefits referred to herein are subject to terms and conditions governing them as specified by Insurance Company from time to time. The above information contains only an indication of covers offered. For more details on risk factors, terms condition and exclusions, please read the sales brochure carefully before purchasing any insurance. Jana Small Finance Bank Limited customers’ participation is entirely voluntary Thank you for visiting www.janabank.com “The Bajaj Allianz General Insurance Company has sole responsibility for issuance, operations, administration and disbursal of insurance. The Jana Small Finance Bank Ltd. shall not have any liability whatsoever in this arrangement. All/any grievance from the Applicant/Customer, shall be redressed by Bajaj Allianz General Insurance Company as per the guidelines of IRDAI.” |
Secure your Car against natural calamities and accidents with our Car & 2W insurance policies that comes with varied Benefits. An accident can happen at any point of time. Avail additional facility of cashless services at a wide network of garages across the country. To know more of benefits, you may please speak to our Officials at the branches.
Homeowners insurance is made up of coverages that may help pay to repair or replace your Home and belongings if they are damaged. Home is where our Heart lives along with our family. You can secure your structure and/or the contents of your home against natural and man-made calamities by insuring with our Comprehensive Home Insurance policies.
Travel insurance is a type of insurance that covers the costs and losses associated with traveling. It is useful protection for those traveling domestically or abroad. It’s better to go armed with Travel Insurance. This protects from medical emergencies, baggage loss, passport loss, trip cancellation and even trip delays
A Personal Accident Insurance policy provides financial compensation in the unfortunate event of death or disability or hospitalization of the insured, due to accident. Accident means a sudden, unforeseen and involuntary event caused by external, visible and violent means.
Corporate Disclaimer | |
ICICI Lombard General Insurance - Toll-free number – 18002666 | |
Jana Small Finance Bank Limited with its registered office at 1st Floor, The Fairway Business Park, Koramangala Inner Ring Road, Bengaluru- 560071, is a Corporate Agent (IRDAI License no._CA0606) of ICICI Lombard General Insurance Company Limited. Insurance is underwritten by respective Insurance Company. The products, services and benefits referred to herein are subject to terms and conditions governing them as specified by Insurance Company from time to time. The above information contains only an indication of covers offered. For more details on risk factors, terms condition and exclusions, please read the sales brochure carefully before purchasing any insurance. Jana Small Finance Bank Limited customers’ participation is entirely voluntary Thank you for visiting www.janabank.com “The ICICI Lombard General Insurance Company has sole responsibility for issuance, operations, administration and disbursal of insurance. The Jana Small Finance Bank Ltd. shall not have any liability whatsoever in this arrangement. All/any grievance from the Applicant/Customer, shall be redressed by ICICI Lombard General Insurance Company as per the guidelines of IRDAI.” |
Secure your Car against natural calamities and accidents with our Car & 2W insurance policies that comes with varied Benefits. An accident can happen at any point of time. Avail additional facility of cashless services at a wide network of garages across the country. To know more of benefits, you may please speak to our Officials at the branches.
Homeowners insurance is made up of coverages that may help pay to repair or replace your Home and belongings if they are damaged. Home is where our Heart lives along with our family. You can insure the structure and/or the contents of your home.
Travel insurance is a type of insurance that covers the costs and losses associated with traveling. It is useful protection for those traveling domestically or abroad. It’s better to go armed with Travel Insurance. This protects from medical emergencies, baggage loss, passport loss, trip cancellation and even trip delays
Personal Accident insurance or PA insurance is an annual policy which provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events. ... PA insurance provides 24-hour worldwide insurance protection.
Corporate Disclaimer | |
Bajaj Allianz General Insurance – Toll-free number - 18002095858 | |
Jana Small Finance Bank Limited with its registered office at 1st Floor , The Fairway Business Park, Koramangala Inner Ring Road, Bengaluru- 560071 is a Corporate Agent (COR No.: CA0606) of Bajaj Allianz General Insurance Company Limited. The Contract of insurance is with Bajaj Allianz General Insurance Company Limited, who is liable for all valid claims on the policy. JANA Small Finance Bank customer’s participation in the policy is entirely voluntary Thank you for visiting www.janabank.com “The Bajaj Allianz General Insurance Company has sole responsibility for issuance, operations, administration and disbursal of insurance. The Jana Small Finance Bank Ltd. shall not have any liability whatsoever in this arrangement. All/any grievance from the Applicant/Customer, shall be redressed by Bajaj Allianz General Insurance Company as per the guidelines of IRDAI.” |
ICICI PRU Assured Savings Insurance Plan– A Non-Linked Non-Participating Life Individual Savings product, which gives you guaranteed savings benefits to meet your non-negotiable goals. It also provides you life insurance cover to take care of your family in case of your unfortunate demise.
Guaranteed Additions1: Every year, either 9% or 10% of total premiums paid will be added to your policy benefits depending on your policy term
Guaranteed Maturity Benefit (GMB)2: A guaranteed lump sum payable at the end of the policy term
Flexibility: Choose premium payment term and policy term as per your need
Tax benefits15: Tax benefits apply to premiums paid and benefits received as per the prevailing tax laws T&C
A Non-Linked Participating Life Individual Savings product
Guaranteed benefits - You get Guaranteed Maturity Benefit7 PLUS Guaranteed Additions8 at maturity
Bonus - You get bonuses in form of vested reversionary bonus and terminal bonus9, if any to boost wealth creation
Tax benefits - The premiums paid and benefits received are eligible for tax benefits15
Life cover - Your family is financially protected for the entire policy term
Loan against policy - You can take a loan equal to 80% of the surrender value4
The plan allows you to choose the number of years for which you wish to pay premiums. You can opt for either the Five Pay option (payment of premiums for 5 years), Seven Pay option (payment of premiums for 7 years), Ten Pay option (payment of premiums for 10 years), Twelve Pay option (payment of premiums for 12 years) or the Regular Pay option (regular payment of premiums throughout the policy term).
A Term Life Insurance Plan that financially protects you and your family This plan offers you the option to enhance your coverage against Accidental Death and Critical Illnesses and hence ensuring a 360 degree cover for your life.
Enhanced protection: Get covered against terminal illness and disability3 in addition to death
Additional benefits: Option to choose Accidental Death Benefit4 and Accelerated Critical Illness Benefit (Optional)5 against 34 illnesses
Special premium rates: Special premium rates for non-tobacco users
Need based benefit payout: Choose to receive the benefit amount as a lump sum or as a monthly income for 10 years or a combination of both
Increase life cover: Option to increase life cover at important milestones of life like marriage and child birth/adoption
Tax benefits15: On premiums paid and benefits received as per the prevailing tax laws
Corporate Disclaimer |
ICICI Prudential Life Insurance Co ltd – Customer Care Number – 1860 266 7766 |
Jana Small Finance Bank with its registered office at 1st Floor , The Fairway Business Park, Koramangala Inner Ring Road, Bengaluru- 560071 is a Corporate Agent (COR No.: CA0606) of ICICI Prudential Life Insurance Company Limited. The Contract of insurance is with ICICI prudential Life, who is liable for all valid claims on the policy. JANA Small Finance Bank customer’s participation in the policy is entirely voluntary |
Bajaj Allianz Life POS Goal Suraksha is A Non-Participating Non-linked Individual Life Insurance Savings Plan
Guaranteed1 Maturity Benefit
Offers Guaranteed1 Additions at Maturity
Limited Premium Payment Term
Option to take policy loan
1Conditions Apply – The Guaranteed benefits are dependent on policy term, premium payment term availed along with other variable factors. For more details, please refer to sales brochure (also available on the Website of Bajaj Allianz Life insurance company Ltd.)
On the maturity date, if all premiums are paid, the Guaranteed Sum Assured on Maturity# plus Guaranteed Additions, under your policy, will be paid and the policy will terminate.
In case of unfortunate death of the Life Assured due to accident during the waiting period$ or in case of
death of the Life Assured after the waiting period$ due to any cause, the death benefit is payable to the
nominee(s)/beneficiaries. Such death benefit is stated as Sum Assured on Death# which is as below.
The Sum Assured on Death is the higher of:
(i) 10 times of Annualized Premium*, (ii) 105% of Total Premiums** paid as on date of death, (iii) Sum
Assured#
In case of death of the Life Assured during the Waiting period$ other than due to an accident, the death
benefit payable to the nominee(s)/beneficiaries will be the 100% of Total Premiums** paid till date,
excluding any extra premium & Goods & Service Tax/any other applicable tax levied, subject to changes
in tax laws.
The policy will terminate on payment of the death benefit.
The death benefit is payable provided the policy is in-force and all due premiums have been paid.
Parameter | Details | ||||
Minimum Entry Age | 0 years (On attaining the age at majority, i.e. 18 years, the Policy will vest on Life Assured) |
||||
Maximum Entry Age | 55 years | ||||
Minimum Age at Maturity | 18 years | ||||
Maximum Age at Maturity | 65 years | ||||
Policy Term (PT) & Premium Payment Term (PPT) |
PT (in year) | 10 | 12 | 15 | 20 |
PPT (in year) | 7 | 6,7,8 | 5,6,7,8,10 & 12 | ||
Minimum Premium | Mode | Yearly | Half-Yearly | Quarterly* | Monthly* |
Premium(Rs.) | 3,000 | 2,100 | 1,250 | 450 | |
Maximun Premium | As per Maximum Sum Assured | ||||
Minimum Sum Assured | Rs.30,000 | ||||
Maximum Sum Assured | Rs.25,00,000 | ||||
Premium Payment Frequency |
Yearly, Half yearly, Quarterly and Monthly *Quarterly & Monthly premium payment frequency will be allowed only under auto-debit process (as per the approved RBI facilities) |
All ages mentioned above are age as on last birthday.
Bajaj Allianz Life Insurance Co. Ltd.
BEWARE OF SPURIOUS PHONE CALLS AND FICTICIOUS / FRAUDULENT OFFER – IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Risk Factors and Warning Statements: Bajaj Allianz Life Insurance Company Limited and Bajaj Allianz Life POS Goal Suraksha is the name of the company and product respectively and do not in any way indicate the quality of the product and its future prospects or returns. For more details on risk factors, terms and conditions please read sales brochures & policy document (available on www.bajajallianzlife.com) carefully before conducting a sale. Bajaj Allianz Life POS Goal Suraksha – (A NonParticipating Non-linked Individual Life Insurance Savings Plan) ). Regd Office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune – 411006. Reg. No.: 116. CIN: U66010PN2001PLC015959 | Mail us: customercare@bajajallianz.co.in | Call On: Toll free no.: 1800 209 7272 | Bajaj Allianz Life POS Goal Suraksha (UIN:116N155V11). The Logo of Bajaj Allianz Life Insurance Co. Ltd. is provided basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and Allianz SE to use it “Allianz” Logo. All charges/taxes, as applicable, will be borne by the Policyholder.
Jana Small Finance Bank is a Corporate Agent for Bajaj Allianz Life Insurance Company Limited and is registered with Insurance Regulatory and Development Authority of India bearing registration number CA0606. This plan is offered and underwritten by Bajaj Allianz Life Insurance Company Limited. The purchase of an insurance plan by the customer is purely on voluntary basis.
Bajaj Allianz Life Income Assure is a non-linked, participating, life, individual, limited premium payment, monthly income endowment savings plan.
Guaranteed* Monthly Income for 144 months in case of Income variant.
Lump-sum maturity benefit in addition to 144 months of monthly income pay-out, depending on the variant chosen
Flexibility of limited premium paying term for customers
Lower premium rates for female lives
* Conditions Apply. The guaranteed benefits are dependent on the policy terms, premium payment terms availed along with other variable factors. For details please refer to sales brochure (also available on the Website of Bajaj Allianz Life).
Variants | Premium (in Rs.) |
Income | 21,965 per annum / 1,977 monthly |
Assure | 22,058 per annum / 1,985 monthly |
Bajaj Allianz Lifelong Assure is a non-linked, participating, life, individual limited premium whole of life endowment savings plan.
The key advantages of this plan are:
* Conditions Apply. The guaranteed benefits are dependent on the Policy terms, Premium payment terms availed along with other variable factors. For details please refer to sales brochure (also available on the Website of Bajaj Allianz Life).
** Please refer to respective rider sales literature or visit the website of Bajaj Allianz Life for more details and eligibility conditions.
Bajaj Allianz Life Guaranteed Income Goal is a Non-Linked, Non-Participating, Individual, Life Insurance Savings Plan
1Conditions Apply. The guaranteed benefits are dependent on the policy terms, premium payment terms availed along with other variable factors. For details please refer to sales brochure (also available on the Website of Bajaj Allianz Life insurance company Ltd.)
$Available with Income Benefit
Lump-sum Benefit – If Lump-sum Benefit is chosen by you, on the Maturity Date, if all premiums are paid, your Guaranteed Maturity Benefit payable as Lump-sum will be an enhanced percentage of your Sum Assured. This is called as Guaranteed Enhancer (GE) and is payable as per the below table:
Policy Term (years) | Premium Payment Term (years) | Guaranteed Enhancer (GE) % | Guaranteed Maturity Benefit | |
10 | 5 | 310% | 310% of Sum Assured | |
10 | 7 | 410% | 410% of Sum Assured | |
12 | 5 | 375% | 375% of Sum Assured | |
12 | 7 | 450% | 450% of Sum Assured | |
12 | 8 | 490% | 490% of Sum Assured | |
10 | 10 | 520% | 520% of Sum Assured | |
12 | 12 | 600% | 600% of Sum Assured | |
15 | 5 | 380% | 380% of Sum Assured | |
15 | 7 | 455% | 455% of Sum Assured | |
15 | 8 | 495% | 495% of Sum Assured | |
15 | 10 | 545% | 545% of Sum Assured | |
15 | 12 | 605% | 605% of Sum Assured | |
20 | 5 | 385% | 385% of Sum Assured | |
20 | 7 | 460% | 460% of Sum Assured | |
20 | 8 | 500% | 500% of Sum Assured | |
20 | 10 | 550% | 550% of Sum Assured | |
20 | 12 | 610% | 610% of Sum Assured |
Income Benefit: If Income Benefit option is chosen by you, on the maturity date, if all premiums are paid, your Guaranteed Maturity Benefit will be paid in yearly, half-yearly, quarterly or monthly installments (as chosen by you at inception of the policy). These are called as Guaranteed Maturity Instalments (GMI), and will be paid at the end of the GMI year for a period equal to your Premium Payment Term (PPT). For yearly frequency the GMI will be payable as per the below table -
Guaranteed Maturity Instalment (as % of Sum Assured) | ||||||||
GMI year (Post the policy term) | Policy Term/Premium Payment Term | |||||||
05-05 | 10-05 | 12-05 | 07-07 | 10-07 | 12-07 | 10-10 | 12-12 | |
1 | 40% | 40% | 50% | 45% | 45% | 55% | 50% | 55% |
2 | 45% | 45% | 55% | 50% | 50% | 60% | 55% | 60% |
3 | 50% | 50% | 60% | 55% | 55% | 65% | 60% | 65% |
4 | 55% | 55% | 65% | 60% | 60% | 70% | 65% | 70% |
5 | 60% | 60% | 70% | 65% | 65% | 75% | 70% | 75% |
6 | - | - | - | 70% | 70% | 80% | 75% | 80% |
7 | - | - | - | 75% | 75% | 85% | 80% | 85% |
8 | - | - | - | - | - | - | 85% | 90% |
9 | - | - | - | - | - | - | 90% | 95% |
10 | - | - | - | - | - | - | 95% | 100% |
11 | - | - | - | - | - | - | - | 105% |
12 | - | - | - | - | - | - | - | 110% |
Lump-sum Benefit
If all due premiums have been paid:
I.Death Benefit during the Policy Term is the, Sum Assured on Death% , as on the date of death. The policy will terminate on payment of the Death Benefit.
II.Death Benefit during the ELC Period (only if chosen) (ELC Period is after the policy term) is the Sum Assured on Death% as on date of death. The policy will terminate on payment of Death Benefit.
Income Benefit
If all due premiums have been paid:
I. Death Benefit during the Policy Term is the, Sum Assured on Death% as on date of death. The policy will be terminating on payment of the Death Benefit.
ii. Death Benefit during payout period i.e. after the Policy Term is-
If ELC is chosen, then the Sum Assured on Death% will be paid. The risk cover will terminate immediately and the Policy will terminate on payment of last GMI.
If ELC is not chosen, then the remaining GMI will be paid. The policy will terminate on payment of last GMI
%Sum Assured on Death is the higher of (i) 10 times Annualized premium*, (ii)105% total premiums* paid on death, (iii) Sum Assured
*Annualized Premium is exclusive of extra premium, rider premiums, and GST and/any other applicable tax levied, subject to changes in tax laws, if any, and Total Premiums paid is equal to (Annualized Premium*number of years for which premiums have been paid.
Total Premium is exclusive of extra premium, rider premiums and GST/any other applicable tax levied, subject to changes in tax laws, if any. Please note that GST/any other applicable tax levied, subject to changes in tax laws will be collected over and above the premium under the Policy.
Parameter | Details | ||||
Minimum Entry Age | 6 years | ||||
Maximum Entry Age | 60 years | ||||
Minimum Age at Maturity | 18 years | ||||
Maximum Age at Maturity> | 72 years - The maximum age does not include the ELC, if opted for or Income Period. -For policies purchase through POS channel, the maximum Age at Maturity will be as per prevailing POS guidelines, as amended from time to time |
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Maximum Age for termination of life cover (if ELC is opted) | 84 years -For policies purchased through POS channel, the maximum Age for Termination of Life Cover(if ELC is opted for) will be as per prevailing POS guidelines, as amended from time to time |
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Policy Term (PT) & Premium Payment Term (PPT) | |||||
Lump-sum Benefit | |||||
PT (in years) | 10 | 12 | 15 | 20 | |
PPT (in years) | 5,7,10 | 5,7,8,12 | 5,7,8,10,12 | ||
Income Benefit | |||||
PT (in years) | 5 | 7 | 10 | 12 | |
PPT (in years) | 5 | 7 | 5,7,10 | 5,7,12 | |
Minimum Premium (Rs.) | |||||
Variant | Yearly | Half-yearly | Quarterly | Monthly | |
Lump-sum | 22,243 | 11,344 | 5,783 | 2,002 | |
Income | 28,822 | 14,699 | 7,494 | 2,594 | |
Maximum Premium (Rs.) | As per Maximum Sum Assured | ||||
Minimum Sum Assured | Rs.1,00,000 | ||||
Maximum Sum Assured | Based on Board Approved Underwriting Policy (For policies purchased through POS channel, the maximum Sum Assured will be as per prevailing POS guidelines, as amended from time to time | ||||
Premium Payment Frequency | Yearly, Half yearly, Quarterly and Monthly *Quarterly & Monthly premium payment frequency will be allowed only under auto-debit process (as per the approved RBI facilities) |
The product is available for sale through online mode. All the references to age are Age as on last birthday
Risk cover will commence immediately on the date of commencement of risk of the policy and, in the case of a minor life, policy will vest on the life assured on the earlier of attainment of majority (i.e., 18 years age last birthday) and on maturity date.
For policy purchased through POS channel no medical underwriting is required. Premium will vary depending upon the Variant chosen.
The premiums mentioned above are exclusive of any extra premium loading and Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws.
Bajaj Allianz Life Insurance Co. Ltd.
BEWARE OF SPURIOUS PHONE CALLS AND FICTICIOUS / FRAUDULENT OFFER – IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Risk Factors and Warning Statements: Bajaj Allianz Life Insurance Company Limited and Bajaj Allianz Life Guaranteed Income Goal is the name of the company and product respectively and do not in any way indicate the quality of the product and its future prospects or returns. For more details on risk factors, terms and conditions please read sales brochures & policy document (available on www.bajajallianzlife.com) carefully before conducting a sale. Bajaj Allianz Life Guaranteed Income Goal – (a Non-Linked, Non-Participating, Individual, Life Insurance Savings Plan). Regd Office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune – 411006. Reg. No.: 116. CIN: U66010PN2001PLC015959 | Mail us: customercare@bajajallianz.co.in | Call On: Toll free no.: 1800 209 7272 | Bajaj Allianz Life Guaranteed Income Goal (UIN:116N157V10). The Logo of Bajaj Allianz Life Insurance Co. Ltd. is provided basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and Allianz SE to use it “Allianz” Logo. All charges/taxes, as applicable, will be borne by the Policyholder.
Jana Small Finance Bank is a Corporate Agent for Bajaj Allianz Life Insurance Company Limited and is registered with Insurance Regulatory and Development Authority of India bearing registration number CA0606. This plan is offered and underwritten by Bajaj Allianz Life Insurance Company Limited. The purchase of an insurance plan by the customer is purely on voluntary basis.
Bajaj Allianz Life Insurance Co Ltd – Toll free number – 18002097272
Jana Small Finance Bank with its registered office at 1st Floor , The Fairway Business Park, Koramangala Inner Ring Road, Bengaluru- 560071 is a Corporate Agent (COR No.: CA0606) of Bajaj Allianz Life Insurance Company Limited. The Contract of insurance is with Bajaj Allianz Life Insurance Company Limited, who is liable for all valid claims on the policy. JANA Small Finance Bank customer’s participation in the policy is entirely voluntary
Jana Small Finance Bank Limited Offers as a Corporate Agent of Bajaj Allianz General Insurance Co. Ltd & ICICI Lombard General Insurance Co. Ltd. Which offers wide range of Health Insurance solutions to meet our Medical Urgency Expenses
Bajaj Allianz Health Insurance
Jana Small Finance Bank Limited solicits general insurance products as a Corporate Agent of Bajaj Allianz General Insurance Co. Ltd. & ICICI Lombard General Insurance Co. Ltd. Which offers wide range of general insurance solutions to fit every need & every situation. These Insurance Products span across the following different segments
Bajaj Allianz General Insurance
ICICI Lombard General Insurance
Choose Protection for you & your Family from Life's uncertainties with wide range of Life Insurance products of ICICI Prudential Life Insurance Co. Ltd and Bajaj Allianz Life Insurance Co. Ltd. Distributed by Jana Small Finance Bank Limited. We can choose among Term, Endowment & Traditional Plans. Which offer flexibility in premium, policy term & benefits.
Bajaj Allianz Life Insurance
ICICI Prudential Life Insurance
This festive season, experience great services, earn attractive interest rates and also get an Amazon pay gift card worth ₹ 250.
HURRY, book your FD today to avail the offer.
Existing To Bank (ETB) Customers:
New To Bank (NTB) Customers:
Please note: Customers participating in the Campaign on or after 1st November,2020 will have to maintain the SA Balance till 30th November, 2020.
Please note: For customers participating in the Campaign on or after 1st November, 2020 will have to maintain the balance till 30th November, 2020.
Please note: For customers participating in the Campaign on or after 1st November, 2020 will have to maintain the balance till 30th November, 2020.
We understand the challenges that a common man faces to send money to their family or friends and that is the reason we as a Bank always strive to provide an unparalleled banking experience through our simple remittance services that is easily accessible anytime at your nearest Jana Small finance Bank or Business correspondent (BC) outlet.
Domestic money remittance enables walk in customers who do not have a bank account to transfer funds to any bank account, anywhere in the country. We offer direct money transfer service within India for all our customers with or without a bank account and also with minimum required data from the customer making sure that urgency and apprehensions of the customer don’t go unaddressed during the processes.
Jana Small Finance bank also utilizes the Business Correspondent (BC) model to bring the transaction touch-point closer to this set of customers that is available even at non-banking hours. The money, received by the BC agent, is transfer processed by the Bank using Immediate Payment service (IMPS) technology.
Transaction Limit for DMR | |
Per transaction limit | INR 5000 |
Maximum limit per remitter per month | INR 25000 |
DMR-IMPS Slabs (INR) | Service charges (INR) |
100-1000 | 10 |
1001-2000 | 20 |
2001-3000 | 30 |
3001-4000 | 40 |
4001-5000 | 50 |
For Terms and conditions, please visit the nearest Jana Small Finance bank branch or
call customer care at 1800 2080.
You will receive the link to the webinar soon.
With Best Regards,
Team Jana Small Finance Bank
Welcome to the world of privileges! Select Savings Account by Jana Bank provides you the banking services with no fees.
FEATURES | BENEFITS |
Rate of Interest |
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Average Monthly Balance |
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World of Privileges |
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No Fees Banking Services |
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Applicants must be Resident Indians to be eligible to apply for Select Savings Account of the following types:
Click here for the list of KYC documents required to open an Account.
For media queries, please contact corp.comm@janabank.com